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Crédit Agricole S.A.

Data quality: 100%
CRARF
OTC Financial Services Banks - Regional
$19.04
▲ $0.54 (2.92%)
Mkt Cap: 57.61B
Also listed as CRARY OTC
Day Range
$19.04 $19.04
52-Week Range
$15.38 $22.16
Volume
1,016
50D / 200D Avg
$20.24 / $19.26
Prev Close
$18.50

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 8.1 10.3
P/B 0.7 1.1
ROE % 9.3 11.7
Net Margin % 6.3 16.8
Rev Growth 5Y % 52.0 11.7
D/E 4.0 0.5

Key Takeaways

Revenue grew 52.01% annually over 5 years — strong growth
Debt/Equity of 4.03 — high leverage
Generating 47.40B in free cash flow
P/E of 8.14 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 291.30%
Cash machine — converts 670.05% of earnings into free cash flow

Growth

Revenue Growth (5Y)
52.01%
Revenue (1Y)343.31%
Earnings (1Y)-0.18%
FCF Growth (3Y)N/A

Quality

Return on Equity
9.29%
ROIC2.00%
Net Margin6.30%
Op. Margin9.26%

Safety

Debt / Equity
4.03
Current Ratio0.52
Interest Coverage0.26

Valuation

P/E Ratio
8.14
P/B Ratio0.74
EV/EBITDA-20.11
Dividend Yield0.06%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 343.31% Revenue Growth (3Y) 118.64%
Earnings Growth (1Y) -0.18% Earnings Growth (3Y) 5.56%
Revenue Growth (5Y) 52.01% Earnings Growth (5Y) 4.89%
Profitability
Revenue (TTM) 112.28B Net Income (TTM) 7.07B
ROE 9.29% ROA 0.30%
Gross Margin 23.39% Operating Margin 9.26%
Net Margin 6.30% Free Cash Flow (TTM) 47.40B
ROIC 2.00% FCF Growth (3Y) N/A
Safety
Debt / Equity 4.03 Current Ratio 0.52
Interest Coverage 0.26 Dividend Yield 0.06%
Valuation
P/E Ratio 8.14 P/B Ratio 0.74
P/S Ratio 0.51 PEG Ratio 2.69
EV/EBITDA -20.11 Dividend Yield 0.06%
Market Cap 57.61B Enterprise Value -209.17B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 112.28B 25.33B 23.49B 20.76B 21.03B
Net Income 7.07B 7.09B 6.35B 5.31B 5.84B
EPS (Diluted) 2.18 2.11 1.94 1.60 1.84
Gross Profit 26.26B 25.33B 23.49B 20.76B 21.03B
Operating Income 10.40B 24.08B 22.33B 19.65B 19.82B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 2.37T 2.31T 2.19T 2.14T 2.07T
Total Liabilities 2.30T 2.23T 2.11T 2.06T 2.00T
Shareholders' Equity 77.66B 74.71B 71.09B 66.52B 68.22B
Total Debt 312.98B 315.58B 280.25B 239.90B 199.32B
Cash & Equivalents 579.76B 581.47B 598.93B 654.92B 640.85B
Current Assets 583.56B 678.28B 696.56B 761.26B 711.05B
Current Liabilities 1.12T 1.10T 1.10T 1.25T 1.17T

Strategy Scores

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches

Recent Activity

Entered Price/Sales Ratio Focus (Ken Fisher)
Mar 24, 2026