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Intercorp Financial Services Inc.

Data quality: 100%
IFS
NYSE Financial Services Banks - Regional
$48.07
▲ $1.13 (2.41%)
Mkt Cap: 5.34B
Day Range
$47.76 $48.98
52-Week Range
$29.09 $52.58
Volume
156,126
50D / 200D Avg
$47.77 / $41.58
Prev Close
$46.94

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (853 peers)

Metric Stock Sector Median
P/E 2.9 10.3
P/B 0.4 1.1
ROE % 15.7 11.7
Net Margin % 19.7 16.8
Rev Growth 5Y % 10.1 11.7
D/E 1.0 0.5

Key Takeaways

Revenue grew 10.07% annually over 5 years — strong growth
Earnings grew 40.11% over the past year
ROE of 15.66% — decent returns on equity
Net margin of 19.72% shows strong profitability
Generating 3.06B in free cash flow
P/E of 2.93 — trading at a low valuation

Growth

Revenue Growth (5Y)
10.07%
Revenue (1Y)4.31%
Earnings (1Y)40.11%
FCF Growth (3Y)11.81%

Quality

Return on Equity
15.66%
ROIC6.96%
Net Margin19.72%
Op. Margin25.24%

Safety

Debt / Equity
1.03
Current Ratio2.07
Interest Coverage1.09

Valuation

P/E Ratio
2.93
P/B Ratio0.43
EV/EBITDA2.63
Dividend Yield0.02%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 4.31% Revenue Growth (3Y) 2.51%
Earnings Growth (1Y) 40.11% Earnings Growth (3Y) 30.31%
Revenue Growth (5Y) 10.07% Earnings Growth (5Y) 0.44%
Profitability
Revenue (TTM) 9.24B Net Income (TTM) 1.82B
ROE 15.66% ROA 1.84%
Gross Margin 65.27% Operating Margin 25.24%
Net Margin 19.72% Free Cash Flow (TTM) 3.06B
ROIC 6.96% FCF Growth (3Y) 11.81%
Safety
Debt / Equity 1.03 Current Ratio 2.07
Interest Coverage 1.09 Dividend Yield 0.02%
Valuation
P/E Ratio 2.93 P/B Ratio 0.43
P/S Ratio 0.58 PEG Ratio 0.20
EV/EBITDA 2.63 Dividend Yield 0.02%
Market Cap 5.34B Enterprise Value 6.13B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 9.24B 8.86B 8.79B 7.42B 6.29B
Net Income 1.82B 1.30B 1.07B 1.67B 1.79B
EPS (Diluted) 16.31 11.38 9.33 14.39 15.51
Gross Profit 6.03B 4.80B 4.34B 5.05B 4.92B
Operating Income 2.33B 1.65B 1.35B 2.17B 2.39B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 99.09B 95.50B 89.62B 87.48B 89.95B
Total Liabilities 86.67B 84.53B 79.62B 78.06B 81.22B
Shareholders' Equity 12.35B 10.92B 9.95B 9.37B 8.68B
Total Debt 12.78B 11.82B 10.88B 10.47B 10.22B
Cash & Equivalents 11.98B 12.20B 9.60B 13.00B 17.13B
Current Assets 13.12B 3.36B 36.79B 34.51B 39.29B
Current Liabilities 6.35B 55.98B 50.68B 49.59B 59.63B

Strategy Scores

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#365 of 657
25

Recent Activity

Entered Contrarian Investing (David Dreman)
Mar 24, 2026