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Alior Bank S.A.

Data quality: 100%
Overbought
ALORY
OTC Financial Services Banks - Diversified
$14.74
$0.00 (0.00%)
Mkt Cap: 7.70B
Day Range
$14.74 $14.74
52-Week Range
$12.07 $17.11
Volume
100
50D / 200D Avg
$14.74 / $13.94
Prev Close
$14.74

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 3.4 10.3
P/B 0.6 1.1
ROE % 18.7 11.7
Net Margin % 28.4 16.8
Rev Growth 5Y % 20.4 11.7
D/E 0.2 0.5

Key Takeaways

Revenue grew 20.40% annually over 5 years — strong growth
ROE of 18.72% — decent returns on equity
Net margin of 28.37% shows strong profitability
Debt/Equity of 0.20 — conservative balance sheet
Generating 2.77B in free cash flow
P/E of 3.40 — trading at a low valuation

Growth

Revenue Growth (5Y)
20.40%
Revenue (1Y)28.29%
Earnings (1Y)-7.46%
FCF Growth (3Y)N/A

Quality

Return on Equity
18.72%
ROIC13.49%
Net Margin28.37%
Op. Margin35.19%

Safety

Debt / Equity
0.20
Current RatioN/A
Interest Coverage1.65

Valuation

P/E Ratio
3.40
P/B Ratio0.59
EV/EBITDA2.47
Dividend Yield0.08%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 28.29% Revenue Growth (3Y) 26.22%
Earnings Growth (1Y) -7.46% Earnings Growth (3Y) 5.57%
Revenue Growth (5Y) 20.40% Earnings Growth (5Y) 47.20%
Profitability
Revenue (TTM) 7.98B Net Income (TTM) 2.26B
ROE 18.72% ROA 2.23%
Gross Margin 70.29% Operating Margin 35.19%
Net Margin 28.37% Free Cash Flow (TTM) 2.77B
ROIC 13.49% FCF Growth (3Y) N/A
Safety
Debt / Equity 0.20 Current Ratio N/A
Interest Coverage 1.65 Dividend Yield 0.08%
Valuation
P/E Ratio 3.40 P/B Ratio 0.59
P/S Ratio 0.97 PEG Ratio -0.80
EV/EBITDA 2.47 Dividend Yield 0.08%
Market Cap 7.70B Enterprise Value 6.93B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 7.98B 6.22B 5.01B 4.51B 3.80B
Net Income 2.26B 2.45B 2.03B 683.11M 481.93M
EPS (Diluted) 8.65 9.37 7.78 2.62 1.85
Gross Profit 5.61B 6.22B 5.84B 4.51B 3.80B
Operating Income 2.81B 3.72B 3.03B 1.04B 779.21M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 101.63B 93.29B 90.13B 82.88B 83.05B
Total Liabilities 88.66B 82.09B 80.88B 76.71B 77.13B
Shareholders' Equity 12.96B 11.21B 9.25B 6.17B 5.92B
Total Debt 2.64B 1.97B 3.68B 2.29B 2.30B
Cash & Equivalents 3.41B 2.54B 2.75B 2.72B 3.84B
Current Assets 4.73B 2.54B 3.18B 3.15B 4.36B
Current Liabilities 0.0 76.98B -270.45M 7.23M 10.94M

Strategy Scores

This stock passed the criteria for 6 strategies

Score = fit strength (0–100)
Rank = position among all matches
Custom Cash Flow Compounder
#314 of 1024
54
Custom Capital Light Compounder
#81 of 213
47
Custom Deep Value Investing (Seth Klarman)
#36 of 820
73
Growth Price/Sales Ratio Focus (Ken Fisher)
#192 of 616
48
Custom Contrarian Investing (David Dreman)
#294 of 658
33
Value Defensive Investing (Benjamin Graham)
#10 of 708
77

Recent Activity

Entered Cash Flow Compounder
Mar 24, 2026
Entered Deep Value Investing (Seth Klarman)
Mar 24, 2026
Entered Capital Light Compounder
Mar 24, 2026
Entered Price/Sales Ratio Focus (Ken Fisher)
Mar 24, 2026
Entered Contrarian Investing (David Dreman)
Mar 24, 2026
Entered Defensive Investing (Benjamin Graham)
Mar 24, 2026