CITIZENS HOLDING CO /MS/
Data quality: 83%
CIZN
OTC
Financial Services
Depository Institutions
$9.05
$0.00
(0.00%)
Mkt Cap: 51.18 M
Price
$9.05
Mkt Cap
51.18 M
Day Range
$9.06 — $9.06
52-Week Range
$6.44 — $10.00
Volume
200
Open $9.06
50D / 200D Avg
$9.15
1.10% below
50D / 200D Avg
$7.79
16.11% above
Quick Summary
Key Takeaways
Earnings declined -80.73% over the past year
ROE of 4.91% is below average
Generating 4.81 M in free cash flow
Cash machine — converts 259.17% of earnings into free cash flow
Growth
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)-80.73%
FCF Growth (3Y)-43.20%
Quality
Return on Equity
4.91%
Below sector avg (10.70%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Safety
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Valuation
PE (TTM)
27.61
Above sector avg (12.63)
P/B Ratio1.49
EV/EBITDAN/A
Dividend YieldN/A
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (1096 peers)
Peer Comparison
vs Financial Services sector median (1096 peers)| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 27.6 | 12.6 |
| P/B | 1.5 | 1.4 |
| ROE % | 4.9 | 10.7 |
| Net Margin % | — | 14.8 |
| Rev Growth 5Y % | — | 6.4 |
| D/E | — | 0.5 |
ETFs Holding This Stock
0.00% weight
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | -80.73% | Earnings Growth (3Y) | -50.26% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | -25.14% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 1.85 M |
| ROE | 4.91% | ROA | 0.14% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 4.81 M |
| ROIC | N/A | FCF Growth (3Y) | -43.20% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 34.35 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 27.61 | Forward P/E | N/A |
| P/B Ratio | 1.49 | P/S Ratio | N/A |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 9.39% | ||
| Market Cap | 51.18 M | Enterprise Value | -93.20 M |
| Per Share | |||
| EPS (Diluted TTM) | 0.33 | Revenue / Share | N/A |
| FCF / Share | 0.85 | OCF / Share | 0.98 |
| EPS CAGR (1Y) | -80.81% | EPS CAGR (5Y) | -27.12% |
| EPS CAGR (10Y) | -15.67% | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 259.17% |
| SBC-Adj. FCF | N/A | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 1.85 M | 9.62 M | 7.49 M | 6.93 M | 5.90 M |
| EPS (Diluted) | 0.33 | 1.72 | 1.34 | 1.24 | 1.17 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 1.44 M | 1.28 M | — | — | — |
| Interest Expense | 19.41 M | 4.79 M | 5.02 M | 7.43 M | 9.72 M |
| Income Tax | -74,000.0 | 1.88 M | 1.43 M | 1.75 M | 1.35 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|
| Total Assets | 1.40 B | 1.32 B | 1.36 B | 1.45 B | 1.20 B |
| Total Liabilities | 1.36 B | 1.28 B | 1.26 B | 1.33 B | 1.08 B |
| Shareholders' Equity | 42.77 M | 39.03 M | 105.90 M | 119.55 M | 112.80 M |
| Total Debt | 176.09 M | 145.57 M | 130.76 M | — | — |
| Cash & Equivalents | 94.48 M | 28.59 M | 79.24 M | 16.84 M | 15.94 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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