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First Financial Bankshares, Inc.

Data quality: 100%
FFIN
NASDAQ Financial Services Banks - Regional
$29.54
▲ $0.59 (2.04%)
Mkt Cap: 4.23B
Day Range
$29.31 $30.21
52-Week Range
$28.12 $38.74
Volume
833,171
50D / 200D Avg
$31.88 / $33.41
Prev Close
$28.95

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 16.7 10.3
P/B 2.2 1.1
ROE % 14.4 11.7
Net Margin % 30.7 16.8
Rev Growth 5Y % 13.1 11.7
D/E 0.0 0.5

Key Takeaways

Revenue grew 13.05% annually over 5 years — strong growth
ROE of 14.39% — decent returns on equity
Net margin of 30.71% shows strong profitability
Debt/Equity of 0.01 — conservative balance sheet
Generating 307.14M in free cash flow
Cash machine — converts 121.12% of earnings into free cash flow

Growth

Revenue Growth (5Y)
13.05%
Revenue (1Y)11.71%
Earnings (1Y)13.46%
FCF Growth (3Y)7.14%

Quality

Return on Equity
14.39%
ROIC11.98%
Net Margin30.71%
Op. Margin37.49%

Safety

Debt / Equity
0.01
Current Ratio0.68
Interest Coverage1.54

Valuation

P/E Ratio
16.68
P/B Ratio2.21
EV/EBITDA10.25
Dividend Yield0.02%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 11.71% Revenue Growth (3Y) 15.20%
Earnings Growth (1Y) 13.46% Earnings Growth (3Y) 12.89%
Revenue Growth (5Y) 13.05% Earnings Growth (5Y) 2.74%
Profitability
Revenue (TTM) 825.80M Net Income (TTM) 253.59M
ROE 14.39% ROA 1.64%
Gross Margin 71.82% Operating Margin 37.49%
Net Margin 30.71% Free Cash Flow (TTM) 307.14M
ROIC 11.98% FCF Growth (3Y) 7.14%
Safety
Debt / Equity 0.01 Current Ratio 0.68
Interest Coverage 1.54 Dividend Yield 0.02%
Valuation
P/E Ratio 16.68 P/B Ratio 2.21
P/S Ratio 5.12 PEG Ratio 1.20
EV/EBITDA 10.25 Dividend Yield 0.02%
Market Cap 4.23B Enterprise Value 3.17B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 825.80M 739.21M 622.31M 551.27M 505.62M
Net Income 253.59M 223.51M 198.98M 234.48M 227.56M
EPS (Diluted) 1.77 1.56 1.39 1.64 1.59
Gross Profit 593.11M 523.22M 467.42M 502.40M 500.72M
Operating Income 309.61M 271.85M 243.30M 280.87M 271.97M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 15.45B 13.98B 13.11B 12.97B 13.10B
Total Liabilities 13.53B 12.37B 11.61B 11.71B 11.34B
Shareholders' Equity 1.92B 1.61B 1.50B 1.27B 1.76B
Total Debt 21.68M 197.02M 404.08M 642.51M 671.15M
Cash & Equivalents 1.08B 763.41M 536.59M 330.68M 528.59M
Current Assets 9.16B 1.05B 5.27B 5.81B 7.10B
Current Liabilities 13.53B 12.18B 11.52B 11.63B 11.22B

Strategy Scores

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#940 of 1024
21

Recent Activity

Entered Cash Flow Compounder
Mar 24, 2026