Back
38
52
Day Range
$32.62
$33.55
52-Week Range
$29.32
$38.84
Volume
1,071,744
50D / 200D Avg
$33.48
/
$34.52
Prev Close
$32.47
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 7.7 | 10.3 |
| P/B | 0.9 | 1.1 |
| ROE % | 12.4 | 11.7 |
| Net Margin % | 46.7 | 16.8 |
| Rev Growth 5Y % | -1.6 | 11.7 |
| D/E | 0.2 | 0.5 |
Key Takeaways
Revenue declined -1.57% annually over 5 years
ROE of 12.39% — decent returns on equity
Net margin of 46.73% shows strong profitability
Debt/Equity of 0.24 — conservative balance sheet
Generating 336.59M in free cash flow
P/E of 7.68 — trading at a low valuation
Growth
Revenue Growth (5Y)
-1.57%
Revenue (1Y)-3.36%
Earnings (1Y)-3.58%
FCF Growth (3Y)-19.01%
Quality
Return on Equity
12.39%
ROIC9.68%
Net Margin46.73%
Op. Margin61.19%
Safety
Debt / Equity
0.24
Current Ratio0.14
Interest Coverage11.64
Valuation
P/E Ratio
7.68
P/B Ratio0.94
EV/EBITDA7.31
Dividend Yield0.03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -3.36% | Revenue Growth (3Y) | 0.27% |
| Earnings Growth (1Y) | -3.58% | Earnings Growth (3Y) | -1.70% |
| Revenue Growth (5Y) | -1.57% | Earnings Growth (5Y) | -0.75% |
| Profitability | |||
| Revenue (TTM) | 1.25B | Net Income (TTM) | 582.80M |
| ROE | 12.39% | ROA | 7.18% |
| Gross Margin | 92.30% | Operating Margin | 61.19% |
| Net Margin | 46.73% | Free Cash Flow (TTM) | 336.59M |
| ROIC | 9.68% | FCF Growth (3Y) | -19.01% |
| Safety | |||
| Debt / Equity | 0.24 | Current Ratio | 0.14 |
| Interest Coverage | 11.64 | Dividend Yield | 0.03% |
| Valuation | |||
| P/E Ratio | 7.68 | P/B Ratio | 0.94 |
| P/S Ratio | 3.59 | PEG Ratio | 1.53 |
| EV/EBITDA | 7.31 | Dividend Yield | 0.03% |
| Market Cap | 4.47B | Enterprise Value | 5.58B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.25B | 1.29B | 1.24B | 1.19B | 1.33B |
| Net Income | 582.80M | 604.44M | 603.12M | 742.93M | 600.67M |
| EPS (Diluted) | 4.14 | 3.92 | 3.77 | 4.35 | 3.16 |
| Gross Profit | 1.15B | 1.23B | 1.22B | 1.42B | 1.18B |
| Operating Income | 763.15M | 771.29M | 767.49M | 952.78M | 764.83M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 8.12B | 8.66B | 7.59B | 7.06B | 7.84B |
| Total Liabilities | 3.34B | 4.04B | 3.20B | 3.14B | 3.58B |
| Shareholders' Equity | 4.78B | 4.62B | 4.40B | 3.92B | 4.26B |
| Total Debt | 1.13B | 2.34B | 1.58B | 1.57B | 1.56B |
| Cash & Equivalents | 24.83M | 38.82M | 19.00M | 56.18M | 151.15M |
| Current Assets | 145.03M | 6.79B | 6.87B | 6.36B | 6.97B |
| Current Liabilities | 1.06B | 158.13M | 1.19B | 737.14M | 352.12M |
Strategy Scores
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
#460 of 820
#126 of 708
Recent Activity
Entered
Deep Value Investing (Seth Klarman)
Mar 24, 2026
Entered
Defensive Investing (Benjamin Graham)
Mar 24, 2026