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CITIZENS HOLDING CO /MS/

Data quality: 83%
CIZN
OTC Financial Services Depository Institutions
$9.05
$0.00 (0.00%)
Mkt Cap: 51.18 M
Price
$9.05
Mkt Cap
51.18 M
Day Range
$9.06 — $9.06
52-Week Range
$6.44 — $10.00
Volume
200
Open $9.06
50D / 200D Avg
$9.15
1.10% below
50D / 200D Avg
$7.79
16.11% above

Quick Summary

Key Takeaways

Earnings declined -80.73% over the past year
ROE of 4.91% is below average
Generating 4.81 M in free cash flow
Cash machine — converts 259.17% of earnings into free cash flow

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)-80.73%
FCF Growth (3Y)-43.20%

Quality

Return on Equity
4.91%
Below sector avg (10.70%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
27.61
Above sector avg (12.63)
P/B Ratio1.49
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (1096 peers)
Metric Stock Sector Median
P/E 27.6 12.6
P/B 1.5 1.4
ROE % 4.9 10.7
Net Margin % 14.8
Rev Growth 5Y % 6.4
D/E 0.5

ETFs Holding This Stock

BSVO logo BSVO EA Bridgeway Omni Small-Cap Value ETF
0.00% weight

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) -80.73% Earnings Growth (3Y) -50.26%
Revenue Growth (5Y) N/A Earnings Growth (5Y) -25.14%
Profitability
Revenue (TTM) N/A Net Income (TTM) 1.85 M
ROE 4.91% ROA 0.14%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 4.81 M
ROIC N/A FCF Growth (3Y) -43.20%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 34.35 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 27.61 Forward P/E N/A
P/B Ratio 1.49 P/S Ratio N/A
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 9.39%
Market Cap 51.18 M Enterprise Value -93.20 M
Per Share
EPS (Diluted TTM) 0.33 Revenue / Share N/A
FCF / Share 0.85 OCF / Share 0.98
EPS CAGR (1Y) -80.81% EPS CAGR (5Y) -27.12%
EPS CAGR (10Y) -15.67%
Efficiency
CapEx / Revenue N/A FCF Conversion 259.17%
SBC-Adj. FCF N/A Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2023 FY2022 FY2021 FY2020 FY2019
Revenue
Net Income 1.85 M 9.62 M 7.49 M 6.93 M 5.90 M
EPS (Diluted) 0.33 1.72 1.34 1.24 1.17
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A 1.44 M 1.28 M
Interest Expense 19.41 M 4.79 M 5.02 M 7.43 M 9.72 M
Income Tax -74,000.0 1.88 M 1.43 M 1.75 M 1.35 M

Balance Sheet

Annual, most recent first
Metric FY2023 FY2022 FY2021 FY2020 FY2019
Total Assets 1.40 B 1.32 B 1.36 B 1.45 B 1.20 B
Total Liabilities 1.36 B 1.28 B 1.26 B 1.33 B 1.08 B
Shareholders' Equity 42.77 M 39.03 M 105.90 M 119.55 M 112.80 M
Total Debt 176.09 M 145.57 M 130.76 M
Cash & Equivalents 94.48 M 28.59 M 79.24 M 16.84 M 15.94 M
Current Assets
Current Liabilities