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Day Range
$30.90
$31.15
52-Week Range
$24.70
$40.46
Volume
500
50D / 200D Avg
$34.15
/
$34.43
Prev Close
$30.90
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 48.8 | 10.3 |
| P/B | 4.8 | 1.1 |
| ROE % | 9.5 | 11.7 |
| Net Margin % | 27.7 | 16.8 |
| Rev Growth 5Y % | 13.9 | 11.7 |
| D/E | 0.4 | 0.5 |
Key Takeaways
Revenue grew 13.86% annually over 5 years — strong growth
Net margin of 27.66% shows strong profitability
Debt/Equity of 0.35 — conservative balance sheet
Generating 373.06M in free cash flow
P/E of 48.77 — premium valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 12.74%
Growth
Revenue Growth (5Y)
13.86%
Revenue (1Y)1.12%
Earnings (1Y)-4.38%
FCF Growth (3Y)-36.36%
Quality
Return on Equity
9.51%
ROIC7.95%
Net Margin27.66%
Op. Margin40.16%
Safety
Debt / Equity
0.35
Current Ratio6.84
Interest Coverage18.54
Valuation
P/E Ratio
48.77
P/B Ratio4.82
EV/EBITDA35.14
Dividend Yield0.01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 1.12% | Revenue Growth (3Y) | 13.45% |
| Earnings Growth (1Y) | -4.38% | Earnings Growth (3Y) | 139.01% |
| Revenue Growth (5Y) | 13.86% | Earnings Growth (5Y) | -4.96% |
| Profitability | |||
| Revenue (TTM) | 2.68B | Net Income (TTM) | 742.04M |
| ROE | 9.51% | ROA | 6.53% |
| Gross Margin | 65.23% | Operating Margin | 40.16% |
| Net Margin | 27.66% | Free Cash Flow (TTM) | 373.06M |
| ROIC | 7.95% | FCF Growth (3Y) | -36.36% |
| Safety | |||
| Debt / Equity | 0.35 | Current Ratio | 6.84 |
| Interest Coverage | 18.54 | Dividend Yield | 0.01% |
| Valuation | |||
| P/E Ratio | 48.77 | P/B Ratio | 4.82 |
| P/S Ratio | 13.49 | PEG Ratio | -3.34 |
| EV/EBITDA | 35.14 | Dividend Yield | 0.01% |
| Market Cap | 36.19B | Enterprise Value | 37.85B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2.68B | 2.65B | 2.08B | 1.50B | 1.60B |
| Net Income | 742.04M | 776.00M | 129.90M | 176.30M | 909.40M |
| EPS (Diluted) | 0.63 | 0.75 | 0.14 | 0.17 | 0.93 |
| Gross Profit | 1.75B | 1.81B | 1.38B | 893.90M | 1.24B |
| Operating Income | 1.08B | 888.00M | 274.90M | 308.70M | 877.90M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 11.37B | 11.48B | 9.21B | 9.60B | 3.89B |
| Total Liabilities | 3.85B | 3.39B | 3.20B | 3.20B | 948.90M |
| Shareholders' Equity | 7.51B | 8.10B | 6.00B | 6.40B | 2.94B |
| Total Debt | 2.65B | 2.22B | 2.15B | 2.15B | 614.00M |
| Cash & Equivalents | 979.00M | 1.02B | 1.11B | 644.90M | 587.90M |
| Current Assets | 6.69B | 5.95B | 2.90B | 2.80B | 1.53B |
| Current Liabilities | 978.00M | 869.00M | 731.80M | 681.00M | 356.70M |