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AMERICAS CARMART INC

Data quality: 100%
CRMT
Nasdaq Retail Trade Auto Dealers & Gas Stations
$12.29
▼ $0.64 (-4.95%)
Mkt Cap: 102.04 M
Price
$12.29
Mkt Cap
102.04 M
Day Range
$11.97 — $12.92
52-Week Range
$11.04 — $62.72
Volume
129,096
Open $12.92
50D / 200D Avg
$19.15
35.83% below
50D / 200D Avg
$30.99
60.34% below

Quick Summary

Key Takeaways

Revenue grew 10.93% annually over 5 years — strong growth
Generating 14.12 M in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 11.14%
Capital efficient — spends only 0.17% of revenue on capex

Growth

Revenue Growth (5Y)
10.93%
Above sector avg (3.21%)
Revenue (1Y)-0.21%
Earnings (1Y)N/A
FCF Growth (3Y)N/A

Quality

Return on Equity
-18.23%
Below sector avg (-12.42%)
ROICN/A
Net Margin-6.99%
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
-1.08
Above sector avg (-1.12)
P/B Ratio0.21
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Retail Trade sector median (164 peers)
Metric Stock Sector Median
P/E -1.1 -1.1
P/B 0.2 1.1
ROE % -18.2 -12.4
Net Margin % -7.0 -6.6
Rev Growth 5Y % 10.9 3.2
D/E — 0.5

ETFs Holding This Stock

AVSC logo AVSC Avantis U.S. Small Cap Equity ETF
0.04% weight
AVUS logo AVUS Avantis U.S. Equity ETF
0.00% weight
IWV logo IWV iShares Russell 3000 ETF
0.00% weight

All Fundamental Metrics
Growth
Revenue Growth (1Y) -0.21% Revenue Growth (3Y) -0.52%
Earnings Growth (1Y) N/A Earnings Growth (3Y) -6.32%
Revenue Growth (5Y) 10.93% Earnings Growth (5Y) -35.58%
Profitability
Revenue (TTM) 1.35 B Net Income (TTM) -94.28 M
ROE -18.23% ROA -5.64%
Gross Margin N/A Operating Margin N/A
Net Margin -6.99% Free Cash Flow (TTM) 14.12 M
ROIC N/A FCF Growth (3Y) N/A
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover 0.81
Working Capital N/A Tangible Book Value 456.52 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio -1.08 Forward P/E N/A
P/B Ratio 0.21 P/S Ratio 0.08
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 13.84%
Market Cap 102.04 M Enterprise Value -15.87 M
Per Share
EPS (Diluted TTM) -11.28 Revenue / Share 162.46
FCF / Share 1.70 OCF / Share 1.98
EPS CAGR (1Y) N/A EPS CAGR (5Y) -37.17%
EPS CAGR (10Y) 6.43%
Efficiency
CapEx / Revenue 0.17% FCF Conversion -14.98%
SBC-Adj. FCF 9.48 M Growth Momentum -11.14

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 1.39 B 1.39 B 1.41 B 1.21 B 918.61 M
Net Income 17.93 M -31.39 M 20.43 M 93.31 M 104.14 M
EPS (Diluted) 2.33 -4.92 3.11 13.67 14.95
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses 188.92 M 179.42 M 176.70 M 156.13 M 130.86 M
D&A 7.65 M 6.87 M 5.60 M 4.03 M 3.72 M
Interest Expense — 65.35 M 38.31 M 10.92 M 6.82 M
Income Tax 4.87 M -8.74 M 5.36 M 27.10 M 30.30 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1.61 B 1.48 B 1.42 B 1.15 B 822.16 M
Total Liabilities 1.04 B 1.01 B 921.48 M 675.55 M 415.26 M
Shareholders' Equity 569.42 M 470.65 M 498.45 M 469.27 M 406.40 M
Total Debt — — — — —
Cash & Equivalents 9.81 M 5.52 M 9.80 M 6.92 M 2.89 M
Current Assets — — — — —
Current Liabilities — — — — —