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Day Range
$29.29
$29.50
52-Week Range
$18.00
$29.61
Volume
1,000
50D / 200D Avg
$29.30
/
$25.30
Prev Close
$29.29
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 9.4 | 10.3 |
| P/B | 0.5 | 1.1 |
| ROE % | 4.9 | 11.7 |
| Net Margin % | 6.0 | 16.8 |
| Rev Growth 5Y % | 10.6 | 11.7 |
| D/E | 6.8 | 0.5 |
Key Takeaways
Revenue grew 10.64% annually over 5 years — strong growth
ROE of 4.90% is below average
Debt/Equity of 6.77 — high leverage
Generating 341.84M in free cash flow
P/E of 9.36 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 19.95%
Growth
Revenue Growth (5Y)
10.64%
Revenue (1Y)-9.31%
Earnings (1Y)N/A
FCF Growth (3Y)N/A
Quality
Return on Equity
4.90%
ROIC0.58%
Net Margin5.97%
Op. Margin7.36%
Safety
Debt / Equity
6.77
Current Ratio0.07
Interest Coverage0.13
Valuation
P/E Ratio
9.36
P/B Ratio0.45
EV/EBITDA112.74
Dividend Yield0.06%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -9.31% | Revenue Growth (3Y) | -4.19% |
| Earnings Growth (1Y) | N/A | Earnings Growth (3Y) | -12.11% |
| Revenue Growth (5Y) | 10.64% | Earnings Growth (5Y) | 25.12% |
| Profitability | |||
| Revenue (TTM) | 2.34B | Net Income (TTM) | 139.87M |
| ROE | 4.90% | ROA | 0.28% |
| Gross Margin | 39.34% | Operating Margin | 7.36% |
| Net Margin | 5.97% | Free Cash Flow (TTM) | 341.84M |
| ROIC | 0.58% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 6.77 | Current Ratio | 0.07 |
| Interest Coverage | 0.13 | Dividend Yield | 0.06% |
| Valuation | |||
| P/E Ratio | 9.36 | P/B Ratio | 0.45 |
| P/S Ratio | 0.56 | PEG Ratio | -0.01 |
| EV/EBITDA | 112.74 | Dividend Yield | 0.06% |
| Market Cap | 1.31B | Enterprise Value | 19.45B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2.34B | 2.58B | 2.55B | 1.78B | 1.56B |
| Net Income | 139.87M | -5.50M | 181.09M | 226.58M | 57.07M |
| EPS (Diluted) | 2.85 | -0.41 | 3.89 | 4.95 | 1.03 |
| Gross Profit | 921.76M | 942.70M | 963.90M | 977.36M | 952.96M |
| Operating Income | 172.55M | -22.22M | 210.41M | 275.70M | 72.60M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 50.15B | 47.40B | 49.89B | 50.72B | 45.08B |
| Total Liabilities | 47.27B | 44.57B | 47.03B | 47.94B | 42.44B |
| Shareholders' Equity | 2.88B | 2.83B | 2.86B | 2.78B | 2.64B |
| Total Debt | 19.50B | 19.26B | 18.35B | 17.97B | 16.80B |
| Cash & Equivalents | 1.35B | 1.51B | 1.41B | 2.06B | 849.08M |
| Current Assets | 2.06B | 2.14B | 2.01B | 2.45B | 1.58B |
| Current Liabilities | 31.20B | 28.50B | 30.89B | 31.84B | 28.02B |