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Univest Financial Corporation

Data quality: 100%
UVSP
NASDAQ Financial Services Banks - Regional
$33.79
▲ $0.84 (2.55%)
Mkt Cap: 962.19M
Day Range
$31.86 $34.39
52-Week Range
$22.83 $36.20
Volume
218,027
50D / 200D Avg
$33.91 / $31.64
Prev Close
$32.95

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 10.6 10.3
P/B 1.0 1.1
ROE % 9.9 11.7
Net Margin % 17.5 16.8
Rev Growth 5Y % 15.3 11.7
D/E 0.4 0.5

Key Takeaways

Revenue grew 15.33% annually over 5 years — strong growth
Earnings grew 19.53% over the past year
Net margin of 17.51% shows strong profitability
Debt/Equity of 0.37 — conservative balance sheet
Generating 96.93M in free cash flow
P/E of 10.60 — trading at a low valuation

Growth

Revenue Growth (5Y)
15.33%
Revenue (1Y)3.58%
Earnings (1Y)19.53%
FCF Growth (3Y)8.05%

Quality

Return on Equity
9.92%
ROIC6.56%
Net Margin17.51%
Op. Margin21.87%

Safety

Debt / Equity
0.37
Current Ratio0.08
Interest Coverage0.60

Valuation

P/E Ratio
10.60
P/B Ratio1.02
EV/EBITDA6.71
Dividend Yield0.03%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 3.58% Revenue Growth (3Y) 7.50%
Earnings Growth (1Y) 19.53% Earnings Growth (3Y) 12.98%
Revenue Growth (5Y) 15.33% Earnings Growth (5Y) -0.29%
Profitability
Revenue (TTM) 518.35M Net Income (TTM) 90.76M
ROE 9.92% ROA 1.08%
Gross Margin 61.04% Operating Margin 21.87%
Net Margin 17.51% Free Cash Flow (TTM) 96.93M
ROIC 6.56% FCF Growth (3Y) 8.05%
Safety
Debt / Equity 0.37 Current Ratio 0.08
Interest Coverage 0.60 Dividend Yield 0.03%
Valuation
P/E Ratio 10.60 P/B Ratio 1.02
P/S Ratio 1.86 PEG Ratio 0.49
EV/EBITDA 6.71 Dividend Yield 0.03%
Market Cap 962.19M Enterprise Value 760.29M

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 518.35M 500.41M 448.55M 330.08M 292.96M
Net Income 90.76M 75.93M 71.10M 78.12M 91.80M
EPS (Diluted) 3.16 2.58 2.41 2.64 3.11
Gross Profit 316.39M 293.29M 286.05M 283.98M 281.74M
Operating Income 113.35M 95.30M 88.69M 97.21M 114.33M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 8.44B 8.13B 7.78B 7.22B 7.12B
Total Liabilities 7.49B 7.24B 6.94B 6.45B 6.35B
Shareholders' Equity 943.32M 887.30M 839.21M 776.50M 773.79M
Total Debt 351.81M 416.93M 499.92M 473.55M 247.43M
Cash & Equivalents 553.71M 328.84M 249.80M 152.80M 890.15M
Current Assets 605.54M 628.45M 888.58M 752.05M 1.42B
Current Liabilities 7.16B 6.82B 6.43B 6.15B 6.12B

Strategy Scores

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#289 of 326
32

Recent Activity

Entered Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026