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Edenred S.A.

Data quality: 100%
Overbought
EDNMF
OTC Financial Services Financial - Credit Services
$21.94
▲ $1.34 (6.50%)
Mkt Cap: 5.16B
Also listed as EDNMY OTC
Day Range
$21.94 $21.94
52-Week Range
$20.60 $48.60
Volume
331
50D / 200D Avg
$22.09 / $28.17
Prev Close
$21.94

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 9.9 10.3
P/B 1.1
ROE % 11.7
Net Margin % 19.1 16.8
Rev Growth 5Y % 14.6 11.7
D/E 0.5

Key Takeaways

Revenue grew 14.61% annually over 5 years — strong growth
Net margin of 19.07% shows strong profitability
Generating 900.66M in free cash flow
P/E of 9.92 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 18.99%
Cash machine — converts 172.94% of earnings into free cash flow

Growth

Revenue Growth (5Y)
14.61%
Revenue (1Y)-4.38%
Earnings (1Y)2.72%
FCF Growth (3Y)2.22%

Quality

Return on Equity
N/A
ROIC16.17%
Net Margin19.07%
Op. Margin31.63%

Safety

Debt / Equity
N/A
Current Ratio0.96
Interest Coverage3.96

Valuation

P/E Ratio
9.92
P/B RatioN/A
EV/EBITDA5.49
Dividend Yield0.06%

All Fundamental Metrics

Growth
Revenue Growth (1Y) -4.38% Revenue Growth (3Y) 4.23%
Earnings Growth (1Y) 2.72% Earnings Growth (3Y) 39.66%
Revenue Growth (5Y) 14.61% Earnings Growth (5Y) 13.57%
Profitability
Revenue (TTM) 2.73B Net Income (TTM) 520.80M
ROE N/A ROA 3.84%
Gross Margin 52.42% Operating Margin 31.63%
Net Margin 19.07% Free Cash Flow (TTM) 900.66M
ROIC 16.17% FCF Growth (3Y) 2.22%
Safety
Debt / Equity N/A Current Ratio 0.96
Interest Coverage 3.96 Dividend Yield 0.06%
Valuation
P/E Ratio 9.92 P/B Ratio N/A
P/S Ratio 1.89 PEG Ratio 1.48
EV/EBITDA 5.49 Dividend Yield 0.06%
Market Cap 5.16B Enterprise Value 4.74B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 2.73B 2.86B 2.51B 1.94B 1.58B
Net Income 520.80M 507.00M 267.00M 386.00M 313.00M
EPS (Diluted) 2.19 2.01 1.01 1.46 1.19
Gross Profit 1.43B 1.71B 952.00M 1.05B 823.00M
Operating Income 863.68M 1.04B 706.00M 659.00M 513.00M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 13.56B 13.27B 13.30B 11.17B 10.32B
Total Liabilities 14.38B 14.08B 13.86B 11.79B 11.19B
Shareholders' Equity -817.69M -908.00M -679.00M -718.00M -953.00M
Total Debt 4.82B 4.54B 4.20B 3.04B 3.49B
Cash & Equivalents 5.24B 1.64B 1.35B 3.60B 3.92B
Current Assets 8.85B 8.35B 8.90B 8.44B 7.74B
Current Liabilities 9.25B 9.86B 9.72B 8.50B 7.88B