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Banco Santander, S.A.

Data quality: 100%
SAN
NYSE Financial Services Banks - Diversified
$11.15
▲ $0.62 (5.89%)
Mkt Cap: 163.66B
Also listed as BCDRF OTC
Day Range
$11.01 $11.36
52-Week Range
$5.54 $13.24
Volume
15,879,306
50D / 200D Avg
$12.06 / $10.36
Prev Close
$10.53

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 11.6 10.3
P/B 1.6 1.1
ROE % 14.0 11.7
Net Margin % 11.8 16.8
Rev Growth 5Y % 18.2 11.7
D/E 4.8 0.5

Insider Trading Activity

Buy ratio (90d) 33.3%
20 transactions
Date Insider Type Shares Price Value
Mar 13, 2026
ICONIQ Strategic Partners VI, L.P.
buy 42,769,954
Mar 13, 2026
ICONIQ Strategic Partners VI, L.P.
sell 42,769,954
Feb 9, 2026
Neos Partners, LP
grant 4,975,928
Feb 9, 2026
Neos Partners, LP
sell 21,775,928 $25.79
Jan 30, 2026
VEP Group, LLC
other 45,358,762 $13.05 $591,931,844
Dec 23, 2025
VEP Group, LLC
other 65,010,001 $10.30 $669,603,010
Dec 5, 2025
Morfit G Mason
Director
buy 96,000 $260.58 $25,015,680
Nov 12, 2025
H&F Corporate Investors VIII, Ltd.
sell 1,500,000 $48.67 $73,001,250
Sep 30, 2025
Versant Venture Capital VI, L.P.
sell 224,974 $45.35 $10,352,017
Sep 18, 2025
Versant Venture Capital VI, L.P.
sell 135,304 $41.59 $5,714,356
Aug 25, 2025
Versant Venture Capital VI, L.P.
sell 50,270 $39.53 $1,986,947
Aug 22, 2025
Versant Venture Capital VI, L.P.
sell 39,046 $40.03 $1,567,748
Aug 20, 2025
FARALLON PARTNERS L L C/CA
sell 3,365,000 $56.15 $188,944,750
Aug 19, 2025
FARALLON PARTNERS L L C/CA
sell 41,000 $55.34 $2,268,940
Aug 18, 2025
Versant Venture Capital VI, L.P.
sell 45,713 $38.56 $1,762,744
Aug 15, 2025
Versant Venture Capital VI, L.P.
sell 215,000 $39.50 $8,492,500
Aug 8, 2025
Versant Ventures V, LLC
sell 3,381,692
Jul 10, 2025
Versant Venture Capital VI, L.P.
sell 191,376 $34.00 $6,506,784
Jun 27, 2025
Versant Venture Capital VI, L.P.
sell 200,000 $30.47 $6,093,000
Jun 20, 2025
Versant Venture Capital VI, L.P.
sell 234,801 $30.35 $7,112,818

Key Takeaways

Revenue grew 18.16% annually over 5 years — strong growth
ROE of 13.98% — decent returns on equity
Debt/Equity of 4.82 — high leverage
Negative free cash flow of 0.0
P/E of 11.61 — trading at a low valuation
PEG of 0.77 suggests growth is underpriced

Growth

Revenue Growth (5Y)
18.16%
Revenue (1Y)-7.71%
Earnings (1Y)12.14%
FCF Growth (3Y)N/A

Quality

Return on Equity
13.98%
ROIC2.34%
Net Margin11.76%
Op. Margin15.58%

Safety

Debt / Equity
4.82
Current Ratio1.25
Interest Coverage0.31

Valuation

P/E Ratio
11.61
P/B Ratio1.59
EV/EBITDA25.75
Dividend Yield0.02%

All Fundamental Metrics

Growth
Revenue Growth (1Y) -7.71% Revenue Growth (3Y) -0.81%
Earnings Growth (1Y) 12.14% Earnings Growth (3Y) 12.83%
Revenue Growth (5Y) 18.16% Earnings Growth (5Y) 14.78%
Profitability
Revenue (TTM) 119.89B Net Income (TTM) 14.10B
ROE 13.98% ROA 0.76%
Gross Margin 40.05% Operating Margin 15.58%
Net Margin 11.76% Free Cash Flow (TTM) 0.0
ROIC 2.34% FCF Growth (3Y) N/A
Safety
Debt / Equity 4.82 Current Ratio 1.25
Interest Coverage 0.31 Dividend Yield 0.02%
Valuation
P/E Ratio 11.61 P/B Ratio 1.59
P/S Ratio 1.37 PEG Ratio 0.77
EV/EBITDA 25.75 Dividend Yield 0.02%
Market Cap 163.66B Enterprise Value 481.00B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 119.89B 129.91B 121.87B 87.03B 61.50B
Net Income 14.10B 12.57B 11.08B 9.61B 8.12B
EPS (Diluted) 0.87 0.77 0.65 0.54 0.44
Gross Profit 48.02B 51.20B 46.97B 43.36B 41.02B
Operating Income 18.68B 19.03B 16.46B 15.25B 14.55B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1.87T 1.84T 1.80T 1.73T 1.60T
Total Liabilities 1.75T 1.73T 1.69T 1.64T 1.50T
Shareholders' Equity 103.13B 98.60B 95.42B 89.10B 86.93B
Total Debt 496.64B 483.38B 310.98B 282.96B 334.39B
Cash & Equivalents 179.30B 217.89B 246.90B 223.07B 234.81B
Current Assets 321.32B 251.86B 416.84B 223.07B 272.38B
Current Liabilities 257.80B 11.72B 70.76B 10.53B 1.03T