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White Mountains Insurance Group, Ltd.

Data quality: 100%
WTM
NYSE Financial Services Insurance - Property & Casualty
$2,164.90
▲ $9.89 (0.46%)
Mkt Cap: 5.37B
Day Range
$2,161.04 $2,205.42
52-Week Range
$1,648.00 $2,264.70
Volume
16,259
50D / 200D Avg
$2,141.06 / $1,932.96
Prev Close
$2,155.01

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 4.9 10.3
P/B 1.0 1.1
ROE % 22.3 11.7
Net Margin % 40.9 16.8
Rev Growth 5Y % 44.9 11.7
D/E 0.2 0.5

Key Takeaways

Revenue grew 44.88% annually over 5 years — strong growth
Earnings grew 380.21% over the past year
ROE of 22.33% indicates high profitability
Net margin of 40.87% shows strong profitability
Debt/Equity of 0.15 — conservative balance sheet
Negative free cash flow of -7.20M

Growth

Revenue Growth (5Y)
44.88%
Revenue (1Y)14.99%
Earnings (1Y)380.21%
FCF Growth (3Y)N/A

Quality

Return on Equity
22.33%
ROIC15.91%
Net Margin40.87%
Op. Margin49.08%

Safety

Debt / Equity
0.15
Current RatioN/A
Interest Coverage22.60

Valuation

P/E Ratio
4.85
P/B Ratio0.99
EV/EBITDA4.53
Dividend Yield0.00%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 14.99% Revenue Growth (3Y) 11.78%
Earnings Growth (1Y) 380.21% Earnings Growth (3Y) 47.40%
Revenue Growth (5Y) 44.88% Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) 2.71B Net Income (TTM) 1.11B
ROE 22.33% ROA 8.99%
Gross Margin 53.72% Operating Margin 49.08%
Net Margin 40.87% Free Cash Flow (TTM) -7.20M
ROIC 15.91% FCF Growth (3Y) N/A
Safety
Debt / Equity 0.15 Current Ratio N/A
Interest Coverage 22.60 Dividend Yield 0.00%
Valuation
P/E Ratio 4.85 P/B Ratio 0.99
P/S Ratio 1.98 PEG Ratio 0.01
EV/EBITDA 4.53 Dividend Yield 0.00%
Market Cap 5.37B Enterprise Value 6.02B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 2.71B 2.35B 2.17B 1.16B 614.40M
Net Income 1.11B 230.40M 509.20M 792.80M -275.40M
EPS (Diluted) 430.14 89.79 198.63 276.96 -89.46
Gross Profit 1.45B 1.07B 1.15B 370.90M 33.10M
Operating Income 1.33B 316.70M 565.40M -149.40M -273.60M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 12.31B 9.93B 8.39B 7.39B 7.00B
Total Liabilities 6.05B 4.79B 3.82B 3.45B 3.30B
Shareholders' Equity 5.43B 4.48B 4.24B 3.75B 3.55B
Total Debt 837.00M 611.60M 564.60M 575.20M 639.10M
Cash & Equivalents 184.90M 252.30M 121.70M 255.00M 147.70M
Current Assets 0.0 3.05B 0.0 0.0 1.05B
Current Liabilities 0.0 237.60M 0.0 0.0 0.0

Strategy Scores

This stock passed the criteria for 2 strategies

Score = fit strength (0–100)
Rank = position among all matches
Custom Contrarian Investing (David Dreman)
#159 of 658
50
Value Defensive Investing (Benjamin Graham)
#116 of 708
53

Recent Activity

Entered Contrarian Investing (David Dreman)
Mar 24, 2026
Entered Defensive Investing (Benjamin Graham)
Mar 24, 2026