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Bridgewater Bancshares Inc

Data quality: 83%
BWBBP
Nasdaq Financial Services Depository Institutions
$20.01
▲ $0.01 (0.07%)
Mkt Cap: 563.79 M
Price
$20.01
Mkt Cap
563.79 M
Day Range
$19.90 — $20.20
52-Week Range
$18.10 — $22.48
Volume
1,235
Open $19.90
50D / 200D Avg
$20.13
0.58% below
50D / 200D Avg
$19.82
0.98% above

Quick Summary

Key Takeaways

Earnings grew 40.41% over the past year
Generating 21.97 M in free cash flow
P/E of 12.23 — trading at a low valuation

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)40.41%
FCF Growth (3Y)-9.88%

Quality

Return on Equity
9.47%
Below sector avg (10.70%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
12.23
Below sector avg (12.63)
P/B Ratio1.13
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (1096 peers)
Metric Stock Sector Median
P/E 12.2 12.6
P/B 1.1 1.4
ROE % 9.5 10.7
Net Margin % 14.8
Rev Growth 5Y % 6.4
D/E 0.5

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 40.41% Earnings Growth (3Y) 7.39%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 0.22%
Profitability
Revenue (TTM) N/A Net Income (TTM) 46.09 M
ROE 9.47% ROA 0.86%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 21.97 M
ROIC N/A FCF Growth (3Y) -9.88%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 478.32 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 12.23 Forward P/E N/A
P/B Ratio 1.13 P/S Ratio N/A
PEG Ratio 55.59 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 3.90%
Market Cap 563.79 M Enterprise Value 431.97 M
Per Share
EPS (Diluted TTM) 1.49 Revenue / Share N/A
FCF / Share 0.78 OCF / Share 0.99
EPS CAGR (1Y) 44.66% EPS CAGR (5Y) -0.82%
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue N/A FCF Conversion 47.66%
SBC-Adj. FCF 17.92 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 46.09 M 32.83 M 39.96 M 53.39 M 45.69 M
EPS (Diluted) 1.49 1.03 1.27 1.72 1.54
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A 2.47 M 2.37 M 2.51 M 2.57 M 2.37 M
Interest Expense 132.44 M 102.19 M 117.18 M 34.00 M 19.37 M
Income Tax 13.94 M 9.91 M 12.56 M 18.32 M 15.89 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 5.41 B 5.07 B 4.61 B 4.35 B 3.48 B
Total Liabilities 4.89 B 4.61 B 4.19 B 3.95 B 3.10 B
Shareholders' Equity 517.10 M 457.94 M 425.52 M 394.06 M 379.27 M
Total Debt
Cash & Equivalents 123.51 M 229.76 M 128.56 M 87.04 M 143.47 M
Current Assets
Current Liabilities