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Day Range
$40.68
$41.85
52-Week Range
$28.80
$46.02
Volume
144,767
50D / 200D Avg
$42.00
/
$37.72
Prev Close
$40.15
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 16.9 | 10.3 |
| P/B | 1.0 | 1.1 |
| ROE % | 6.3 | 11.7 |
| Net Margin % | 12.6 | 16.8 |
| Rev Growth 5Y % | 19.8 | 11.7 |
| D/E | 0.0 | 0.5 |
Key Takeaways
Revenue grew 19.82% annually over 5 years — strong growth
Debt/Equity of 0.03 — conservative balance sheet
Generating 151.05M in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 22.77%
Cash machine — converts 200.88% of earnings into free cash flow
Capital efficient — spends only 1.31% of revenue on capex
Growth
Revenue Growth (5Y)
19.82%
Revenue (1Y)-2.95%
Earnings (1Y)-1.69%
FCF Growth (3Y)21.05%
Quality
Return on Equity
6.29%
ROIC5.78%
Net Margin12.56%
Op. Margin16.50%
Safety
Debt / Equity
0.03
Current Ratio0.05
Interest Coverage0.48
Valuation
P/E Ratio
16.90
P/B Ratio1.02
EV/EBITDA12.48
Dividend Yield0.02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -2.95% | Revenue Growth (3Y) | 1.88% |
| Earnings Growth (1Y) | -1.69% | Earnings Growth (3Y) | -5.27% |
| Revenue Growth (5Y) | 19.82% | Earnings Growth (5Y) | -8.77% |
| Profitability | |||
| Revenue (TTM) | 598.60M | Net Income (TTM) | 75.20M |
| ROE | 6.29% | ROA | 0.77% |
| Gross Margin | 58.22% | Operating Margin | 16.50% |
| Net Margin | 12.56% | Free Cash Flow (TTM) | 151.05M |
| ROIC | 5.78% | FCF Growth (3Y) | 21.05% |
| Safety | |||
| Debt / Equity | 0.03 | Current Ratio | 0.05 |
| Interest Coverage | 0.48 | Dividend Yield | 0.02% |
| Valuation | |||
| P/E Ratio | 16.90 | P/B Ratio | 1.02 |
| P/S Ratio | 2.12 | PEG Ratio | -12.61 |
| EV/EBITDA | 12.48 | Dividend Yield | 0.02% |
| Market Cap | 1.27B | Enterprise Value | 1.23B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 598.60M | 616.80M | 576.69M | 377.78M | 290.46M |
| Net Income | 75.20M | 76.49M | 83.80M | 87.72M | 108.55M |
| EPS (Diluted) | 2.40 | 2.45 | 2.71 | 3.28 | 4.60 |
| Gross Profit | 348.51M | 345.13M | 336.10M | 301.76M | 275.82M |
| Operating Income | 98.80M | 97.26M | 105.92M | 107.44M | 132.43M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 9.72B | 9.68B | 9.72B | 9.69B | 7.86B |
| Total Liabilities | 8.48B | 8.53B | 8.66B | 8.74B | 7.13B |
| Shareholders' Equity | 1.25B | 1.15B | 1.06B | 949.94M | 730.21M |
| Total Debt | 35.59M | 172.40M | 277.88M | 841.00M | 467.22M |
| Cash & Equivalents | 73.12M | 470.25M | 280.44M | 358.97M | 705.62M |
| Current Assets | 104.19M | 1.57B | 1.53B | 2.21B | 2.35B |
| Current Liabilities | 1.98B | 8.23B | 8.33B | 8.53B | 6.72B |