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Day Range
$17.80
$18.31
52-Week Range
$14.29
$20.61
Volume
1,458,067
50D / 200D Avg
$18.58
/
$18.24
Prev Close
$17.49
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 14.5 | 10.3 |
| P/B | 0.6 | 1.1 |
| ROE % | 4.2 | 11.7 |
| Net Margin % | 10.8 | 16.8 |
| Rev Growth 5Y % | 14.0 | 11.7 |
| D/E | 1.0 | 0.5 |
Key Takeaways
Revenue grew 13.95% annually over 5 years — strong growth
Earnings declined -29.07% over the past year
ROE of 4.22% is below average
Generating 79.51M in free cash flow
P/E of 14.46 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 18.65%
Growth
Revenue Growth (5Y)
13.95%
Revenue (1Y)-4.70%
Earnings (1Y)-29.07%
FCF Growth (3Y)-17.41%
Quality
Return on Equity
4.22%
ROIC2.10%
Net Margin10.83%
Op. Margin14.11%
Safety
Debt / Equity
0.98
Current Ratio0.13
Interest Coverage0.33
Valuation
P/E Ratio
14.46
P/B Ratio0.62
EV/EBITDA27.30
Dividend Yield0.05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -4.70% | Revenue Growth (3Y) | 1.45% |
| Earnings Growth (1Y) | -29.07% | Earnings Growth (3Y) | -17.40% |
| Revenue Growth (5Y) | 13.95% | Earnings Growth (5Y) | -10.39% |
| Profitability | |||
| Revenue (TTM) | 655.60M | Net Income (TTM) | 70.98M |
| ROE | 4.22% | ROA | 0.49% |
| Gross Margin | 54.48% | Operating Margin | 14.11% |
| Net Margin | 10.83% | Free Cash Flow (TTM) | 79.51M |
| ROIC | 2.10% | FCF Growth (3Y) | -17.41% |
| Safety | |||
| Debt / Equity | 0.98 | Current Ratio | 0.13 |
| Interest Coverage | 0.33 | Dividend Yield | 0.05% |
| Valuation | |||
| P/E Ratio | 14.46 | P/B Ratio | 0.62 |
| P/S Ratio | 1.57 | PEG Ratio | -0.50 |
| EV/EBITDA | 27.30 | Dividend Yield | 0.05% |
| Market Cap | 1.03B | Enterprise Value | 2.53B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 655.60M | 687.95M | 636.96M | 485.30M | 388.84M |
| Net Income | 70.98M | 100.07M | 104.03M | 146.60M | 110.08M |
| EPS (Diluted) | 1.17 | 1.65 | 1.70 | 2.42 | 1.78 |
| Gross Profit | 357.20M | 372.12M | 381.04M | 423.83M | 363.92M |
| Operating Income | 92.52M | 130.66M | 136.77M | 193.92M | 142.24M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 14.56B | 13.42B | 13.54B | 13.10B | 11.74B |
| Total Liabilities | 12.90B | 11.72B | 11.88B | 11.52B | 10.22B |
| Shareholders' Equity | 1.66B | 1.70B | 1.66B | 1.58B | 1.52B |
| Total Debt | 1.63B | 1.26B | 1.05B | 1.48B | 349.81M |
| Cash & Equivalents | 135.13M | 123.62M | 153.72M | 167.95M | 204.95M |
| Current Assets | 1.42B | 997.03M | 959.48M | 670.30M | 805.81M |
| Current Liabilities | 11.02B | 10.13B | 10.51B | 9.74B | 9.85B |