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Day Range
$46.39
$47.93
52-Week Range
$35.20
$53.18
Volume
180,809
50D / 200D Avg
$49.20
/
$45.46
Prev Close
$46.08
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 12.6 | 10.3 |
| P/B | 1.2 | 1.1 |
| ROE % | 9.5 | 11.7 |
| Net Margin % | 22.8 | 16.8 |
| Rev Growth 5Y % | 12.3 | 11.7 |
| D/E | 0.1 | 0.5 |
Key Takeaways
Revenue grew 12.33% annually over 5 years — strong growth
Net margin of 22.79% shows strong profitability
Debt/Equity of 0.06 — conservative balance sheet
Generating 127.93M in free cash flow
P/E of 12.61 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 10.55%
Growth
Revenue Growth (5Y)
12.33%
Revenue (1Y)1.78%
Earnings (1Y)5.82%
FCF Growth (3Y)-2.29%
Quality
Return on Equity
9.54%
ROIC9.01%
Net Margin22.79%
Op. Margin31.73%
Safety
Debt / Equity
0.06
Current Ratio0.02
Interest Coverage1.41
Valuation
P/E Ratio
12.61
P/B Ratio1.15
EV/EBITDA8.60
Dividend Yield0.03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 1.78% | Revenue Growth (3Y) | 4.03% |
| Earnings Growth (1Y) | 5.82% | Earnings Growth (3Y) | 1.76% |
| Revenue Growth (5Y) | 12.33% | Earnings Growth (5Y) | 0.82% |
| Profitability | |||
| Revenue (TTM) | 533.31M | Net Income (TTM) | 121.56M |
| ROE | 9.54% | ROA | 1.24% |
| Gross Margin | 75.85% | Operating Margin | 31.73% |
| Net Margin | 22.79% | Free Cash Flow (TTM) | 127.93M |
| ROIC | 9.01% | FCF Growth (3Y) | -2.29% |
| Safety | |||
| Debt / Equity | 0.06 | Current Ratio | 0.02 |
| Interest Coverage | 1.41 | Dividend Yield | 0.03% |
| Valuation | |||
| P/E Ratio | 12.61 | P/B Ratio | 1.15 |
| P/S Ratio | 2.87 | PEG Ratio | 1.76 |
| EV/EBITDA | 8.60 | Dividend Yield | 0.03% |
| Market Cap | 1.53B | Enterprise Value | 1.46B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 533.31M | 523.97M | 492.81M | 412.05M | 334.90M |
| Net Income | 121.56M | 114.87M | 117.39M | 125.42M | 117.66M |
| EPS (Diluted) | 3.71 | 3.47 | 3.52 | 3.83 | 3.94 |
| Gross Profit | 404.52M | 382.13M | 387.14M | 384.05M | 336.17M |
| Operating Income | 169.24M | 155.12M | 160.93M | 173.91M | 163.70M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 9.82B | 9.67B | 9.91B | 9.93B | 8.61B |
| Total Liabilities | 8.49B | 8.45B | 8.75B | 8.88B | 7.61B |
| Shareholders' Equity | 1.33B | 1.22B | 1.16B | 1.05B | 1.00B |
| Total Debt | 80.23M | 216.24M | 794.52M | 442.55M | 184.53M |
| Cash & Equivalents | 157.01M | 144.96M | 98.70M | 107.23M | 768.42M |
| Current Assets | 190.67M | 194.41M | 2.30B | 2.60B | 3.00B |
| Current Liabilities | 8.27B | 8.10B | 7.88B | 8.38B | 7.42B |