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Lakeland Financial Corporation

Data quality: 100%
LKFN
NASDAQ Financial Services Banks - Regional
$56.79
▲ $1.49 (2.69%)
Mkt Cap: 1.43B
Day Range
$55.84 $57.71
52-Week Range
$50.00 $69.40
Volume
200,324
50D / 200D Avg
$59.04 / $61.09
Prev Close
$55.30

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 13.9 10.3
P/B 1.9 1.1
ROE % 14.3 11.7
Net Margin % 24.5 16.8
Rev Growth 5Y % 15.4 11.7
D/E 0.2 0.5

Key Takeaways

Revenue grew 15.38% annually over 5 years — strong growth
ROE of 14.29% — decent returns on equity
Net margin of 24.51% shows strong profitability
Debt/Equity of 0.24 — conservative balance sheet
Generating 103.77M in free cash flow
P/E of 13.88 — trading at a low valuation

Growth

Revenue Growth (5Y)
15.38%
Revenue (1Y)-1.93%
Earnings (1Y)10.57%
FCF Growth (3Y)-1.98%

Quality

Return on Equity
14.29%
ROIC9.95%
Net Margin24.51%
Op. Margin29.78%

Safety

Debt / Equity
0.24
Current Ratio0.03
Interest Coverage0.82

Valuation

P/E Ratio
13.88
P/B Ratio1.88
EV/EBITDA12.44
Dividend Yield0.04%

All Fundamental Metrics

Growth
Revenue Growth (1Y) -1.93% Revenue Growth (3Y) 3.57%
Earnings Growth (1Y) 10.57% Earnings Growth (3Y) 4.99%
Revenue Growth (5Y) 15.38% Earnings Growth (5Y) 1.94%
Profitability
Revenue (TTM) 421.71M Net Income (TTM) 103.36M
ROE 14.29% ROA 1.48%
Gross Margin 60.99% Operating Margin 29.78%
Net Margin 24.51% Free Cash Flow (TTM) 103.77M
ROIC 9.95% FCF Growth (3Y) -1.98%
Safety
Debt / Equity 0.24 Current Ratio 0.03
Interest Coverage 0.82 Dividend Yield 0.04%
Valuation
P/E Ratio 13.88 P/B Ratio 1.88
P/S Ratio 3.40 PEG Ratio 1.36
EV/EBITDA 12.44 Dividend Yield 0.04%
Market Cap 1.43B Enterprise Value 1.56B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 421.71M 430.00M 393.13M 281.43M 237.94M
Net Income 103.36M 93.48M 93.77M 103.82M 95.73M
EPS (Diluted) 4.01 3.63 3.65 4.04 3.74
Gross Profit 257.19M 236.77M 241.04M 235.37M 221.73M
Operating Income 125.58M 111.69M 110.33M 125.16M 117.44M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 6.99B 6.68B 6.52B 6.43B 6.56B
Total Liabilities 6.23B 5.99B 5.87B 5.86B 5.85B
Shareholders' Equity 762.40M 683.82M 649.70M 568.80M 704.82M
Total Debt 184.20M 0.0 50.00M 297.00M 75.00M
Cash & Equivalents 57.14M 168.21M 151.82M 130.28M 683.24M
Current Assets 170.32M 619.50M 1.23B 1.34B 2.10B
Current Liabilities 6.17B 5.92B 5.74B 5.49B 5.74B