Back
28
Day Range
$35.06
$35.93
52-Week Range
$22.85
$42.18
Volume
840,214
50D / 200D Avg
$38.12
/
$34.91
Prev Close
$34.94
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 18.4 | 10.3 |
| P/B | 1.0 | 1.1 |
| ROE % | 6.7 | 11.7 |
| Net Margin % | 13.5 | 16.9 |
| Rev Growth 5Y % | 29.9 | 11.6 |
| D/E | 0.3 | 0.5 |
Analyst Price Target
Hold
$45.38
+28.4%
Low: $44.00
High: $47.50
Forward P/E
9.39
Forward EPS
$3.76
EPS Growth (est.)
+0.0%
Est. Revenue
1.58B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2028 |
$4.78
$4.70 – $4.85
|
1.71B | 5 |
| FY2027 |
$4.05
$3.84 – $4.28
|
1.65B | 7 |
| FY2026 |
$3.76
$3.67 – $3.80
|
1.58B | 7 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-22 | $0.86 | $0.97 | +13.1% |
| 2025-10-23 | $0.84 | $0.84 | -0.4% |
| 2025-07-24 | $0.80 | $0.95 | +18.8% |
| 2025-04-24 | $0.69 | $0.57 | -17.4% |
| 2025-01-23 | $0.78 | $0.67 | -14.1% |
| 2024-10-21 | $0.82 | $0.83 | +1.2% |
| 2024-07-25 | $0.68 | $0.63 | -7.4% |
| 2024-04-23 | $0.73 | $0.65 | -11.0% |
Dividend History
7 yr streakYield
0.04%
Payout Ratio
0.70%
Growth (3Y)
6.21%
Growth (5Y)
6.81%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 13, 2026 | Feb 27, 2026 | $0.37 | 3.53% |
| Nov 14, 2025 | Nov 28, 2025 | $0.37 | 4.28% |
| Aug 04, 2025 | Aug 18, 2025 | $0.34 | 4.35% |
| May 23, 2025 | Jun 06, 2025 | $0.34 | 4.65% |
| Feb 14, 2025 | Feb 28, 2025 | $0.34 | 3.52% |
| Nov 08, 2024 | Nov 22, 2024 | $0.34 | 3.12% |
| Aug 09, 2024 | Aug 23, 2024 | $0.32 | 3.50% |
| May 23, 2024 | Jun 07, 2024 | $0.32 | 3.90% |
| Feb 08, 2024 | Feb 23, 2024 | $0.32 | 3.76% |
| Nov 09, 2023 | Nov 24, 2023 | $0.32 | 4.12% |
| Aug 10, 2023 | Aug 25, 2023 | $0.30 | 3.70% |
| May 18, 2023 | Jun 02, 2023 | $0.30 | 4.75% |
| Feb 09, 2023 | Feb 24, 2023 | $0.30 | 3.07% |
| Nov 09, 2022 | Nov 25, 2022 | $0.30 | 3.44% |
| Aug 11, 2022 | Aug 26, 2022 | $0.30 | 3.33% |
| May 19, 2022 | Jun 03, 2022 | $0.28 | 3.33% |
| Feb 10, 2022 | Feb 25, 2022 | $0.28 | 2.79% |
| Nov 10, 2021 | Nov 26, 2021 | $0.28 | 2.95% |
| Aug 12, 2021 | Aug 27, 2021 | $0.28 | 2.79% |
| May 20, 2021 | Jun 04, 2021 | $0.28 | 2.50% |
Key Takeaways
Revenue grew 29.86% annually over 5 years — strong growth
Earnings grew 30.88% over the past year
Debt/Equity of 0.30 — conservative balance sheet
Generating 85.44M in free cash flow
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 20.33%
Capital efficient — spends only 0.61% of revenue on capex
Growth
Revenue Growth (5Y)
29.86%
Revenue (1Y)50.19%
Earnings (1Y)30.88%
FCF Growth (3Y)-44.05%
Quality
Return on Equity
6.72%
ROIC3.91%
Net Margin13.54%
Op. Margin16.77%
Safety
Debt / Equity
0.30
Current Ratio6.81
Interest Coverage0.51
Valuation
P/E Ratio
18.40
Forward P/E9.22
P/B Ratio1.01
EV/EBITDA18.57
Dividend Yield0.04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 50.19% | Revenue Growth (3Y) | 39.09% |
| Earnings Growth (1Y) | 30.88% | Earnings Growth (3Y) | 16.46% |
| Revenue Growth (5Y) | 29.86% | Earnings Growth (5Y) | 0.92% |
| Profitability | |||
| Revenue (TTM) | 2.02B | Net Income (TTM) | 273.72M |
| ROE | 6.72% | ROA | 0.73% |
| Gross Margin | 60.94% | Operating Margin | 16.77% |
| Net Margin | 13.54% | Free Cash Flow (TTM) | 85.44M |
| ROIC | 3.91% | FCF Growth (3Y) | -44.05% |
| Safety | |||
| Debt / Equity | 0.30 | Current Ratio | 6.81 |
| Interest Coverage | 0.51 | ||
| Dividends | |||
| Dividend Yield | 0.04% | Payout Ratio | 0.70% |
| Dividend Growth (3Y) | 6.21% | Dividend Growth (5Y) | 6.81% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 18.40 | Forward P/E | 9.22 |
| P/B Ratio | 1.01 | P/S Ratio | 2.49 |
| PEG Ratio | -1.61 | Forward PEG | N/A |
| EV/EBITDA | 18.57 | Fwd EV/EBITDA | 12.31 |
| Forward P/S | 3.19 | Fwd Earnings Yield | 10.85% |
| FCF Yield | 1.70% | ||
| Market Cap | 5.04B | Enterprise Value | 6.30B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2.02B | 1.35B | 1.05B | 778.96M | 711.16M |
| Net Income | 273.72M | 209.13M | 201.82M | 234.51M | 263.92M |
| EPS (Diluted) | 2.03 | 2.24 | 2.53 | 2.97 | 3.26 |
| Gross Profit | 1.23B | 767.33M | 670.27M | 683.76M | 730.95M |
| Operating Income | 339.20M | 259.79M | 239.90M | 279.95M | 318.76M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 37.59B | 24.59B | 21.17B | 20.46B | 20.06B |
| Total Liabilities | 32.58B | 21.44B | 18.61B | 18.09B | 17.35B |
| Shareholders' Equity | 5.01B | 3.14B | 2.56B | 2.37B | 2.71B |
| Total Debt | 1.50B | 534.62M | 1.31B | 1.71B | 506.59M |
| Cash & Equivalents | 234.26M | 350.13M | 364.36M | 318.49M | 799.68M |
| Current Assets | 4.43B | 2.79B | 2.60B | 3.06B | 4.28B |
| Current Liabilities | 650.00M | 20.51B | 17.74B | 17.25B | 16.73B |
Strategy Scores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#660 of 827
Recent Activity
Entered
Deep Value Investing (Seth Klarman)
Mar 24, 2026