Skip to main content
Back
ACIC logo

American Coastal Insurance Corporation

Data quality: 100%
ACIC
NASDAQ Financial Services Insurance - Property & Casualty
$11.36
▲ $0.30 (2.71%)
Mkt Cap: 553.97M
Day Range
$11.15 $11.47
52-Week Range
$9.97 $13.06
Volume
136,010
50D / 200D Avg
$11.21 / $11.34
Prev Close
$11.06

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 5.2 10.3
P/B 1.7 1.1
ROE % 38.6 11.7
Net Margin % 31.9 16.8
Rev Growth 5Y % 10.1 11.7
D/E 0.5 0.5

Key Takeaways

Revenue grew 10.05% annually over 5 years — strong growth
Earnings grew 41.10% over the past year
ROE of 38.62% indicates high profitability
Net margin of 31.85% shows strong profitability
Debt/Equity of 0.49 — conservative balance sheet
Generating 70.87M in free cash flow

Growth

Revenue Growth (5Y)
10.05%
Revenue (1Y)13.07%
Earnings (1Y)41.10%
FCF Growth (3Y)N/A

Quality

Return on Equity
38.62%
ROIC22.62%
Net Margin31.85%
Op. Margin42.55%

Safety

Debt / Equity
0.49
Current RatioN/A
Interest Coverage13.20

Valuation

P/E Ratio
5.19
P/B Ratio1.74
EV/EBITDA-2.19
Dividend Yield0.04%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 13.07% Revenue Growth (3Y) 12.79%
Earnings Growth (1Y) 41.10% Earnings Growth (3Y) -41.29%
Revenue Growth (5Y) 10.05% Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) 335.44M Net Income (TTM) 106.84M
ROE 38.62% ROA 12.80%
Gross Margin 86.27% Operating Margin 42.55%
Net Margin 31.85% Free Cash Flow (TTM) 70.87M
ROIC 22.62% FCF Growth (3Y) N/A
Safety
Debt / Equity 0.49 Current Ratio N/A
Interest Coverage 13.20 Dividend Yield 0.04%
Valuation
P/E Ratio 5.19 P/B Ratio 1.74
P/S Ratio 1.65 PEG Ratio 0.15
EV/EBITDA -2.19 Dividend Yield 0.04%
Market Cap 553.97M Enterprise Value -311.90M

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 335.44M 296.66M 263.68M 220.79M 228.69M
Net Income 106.84M 75.72M 309.91M -469.86M -57.92M
EPS (Diluted) 2.15 1.53 6.98 -10.87 -1.35
Gross Profit 289.40M 156.35M 141.56M 43.68M 46.44M
Operating Income 142.73M 111.59M 96.08M 1.68M -10.42M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 834.83M 1.22B 1.06B 2.84B 2.70B
Total Liabilities 517.27M 980.45M 891.62M 3.02B 2.37B
Shareholders' Equity 317.57M 235.66M 168.77M -180.18M 312.41M
Total Debt 155.62M 152.34M 149.46M 150.04M 158.50M
Cash & Equivalents 1.02B 137.04M 138.93M 229.89M 212.02M
Current Assets 363.30M 0.0 153.76M 2.32B 1.95B
Current Liabilities 0.0 0.0 75.60M 134.40M 324.88M

Strategy Scores

This stock passed the criteria for 3 strategies

Score = fit strength (0–100)
Rank = position among all matches
Custom Capital Light Compounder
#93 of 213
44
Custom Contrarian Investing (David Dreman)
#44 of 658
73
Value Value Investing (Warren Buffett)
#145 of 195
34

Recent Activity

Entered Capital Light Compounder
Mar 24, 2026
Entered Contrarian Investing (David Dreman)
Mar 24, 2026
Entered Value Investing (Warren Buffett)
Mar 24, 2026