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Day Range
$26.49
$27.10
52-Week Range
$24.22
$30.83
Volume
1,339,925
50D / 200D Avg
$28.36
/
$28.36
Prev Close
$26.12
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 11.0 | 10.3 |
| P/B | 1.2 | 1.1 |
| ROE % | 11.5 | 11.7 |
| Net Margin % | 34.6 | 16.8 |
| Rev Growth 5Y % | 16.3 | 11.7 |
| D/E | 0.2 | 0.5 |
Key Takeaways
Revenue grew 16.27% annually over 5 years — strong growth
Earnings grew 18.20% over the past year
ROE of 11.51% — decent returns on equity
Net margin of 34.59% shows strong profitability
Debt/Equity of 0.22 — conservative balance sheet
Generating 482.33M in free cash flow
Growth
Revenue Growth (5Y)
16.27%
Revenue (1Y)-5.35%
Earnings (1Y)18.20%
FCF Growth (3Y)16.20%
Quality
Return on Equity
11.51%
ROIC8.62%
Net Margin34.59%
Op. Margin43.75%
Safety
Debt / Equity
0.22
Current Ratio0.18
Interest Coverage1.47
Valuation
P/E Ratio
10.96
P/B Ratio1.21
EV/EBITDA9.11
Dividend Yield0.03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -5.35% | Revenue Growth (3Y) | 1.79% |
| Earnings Growth (1Y) | 18.20% | Earnings Growth (3Y) | 10.00% |
| Revenue Growth (5Y) | 16.27% | Earnings Growth (5Y) | 10.49% |
| Profitability | |||
| Revenue (TTM) | 1.37B | Net Income (TTM) | 475.44M |
| ROE | 11.51% | ROA | 2.08% |
| Gross Margin | 77.30% | Operating Margin | 43.75% |
| Net Margin | 34.59% | Free Cash Flow (TTM) | 482.33M |
| ROIC | 8.62% | FCF Growth (3Y) | 16.20% |
| Safety | |||
| Debt / Equity | 0.22 | Current Ratio | 0.18 |
| Interest Coverage | 1.47 | Dividend Yield | 0.03% |
| Valuation | |||
| P/E Ratio | 10.96 | P/B Ratio | 1.21 |
| P/S Ratio | 3.79 | PEG Ratio | 0.58 |
| EV/EBITDA | 9.11 | Dividend Yield | 0.03% |
| Market Cap | 5.21B | Enterprise Value | 5.48B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.37B | 1.45B | 1.33B | 1.04B | 751.98M |
| Net Income | 475.44M | 402.24M | 392.93M | 305.26M | 319.02M |
| EPS (Diluted) | 2.41 | 2.01 | 1.94 | 1.57 | 1.94 |
| Gross Profit | 1.06B | 952.60M | 967.81M | 855.30M | 704.54M |
| Operating Income | 601.31M | 522.34M | 511.88M | 394.58M | 416.78M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 22.88B | 22.49B | 22.66B | 22.88B | 18.05B |
| Total Liabilities | 18.59B | 18.53B | 18.87B | 19.36B | 15.29B |
| Shareholders' Equity | 4.30B | 3.96B | 3.79B | 3.53B | 2.77B |
| Total Debt | 935.32M | 1.20B | 1.88B | 1.22B | 911.98M |
| Cash & Equivalents | 670.34M | 910.35M | 1.00B | 724.79M | 3.65B |
| Current Assets | 3.11B | 2.77B | 4.63B | 4.87B | 6.82B |
| Current Liabilities | 17.64B | 17.31B | 17.12B | 18.27B | 14.52B |