Skip to main content
Back
CFG logo

Citizens Financial Group, Inc.

Data quality: 100%
CFG
NYSE Financial Services Banks - Regional
$57.98
▲ $0.96 (1.68%)
Mkt Cap: 24.90B
Day Range
$57.92 $59.12
52-Week Range
$32.60 $68.79
Volume
2,755,075
50D / 200D Avg
$61.91 / $53.59
Prev Close
$57.02

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (853 peers)

Metric Stock Sector Median
P/E 13.6 10.3
P/B 1.0 1.1
ROE % 7.2 11.7
Net Margin % 16.4 16.8
Rev Growth 5Y % 12.4 11.7
D/E 0.4 0.5

Key Takeaways

Revenue grew 12.39% annually over 5 years — strong growth
Earnings grew 21.34% over the past year
Net margin of 16.42% shows strong profitability
Debt/Equity of 0.43 — conservative balance sheet
Generating 2.04B in free cash flow
P/E of 13.60 — trading at a low valuation

Growth

Revenue Growth (5Y)
12.39%
Revenue (1Y)-9.71%
Earnings (1Y)21.34%
FCF Growth (3Y)-14.54%

Quality

Return on Equity
7.24%
ROIC4.64%
Net Margin16.42%
Op. Margin20.88%

Safety

Debt / Equity
0.43
Current Ratio1.04
Interest Coverage0.61

Valuation

P/E Ratio
13.60
P/B Ratio0.95
EV/EBITDA10.08
Dividend Yield0.04%

All Fundamental Metrics

Growth
Revenue Growth (1Y) -9.71% Revenue Growth (3Y) -4.36%
Earnings Growth (1Y) 21.34% Earnings Growth (3Y) 6.71%
Revenue Growth (5Y) 12.39% Earnings Growth (5Y) -5.74%
Profitability
Revenue (TTM) 11.15B Net Income (TTM) 1.83B
ROE 7.24% ROA 0.81%
Gross Margin 69.75% Operating Margin 20.88%
Net Margin 16.42% Free Cash Flow (TTM) 2.04B
ROIC 4.64% FCF Growth (3Y) -14.54%
Safety
Debt / Equity 0.43 Current Ratio 1.04
Interest Coverage 0.61 Dividend Yield 0.04%
Valuation
P/E Ratio 13.60 P/B Ratio 0.95
P/S Ratio 2.23 PEG Ratio 0.49
EV/EBITDA 10.08 Dividend Yield 0.04%
Market Cap 24.90B Enterprise Value 23.46B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 11.15B 12.35B 12.19B 9.07B 6.99B
Net Income 1.83B 1.51B 1.61B 2.07B 2.32B
EPS (Diluted) 3.86 3.03 3.13 4.10 5.16
Gross Profit 7.78B 7.11B 7.54B 7.55B 7.06B
Operating Income 2.33B 1.89B 2.03B 2.66B 2.98B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 226.35B 217.52B 221.96B 226.73B 188.41B
Total Liabilities 200.03B 193.27B 197.62B 203.04B 164.99B
Shareholders' Equity 26.32B 24.25B 24.34B 23.69B 23.42B
Total Debt 11.28B 12.40B 13.97B 15.89B 7.01B
Cash & Equivalents 12.73B 11.24B 12.03B 10.85B 9.47B
Current Assets 191.33B 44.88B 42.85B 36.04B 36.44B
Current Liabilities 183.37B 176.76B 177.85B 180.73B 154.44B

Strategy Scores

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#669 of 819
26

Recent Activity

Entered Deep Value Investing (Seth Klarman)
Mar 24, 2026