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75
31
Also listed as
ARZGY
OTC
Day Range
$40.59
$40.59
52-Week Range
$32.30
$40.59
Volume
200
50D / 200D Avg
$39.86
/
$37.61
Prev Close
$40.59
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (855 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 14.8 | 10.3 |
| P/B | 1.9 | 1.1 |
| ROE % | 13.4 | 11.6 |
| Net Margin % | 6.0 | 16.8 |
| Rev Growth 5Y % | -7.8 | 11.6 |
| D/E | 1.2 | 0.5 |
Analyst Price Target
No analyst coverage available
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2030 |
$3.76
$3.47 – $3.99
|
118.49B | 1 |
| FY2029 |
$3.54
$3.27 – $3.76
|
115.79B | 1 |
| FY2028 |
$3.50
$3.24 – $3.72
|
98.03B | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-03-12 | $1.57 | $1.53 | -2.5% |
| 2025-08-06 | $1.71 | $1.67 | -2.3% |
| 2025-03-10 | $1.23 | $1.26 | +2.4% |
| 2024-12-31 | N/A | $1.12 | — |
| 2024-08-09 | $1.25 | $1.43 | +14.4% |
| 2024-01-30 | N/A | $1.03 | — |
| 2023-06-30 | $1.18 | $1.56 | +32.2% |
| 2023-03-14 | $0.96 | $0.42 | -56.3% |
Dividend History
7 yr streakYield
0.04%
Payout Ratio
0.58%
Growth (3Y)
12.12%
Growth (5Y)
24.17%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| May 18, 2026 | May 20, 2026 | $1.90 | 4.69% |
| May 20, 2025 | May 21, 2025 | $1.61 | 4.56% |
| May 20, 2024 | May 22, 2024 | $1.39 | 5.20% |
| May 22, 2023 | May 24, 2023 | $1.25 | 6.14% |
| May 23, 2022 | May 25, 2022 | $1.14 | 8.81% |
| Oct 18, 2021 | Oct 20, 2021 | $0.53 | 8.28% |
| May 24, 2021 | May 26, 2021 | $1.23 | 5.99% |
| May 18, 2020 | May 20, 2020 | $0.55 | 3.78% |
| May 20, 2019 | May 22, 2019 | $1.01 | 5.40% |
| May 21, 2018 | May 23, 2018 | $1.00 | 5.02% |
| May 22, 2017 | May 24, 2017 | $0.90 | 5.40% |
| May 23, 2016 | May 25, 2016 | $0.81 | 5.10% |
| May 18, 2015 | May 20, 2015 | $0.68 | 3.51% |
| May 19, 2014 | May 22, 2014 | $0.62 | 2.81% |
| May 20, 2013 | May 23, 2013 | $0.26 | 1.42% |
| May 21, 2012 | May 24, 2012 | $0.26 | 2.34% |
| May 23, 2011 | May 26, 2011 | $0.63 | 2.66% |
| May 24, 2010 | May 27, 2010 | $0.43 | 2.27% |
| May 18, 2009 | May 21, 2009 | $0.20 | 0.87% |
| May 19, 2008 | May 22, 2008 | $1.40 | 3.12% |
Key Takeaways
Revenue declined -7.82% annually over 5 years
ROE of 13.36% — decent returns on equity
Generating 15.70B in free cash flow
P/E of 14.78 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 32.70%
Cash machine — converts 376.51% of earnings into free cash flow
Growth
Revenue Growth (5Y)
-7.82%
Revenue (1Y)24.88%
Earnings (1Y)11.99%
FCF Growth (3Y)25.95%
Quality
Return on Equity
13.36%
ROIC6.66%
Net Margin6.04%
Op. Margin9.21%
Safety
Debt / Equity
1.23
Current RatioN/A
Interest Coverage7.75
Valuation
P/E Ratio
14.78
Forward P/E13.37
P/B Ratio1.92
EV/EBITDA14.76
Dividend Yield0.04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 24.88% | Revenue Growth (3Y) | 14.22% |
| Earnings Growth (1Y) | 11.99% | Earnings Growth (3Y) | 5.50% |
| Revenue Growth (5Y) | -7.82% | Earnings Growth (5Y) | 10.01% |
| Profitability | |||
| Revenue (TTM) | 69.06B | Net Income (TTM) | 4.17B |
| ROE | 13.36% | ROA | 0.75% |
| Gross Margin | 100.00% | Operating Margin | 9.21% |
| Net Margin | 6.04% | Free Cash Flow (TTM) | 15.70B |
| ROIC | 6.66% | FCF Growth (3Y) | 25.95% |
| Safety | |||
| Debt / Equity | 1.23 | Current Ratio | N/A |
| Interest Coverage | 7.75 | ||
| Dividends | |||
| Dividend Yield | 0.04% | Payout Ratio | 0.58% |
| Dividend Growth (3Y) | 12.12% | Dividend Growth (5Y) | 24.17% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 14.78 | Forward P/E | 13.37 |
| P/B Ratio | 1.92 | P/S Ratio | 0.89 |
| PEG Ratio | 1.15 | Forward PEG | N/A |
| EV/EBITDA | 14.76 | Fwd EV/EBITDA | 12.76 |
| Forward P/S | 0.61 | Fwd Earnings Yield | 7.48% |
| FCF Yield | 25.48% | ||
| Market Cap | 61.63B | Enterprise Value | 93.88B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 69.06B | 55.30B | 52.94B | 51.41B | 95.67B |
| Net Income | 4.17B | 3.72B | 3.75B | 2.39B | 2.85B |
| EPS (Diluted) | 2.76 | 2.45 | 2.42 | 1.51 | 1.79 |
| Gross Profit | 69.06B | 55.30B | 50.21B | 0.0 | 95.67B |
| Operating Income | 6.36B | 7.19B | 6.37B | 4.50B | 5.32B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 558.32B | 538.65B | 508.61B | 519.05B | 586.23B |
| Total Liabilities | 523.55B | 505.55B | 477.33B | 500.91B | 554.35B |
| Shareholders' Equity | 32.05B | 30.39B | 28.97B | 26.65B | 29.31B |
| Total Debt | 39.56B | 17.58B | 36.28B | 16.48B | 16.57B |
| Cash & Equivalents | 7.31B | 8.32B | 7.07B | 7.24B | 8.48B |
| Current Assets | 12.03B | 0.0 | 22.67B | 287.67B | 357.05B |
| Current Liabilities | 0.0 | 0.0 | 1.47B | 7.62B | 6.96B |
Strategy Scores
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#77 of 1049
#353 of 619
Recent Activity
Entered
Cash Flow Compounder
Mar 24, 2026
Entered
Price/Sales Ratio Focus (Ken Fisher)
Mar 24, 2026