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Peoples Financial Services Corp.

Data quality: 100%
PFIS
NASDAQ Financial Services Banks - Regional
$52.76
▲ $1.24 (2.41%)
Mkt Cap: 527.55M
Day Range
$52.46 $53.64
52-Week Range
$38.90 $57.71
Volume
49,401
50D / 200D Avg
$53.04 / $50.40
Prev Close
$51.52

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 8.9 10.3
P/B 1.0 1.1
ROE % 12.0 11.7
Net Margin % 21.1 16.8
Rev Growth 5Y % 27.1 11.7
D/E 0.5 0.5

Key Takeaways

Revenue grew 27.07% annually over 5 years — strong growth
Earnings grew 596.48% over the past year
ROE of 11.97% — decent returns on equity
Net margin of 21.07% shows strong profitability
Debt/Equity of 0.50 — conservative balance sheet
Generating 43.34M in free cash flow

Growth

Revenue Growth (5Y)
27.07%
Revenue (1Y)22.26%
Earnings (1Y)596.48%
FCF Growth (3Y)25.94%

Quality

Return on Equity
11.97%
ROIC6.96%
Net Margin21.07%
Op. Margin25.71%

Safety

Debt / Equity
0.50
Current Ratio8.76
Interest Coverage0.77

Valuation

P/E Ratio
8.91
P/B Ratio1.01
EV/EBITDA10.07
Dividend Yield0.05%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 22.26% Revenue Growth (3Y) 30.89%
Earnings Growth (1Y) 596.48% Earnings Growth (3Y) 47.03%
Revenue Growth (5Y) 27.07% Earnings Growth (5Y) 7.99%
Profitability
Revenue (TTM) 280.95M Net Income (TTM) 59.19M
ROE 11.97% ROA 1.12%
Gross Margin 66.60% Operating Margin 25.71%
Net Margin 21.07% Free Cash Flow (TTM) 43.34M
ROIC 6.96% FCF Growth (3Y) 25.94%
Safety
Debt / Equity 0.50 Current Ratio 8.76
Interest Coverage 0.77 Dividend Yield 0.05%
Valuation
P/E Ratio 8.91 P/B Ratio 1.01
P/S Ratio 1.88 PEG Ratio 0.02
EV/EBITDA 10.07 Dividend Yield 0.05%
Market Cap 527.55M Enterprise Value 727.53M

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 280.95M 229.80M 164.00M 123.66M 107.75M
Net Income 59.19M 8.50M 27.38M 38.09M 43.52M
EPS (Diluted) 5.88 0.99 3.83 5.28 6.01
Gross Profit 187.12M 115.19M 100.34M 108.52M 96.58M
Operating Income 72.23M 8.47M 32.50M 45.37M 53.52M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 5.27B 5.09B 3.74B 3.55B 3.37B
Total Liabilities 4.75B 4.62B 3.40B 3.24B 3.03B
Shareholders' Equity 519.85M 468.95M 340.42M 315.35M 340.13M
Total Debt 258.40M 155.58M 75.59M 148.49M 35.71M
Cash & Equivalents 58.42M 55.62M 42.67M 37.87M 37.51M
Current Assets 286.62M 352.94M 463.88M 532.69M 563.36M
Current Liabilities 32.72M 4.43B 3.30B 3.16B 2.96B