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The Hanover Insurance Group, Inc.

Data quality: 100%
THG
NYSE Financial Services Insurance - Property & Casualty
$171.22
▲ $2.38 (1.41%)
Mkt Cap: 6.02B
Day Range
$169.70 $172.87
52-Week Range
$147.76 $188.18
Volume
192,535
50D / 200D Avg
$173.85 / $174.74
Prev Close
$168.84

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 9.1 10.3
P/B 1.7 1.1
ROE % 20.7 11.7
Net Margin % 10.0 16.8
Rev Growth 5Y % 6.3 11.7
D/E 0.3 0.5

Key Takeaways

Revenue grew 6.34% annually over 5 years — modest growth
Earnings grew 55.52% over the past year
ROE of 20.66% indicates high profitability
Debt/Equity of 0.34 — conservative balance sheet
Generating 1.17B in free cash flow
P/E of 9.08 — trading at a low valuation

Growth

Revenue Growth (5Y)
6.34%
Revenue (1Y)6.12%
Earnings (1Y)55.52%
FCF Growth (3Y)82.92%

Quality

Return on Equity
20.66%
ROIC13.21%
Net Margin10.04%
Op. Margin12.79%

Safety

Debt / Equity
0.34
Current RatioN/A
Interest Coverage19.53

Valuation

P/E Ratio
9.08
P/B Ratio1.69
EV/EBITDA7.25
Dividend Yield0.02%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 6.12% Revenue Growth (3Y) 5.18%
Earnings Growth (1Y) 55.52% Earnings Growth (3Y) 333.22%
Revenue Growth (5Y) 6.34% Earnings Growth (5Y) 11.88%
Profitability
Revenue (TTM) 6.60B Net Income (TTM) 662.50M
ROE 20.66% ROA 3.91%
Gross Margin 43.47% Operating Margin 12.79%
Net Margin 10.04% Free Cash Flow (TTM) 1.17B
ROIC 13.21% FCF Growth (3Y) 82.92%
Safety
Debt / Equity 0.34 Current Ratio N/A
Interest Coverage 19.53 Dividend Yield 0.02%
Valuation
P/E Ratio 9.08 P/B Ratio 1.69
P/S Ratio 0.91 PEG Ratio 0.18
EV/EBITDA 7.25 Dividend Yield 0.02%
Market Cap 6.02B Enterprise Value 6.11B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 6.60B 6.22B 5.96B 5.43B 5.16B
Net Income 662.50M 426.00M 35.30M 116.00M 422.80M
EPS (Diluted) 18.51 11.70 0.98 3.21 11.49
Gross Profit 2.87B 1.24B 652.90M 716.30M 1.04B
Operating Income 843.80M 537.80M 41.10M 144.00M 521.30M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 16.95B 15.27B 14.61B 14.00B 14.25B
Total Liabilities 13.37B 12.43B 12.15B 11.66B 11.11B
Shareholders' Equity 3.57B 2.84B 2.47B 2.33B 3.14B
Total Debt 1.22B 784.10M 783.20M 782.40M 781.60M
Cash & Equivalents 1.12B 435.50M 316.10M 305.00M 230.90M
Current Assets 0.0 5.89B 12.12B 11.41B 11.38B
Current Liabilities 0.0 819.60M 6.09B 731.70M 55.10M

Strategy Scores

This stock passed the criteria for 3 strategies

Score = fit strength (0–100)
Rank = position among all matches
#328 of 1024
54
#306 of 658
31
#103 of 195
41

Recent Activity

Entered Cash Flow Compounder
Mar 24, 2026
Entered Contrarian Investing (David Dreman)
Mar 24, 2026
Entered Value Investing (Warren Buffett)
Mar 24, 2026