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$19.25
$0.00 (0.00%)
Mkt Cap: 259.94 B
Price
$19.25
Mkt Cap
259.94 B
Day Range
$19.18 — $19.25
52-Week Range
$18.30 — $22.03
Volume
4,354
Open $19.23
50D / 200D Avg
$19.44
0.97% below
50D / 200D Avg
$19.99
3.68% below

Quick Summary

Key Takeaways

Revenue grew 6.14% annually over 5 years — modest growth
ROE of 10.11% — decent returns on equity
Net margin of 26.98% shows strong profitability
Generating 12.61 B in free cash flow
P/E of 8.52 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 4.86%

Growth

Revenue Growth (5Y)
6.14%
Above sector avg (5.83%)
Revenue (1Y)11.00%
Earnings (1Y)12.45%
FCF Growth (3Y)-47.05%

Quality

Return on Equity
10.11%
Above sector avg (9.24%)
ROICN/A
Net Margin26.98%
Op. MarginN/A

Safety

Debt / Equity
1.02
Above sector avg (0.49)
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
8.52
Below sector avg (11.15)
P/B Ratio0.85
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2150 peers)
Metric Stock Sector Median
P/E 8.5 11.2
P/B 0.9 1.2
ROE % 10.1 9.2
Net Margin % 27.0 9.4
Rev Growth 5Y % 6.1 5.8
D/E 1.0 0.5

All Fundamental Metrics

Growth
Revenue Growth (1Y) 11.00% Revenue Growth (3Y) 7.11%
Earnings Growth (1Y) 12.45% Earnings Growth (3Y) 7.27%
Revenue Growth (5Y) 6.14% Earnings Growth (5Y) -1.17%
Profitability
Revenue (TTM) 113.10 B Net Income (TTM) 30.51 B
ROE 10.11% ROA 0.89%
Gross Margin N/A Operating Margin N/A
Net Margin 26.98% Free Cash Flow (TTM) 12.61 B
ROIC N/A FCF Growth (3Y) -47.05%
Safety
Debt / Equity 1.02 Current Ratio N/A
Interest Coverage N/A Asset Turnover 0.03
Working Capital N/A Tangible Book Value 233.23 B
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 8.52 Forward P/E N/A
P/B Ratio 0.85 P/S Ratio 2.30
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 4.85%
Market Cap 259.94 B Enterprise Value 571.42 B
Per Share
EPS (Diluted TTM) 3.81 Revenue / Share 8.38
FCF / Share 0.93 OCF / Share 0.93
EPS CAGR (1Y) 18.69% EPS CAGR (5Y) 1.64%
EPS CAGR (10Y) 10.91%
Efficiency
CapEx / Revenue N/A FCF Conversion 41.34%
SBC-Adj. FCF 8.75 B Growth Momentum 4.86

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 113.10 B 101.89 B 98.58 B 94.95 B 89.11 B
Net Income 30.51 B 27.13 B 26.52 B 27.53 B 31.98 B
EPS (Diluted) 3.81 3.21 3.08 3.19 3.57
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A 2.31 B 2.19 B 2.06 B 1.98 B 1.90 B
Interest Expense 60.10 B 56.06 B 73.33 B 20.10 B 4.74 B
Income Tax 7.19 B 2.12 B 1.83 B 3.44 B 2.00 B

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 3.41 T 3.26 T 3.18 T 3.05 T 3.17 T
Total Liabilities 3.11 T 2.97 T 2.89 T 2.78 T 2.90 T
Shareholders' Equity 303.24 B 295.56 B 291.65 B 273.20 B 270.07 B
Total Debt 317.82 B 283.28 B 302.20 B 275.98 B 280.12 B
Cash & Equivalents
Current Assets
Current Liabilities