Skip to main content

BANK OF SOUTH CAROLINA CORP

Data quality: 83%
BKSC
OTC Financial Services Depository Institutions
$15.72
▼ $0.03 (-0.19%)
Mkt Cap: 85.20 M
Price
$15.72
Mkt Cap
85.20 M
Day Range
$15.75 — $15.89
52-Week Range
$13.25 — $17.45
Volume
627
Open $15.76
50D / 200D Avg
$15.60
0.74% above
50D / 200D Avg
$15.57
0.99% above

Quick Summary

Key Takeaways

ROE of 15.14% — decent returns on equity
Generating 9.39 M in free cash flow
P/E of 13.08 — trading at a low valuation
Cash machine — converts 144.13% of earnings into free cash flow

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)-1.33%
FCF Growth (3Y)808.86%

Quality

Return on Equity
15.14%
Above sector avg (10.70%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
0.59
Above sector avg (0.50)
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
13.08
Above sector avg (12.63)
P/B Ratio2.00
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (1096 peers)
Metric Stock Sector Median
P/E 13.1 12.6
P/B 2.0 1.4
ROE % 15.1 10.7
Net Margin % 14.8
Rev Growth 5Y % 6.4
D/E 0.6 0.5

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) -1.33% Earnings Growth (3Y) 1.49%
Revenue Growth (5Y) N/A Earnings Growth (5Y) -0.98%
Profitability
Revenue (TTM) N/A Net Income (TTM) 6.51 M
ROE 15.14% ROA 1.01%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 9.39 M
ROIC N/A FCF Growth (3Y) 808.86%
Safety
Debt / Equity 0.59 Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 42.57 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 13.08 Forward P/E N/A
P/B Ratio 2.00 P/S Ratio N/A
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 11.02%
Market Cap 85.20 M Enterprise Value 110.20 M
Per Share
EPS (Diluted TTM) 1.16 Revenue / Share N/A
FCF / Share 1.73 OCF / Share 1.86
EPS CAGR (1Y) -0.84% EPS CAGR (5Y) -1.23%
EPS CAGR (10Y) 2.93%
Efficiency
CapEx / Revenue N/A FCF Conversion 144.13%
SBC-Adj. FCF 9.27 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2022 FY2021 FY2020 FY2019 FY2018
Revenue
Net Income 6.66 M 6.74 M 6.46 M 7.32 M 6.92 M
EPS (Diluted) 1.18 1.19 1.14 1.31 1.24
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A
Interest Expense 301,793.0 174,000.0 305,414.0 815,171.0 694,386.0
Income Tax 1.98 M 2.07 M 1.97 M 2.18 M 1.11 M

Balance Sheet

Annual, most recent first
Metric FY2022 FY2021 FY2020 FY2019 FY2018
Total Assets 653.35 M 679.22 M 532.49 M 445.01 M 429.14 M
Total Liabilities 614.53 M 625.30 M 477.51 M 393.84 M 383.67 M
Shareholders' Equity 38.81 M 53.92 M 54.98 M 51.17 M 45.46 M
Total Debt
Cash & Equivalents 49.09 M 31.83 M
Current Assets
Current Liabilities