Skip to main content
Back
Watch Compare

BAR HARBOR BANKSHARES

Data quality: 83%
BHB
NYSE Financial Services Depository Institutions
$35.29
▲ $0.80 (2.31%)
Mkt Cap: 590.75 M
Price
$35.29
Mkt Cap
590.75 M
Day Range
$34.31 — $35.41
52-Week Range
$26.84 — $36.05
Volume
101,300
Open $34.15
50D / 200D Avg
$33.15
6.45% above
50D / 200D Avg
$31.46
12.17% above

Quick Summary

Key Takeaways

Earnings declined -15.21% over the past year
Debt/Equity of 0.37 — conservative balance sheet
Generating 43.47 M in free cash flow
Cash machine — converts 117.73% of earnings into free cash flow

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)-15.21%
FCF Growth (3Y)3.13%

Quality

Return on Equity
7.46%
Below sector avg (10.70%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
0.37
Below sector avg (0.50)
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
16.00
Above sector avg (12.63)
P/B Ratio1.13
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (1096 peers)
Metric Stock Sector Median
P/E 16.0 12.6
P/B 1.1 1.4
ROE % 7.5 10.7
Net Margin % — 14.8
Rev Growth 5Y % — 6.4
D/E 0.4 0.5

ETFs Holding This Stock

BSVO logo BSVO EA Bridgeway Omni Small-Cap Value ETF
0.10% weight
AVSC logo AVSC Avantis U.S. Small Cap Equity ETF
0.06% weight
EES logo EES WisdomTree U.S. SmallCap Fund
0.05% weight
DES logo DES WisdomTree U.S. SmallCap Dividend Fund
0.03% weight
DHS logo DHS WisdomTree U.S. High Dividend Fund
0.02% weight
AVSU logo AVSU Avantis Responsible U.S. Equity ETF
0.01% weight
AVUS logo AVUS Avantis U.S. Equity ETF
0.00% weight
IWV logo IWV iShares Russell 3000 ETF
0.00% weight

All Fundamental Metrics
Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) -15.21% Earnings Growth (3Y) -9.27%
Revenue Growth (5Y) N/A Earnings Growth (5Y) -1.55%
Profitability
Revenue (TTM) N/A Net Income (TTM) 36.92 M
ROE 7.46% ROA 0.84%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 43.47 M
ROIC N/A FCF Growth (3Y) 3.13%
Safety
Debt / Equity 0.37 Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 362.15 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 16.00 Forward P/E N/A
P/B Ratio 1.13 P/S Ratio N/A
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 7.36%
Market Cap 590.75 M Enterprise Value 646.22 M
Per Share
EPS (Diluted TTM) 2.31 Revenue / Share N/A
FCF / Share 2.60 OCF / Share 2.88
EPS CAGR (1Y) -18.66% EPS CAGR (5Y) -3.01%
EPS CAGR (10Y) -0.65%
Efficiency
CapEx / Revenue N/A FCF Conversion 117.73%
SBC-Adj. FCF 40.40 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue — — — 29.36 M 28.39 M
Net Income 36.92 M 43.54 M 44.85 M 43.56 M 39.30 M
EPS (Diluted) 2.31 2.84 2.95 2.88 2.61
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses — — — — —
D&A — — — — —
Interest Expense 134.48 M 74.89 M 56.51 M 12.85 M 15.23 M
Income Tax 9.02 M 9.07 M 12.27 M 11.29 M 9.33 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 4.68 B 4.08 B 3.97 B 3.91 B 3.71 B
Total Liabilities 4.15 B 3.62 B 3.54 B 3.52 B 3.29 B
Shareholders' Equity 532.54 M 458.43 M 432.06 M 393.45 M 424.15 M
Total Debt 269.64 M 290.60 M 331.51 M 394.25 M 178.52 M
Cash & Equivalents 80.84 M 72.16 M 94.84 M 92.30 M 250.39 M
Current Assets — — — — —
Current Liabilities — — — — —