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Hagerty, Inc.

Data quality: 100%
HGTY
NYSE Financial Services Insurance - Property & Casualty
$10.56
▲ $0.07 (0.67%)
Mkt Cap: 3.62B
Day Range
$10.39 $10.83
52-Week Range
$8.03 $14.00
Volume
171,258
50D / 200D Avg
$11.73 / $11.62
Prev Close
$10.49

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 73.8 10.3
P/B 11.8 1.1
ROE % 18.1 11.7
Net Margin % 3.4 16.8
Rev Growth 5Y % 26.1 11.7
D/E 0.8 0.5

Analyst Price Target

Hold
$14.00 +32.6%
Low: $13.00 High: $15.00
Forward P/E
103.0
Forward EPS
$0.10
EPS Growth (est.)
+0.0%
Est. Revenue
1.2 B

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2029 $0.85
$0.81 – $0.88
2.1 B 1
FY2028 $0.77
$0.73 – $0.79
1.7 B 2
FY2027 $0.59
$0.47 – $0.70
1.4 B 5

Key Takeaways

Revenue grew 26.07% annually over 5 years — strong growth
Earnings grew 188.05% over the past year
ROE of 18.06% — decent returns on equity
Generating 194.45M in free cash flow
P/E of 73.81 — premium valuation
PEG of 0.08 suggests growth is underpriced

Growth

Revenue Growth (5Y)
26.07%
Revenue (1Y)22.23%
Earnings (1Y)188.05%
FCF Growth (3Y)28.07%

Quality

Return on Equity
18.06%
ROIC19.31%
Net Margin3.37%
Op. Margin9.56%

Safety

Debt / Equity
0.76
Current RatioN/A
Interest Coverage16.01

Valuation

P/E Ratio
73.81
P/B Ratio11.75
EV/EBITDA25.52
Dividend Yield0.00%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 22.23% Revenue Growth (3Y) 19.98%
Earnings Growth (1Y) 188.05% Earnings Growth (3Y) 55.66%
Revenue Growth (5Y) 26.07% Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) 1.46B Net Income (TTM) 49.02M
ROE 18.06% ROA 2.37%
Gross Margin 80.40% Operating Margin 9.56%
Net Margin 3.37% Free Cash Flow (TTM) 194.45M
ROIC 19.31% FCF Growth (3Y) 28.07%
Safety
Debt / Equity 0.76 Current Ratio N/A
Interest Coverage 16.01 Dividend Yield 0.00%
Valuation
P/E Ratio 73.81 P/B Ratio 11.75
P/S Ratio 2.48 PEG Ratio 0.08
EV/EBITDA 25.52 Dividend Yield 0.00%
Market Cap 3.62B Enterprise Value 3.55B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 1.46B 1.19B 1.01B 829.49M 576.54M
Net Income 49.02M 17.02M 20.23M 32.08M -46.36M
EPS (Diluted) 0.37 0.10 0.09 -0.07 -0.56
Gross Profit 1.17B 892.90M 791.10M 455.94M 313.48M
Operating Income 139.18M 93.68M 44.77M 11.10M -54.60M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 2.07B 1.67B 1.56B 1.29B 1.02B
Total Liabilities 1.33B 1.08B 1.06B 920.51M 752.58M
Shareholders' Equity 307.93M 234.99M 175.54M 59.25M -323.78M
Total Debt 232.57M 198.04M 238.10M 277.38M 126.43M
Cash & Equivalents 299.00M 232.85M 724.28M 539.19M 603.97M
Current Assets 523.73M 407.02M 940.92M 700.04M 736.87M
Current Liabilities 0.0 0.0 0.0 0.0 0.0

Strategy Scores

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#356 of 1024
52

Recent Activity

Entered Cash Flow Compounder
Mar 24, 2026