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National Bank of Canada

Data quality: 100%
NTIOF
OTC Financial Services Banks - Diversified
$130.92
▲ $3.58 (2.81%)
Mkt Cap: 50.97B
Also listed as NBKCF OTC
Day Range
$129.33 $130.92
52-Week Range
$74.21 $141.07
Volume
139
50D / 200D Avg
$128.27 / $114.74
Prev Close
$127.34

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 12.7 10.3
P/B 1.5 1.1
ROE % 13.5 11.7
Net Margin % 13.0 16.8
Rev Growth 5Y % 36.4 11.7
D/E 4.4 0.5

Key Takeaways

Revenue grew 36.37% annually over 5 years — strong growth
ROE of 13.54% — decent returns on equity
Debt/Equity of 4.44 — high leverage
Generating 2.73B in free cash flow
P/E of 12.69 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 147.96%

Growth

Revenue Growth (5Y)
36.37%
Revenue (1Y)184.33%
Earnings (1Y)5.24%
FCF Growth (3Y)-22.27%

Quality

Return on Equity
13.54%
ROIC2.10%
Net Margin13.04%
Op. Margin16.67%

Safety

Debt / Equity
4.44
Current Ratio0.09
Interest Coverage0.31

Valuation

P/E Ratio
12.69
P/B Ratio1.51
EV/EBITDA33.68
Dividend Yield0.02%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 184.33% Revenue Growth (3Y) 77.51%
Earnings Growth (1Y) 5.24% Earnings Growth (3Y) 9.72%
Revenue Growth (5Y) 36.37% Earnings Growth (5Y) 6.35%
Profitability
Revenue (TTM) 30.80B Net Income (TTM) 4.02B
ROE 13.54% ROA 0.70%
Gross Margin 42.24% Operating Margin 16.67%
Net Margin 13.04% Free Cash Flow (TTM) 2.73B
ROIC 2.10% FCF Growth (3Y) -22.27%
Safety
Debt / Equity 4.44 Current Ratio 0.09
Interest Coverage 0.31 Dividend Yield 0.02%
Valuation
P/E Ratio 12.69 P/B Ratio 1.51
P/S Ratio 1.66 PEG Ratio -2.65
EV/EBITDA 33.68 Dividend Yield 0.02%
Market Cap 50.97B Enterprise Value 172.90B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 30.80B 10.83B 9.77B 9.62B 8.90B
Net Income 4.02B 3.82B 3.34B 3.38B 3.14B
EPS (Diluted) 10.07 10.66 9.24 9.61 8.85
Gross Profit 13.01B 10.84B 10.05B 9.62B 8.90B
Operating Income 5.13B 5.32B 4.64B 4.69B 4.44B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 576.92B 462.23B 423.48B 403.74B 355.62B
Total Liabilities 543.15B 436.68B 399.89B 381.99B 336.94B
Shareholders' Equity 33.77B 25.55B 23.68B 21.74B 18.68B
Total Debt 149.85B 74.78B 53.51B 44.88B 43.64B
Cash & Equivalents 27.92B 31.55B 35.23B 31.87B 33.88B
Current Assets 38.80B 43.04B 45.32B 40.90B 40.17B
Current Liabilities 450.59B 0.0 0.0 0.0 0.0