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Day Range
$29.44
$30.00
52-Week Range
$18.89
$40.43
Volume
2,924,742
50D / 200D Avg
$35.77
/
$34.73
Prev Close
$28.95
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (855 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 8.2 | 10.3 |
| P/B | 0.7 | 1.1 |
| ROE % | 8.9 | 11.6 |
| Net Margin % | 11.4 | 16.8 |
| Rev Growth 5Y % | 18.6 | 11.6 |
| D/E | 3.2 | 0.5 |
Analyst Price Target
Hold
$14.87
-50.0%
Low: $9.24
High: $29.00
Forward P/E
8.80
Forward EPS
$3.38
EPS Growth (est.)
+0.0%
Est. Revenue
32.85B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2029 |
$4.76
$4.70 – $4.82
|
36.52B | 1 |
| FY2028 |
$4.41
$4.36 – $4.47
|
35.80B | 1 |
| FY2027 |
$3.86
$3.63 – $4.47
|
34.18B | 2 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-03-11 | N/A | $0.76 | — |
| 2025-10-29 | $0.85 | $0.97 | +14.5% |
| 2025-07-24 | $0.78 | $0.54 | -30.8% |
| 2025-04-29 | $0.92 | $1.04 | +13.2% |
| 2025-03-13 | $0.41 | $0.16 | -61.7% |
| 2024-10-23 | $0.56 | $0.97 | +73.2% |
| 2024-07-24 | $0.65 | -$0.41 | -163.5% |
| 2024-04-25 | $0.70 | $0.75 | +7.9% |
Dividend History
5 yr streakYield
0.02%
Payout Ratio
0.21%
Growth (3Y)
54.03%
Growth (5Y)
N/A
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Jun 01, 2026 | Jun 02, 2026 | $0.85 | 2.88% |
| May 23, 2025 | May 27, 2025 | $0.77 | 2.81% |
| May 17, 2024 | May 21, 2024 | $0.49 | 2.86% |
| May 18, 2023 | May 22, 2023 | $0.32 | 3.07% |
| May 20, 2022 | May 24, 2022 | $0.21 | 2.14% |
| May 24, 2019 | May 28, 2019 | $0.11 | 1.72% |
| May 25, 2018 | May 29, 2018 | $0.11 | 1.07% |
| May 19, 2017 | May 23, 2017 | $0.21 | 1.11% |
| May 22, 2015 | May 22, 2015 | $0.75 | 2.35% |
| May 23, 2014 | May 23, 2014 | $1.02 | 2.14% |
| May 24, 2013 | May 24, 2013 | $0.75 | 1.82% |
| Jun 01, 2012 | Jun 01, 2012 | $0.92 | 2.47% |
| May 27, 2011 | May 27, 2011 | $1.07 | 1.56% |
| May 28, 2010 | May 28, 2010 | $0.75 | 1.06% |
| May 27, 2009 | May 27, 2009 | $0.70 | 0.64% |
| May 30, 2008 | May 30, 2008 | $6.99 | 3.55% |
| May 25, 2007 | May 25, 2007 | $5.38 | 2.35% |
| Jun 02, 2006 | Jun 02, 2006 | $2.50 | 3.19% |
| May 19, 2005 | May 19, 2005 | $1.70 | 3.15% |
| Jun 03, 2004 | Jun 03, 2004 | $1.50 | 1.35% |
Key Takeaways
Revenue grew 18.61% annually over 5 years — strong growth
Earnings grew 105.91% over the past year
Debt/Equity of 3.24 — high leverage
Negative free cash flow of 0.0
P/E of 8.16 — trading at a low valuation
PEG of 0.08 suggests growth is underpriced
Growth
Revenue Growth (5Y)
18.61%
Revenue (1Y)-8.25%
Earnings (1Y)105.91%
FCF Growth (3Y)N/A
Quality
Return on Equity
8.86%
ROIC2.18%
Net Margin11.39%
Op. Margin15.96%
Safety
Debt / Equity
3.24
Current Ratio0.37
Interest Coverage0.34
Valuation
P/E Ratio
8.16
Forward P/E8.80
P/B Ratio0.72
EV/EBITDA15.10
Dividend Yield0.02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -8.25% | Revenue Growth (3Y) | 1.27% |
| Earnings Growth (1Y) | 105.91% | Earnings Growth (3Y) | 20.52% |
| Revenue Growth (5Y) | 18.61% | Earnings Growth (5Y) | 30.84% |
| Profitability | |||
| Revenue (TTM) | 60.86B | Net Income (TTM) | 6.93B |
| ROE | 8.86% | ROA | 0.48% |
| Gross Margin | 49.95% | Operating Margin | 15.96% |
| Net Margin | 11.39% | Free Cash Flow (TTM) | 0.0 |
| ROIC | 2.18% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 3.24 | Current Ratio | 0.37 |
| Interest Coverage | 0.34 | ||
| Dividends | |||
| Dividend Yield | 0.02% | Payout Ratio | 0.21% |
| Dividend Growth (3Y) | 54.03% | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | 5 yrs | ||
| Valuation | |||
| P/E Ratio | 8.16 | Forward P/E | 8.80 |
| P/B Ratio | 0.72 | P/S Ratio | 0.93 |
| PEG Ratio | 0.08 | Forward PEG | N/A |
| EV/EBITDA | 15.10 | Fwd EV/EBITDA | 37.51 |
| Forward P/S | 1.72 | Fwd Earnings Yield | 11.36% |
| FCF Yield | 0.00% | ||
| Market Cap | 56.57B | Enterprise Value | 146.72B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 60.86B | 66.34B | 59.35B | 37.31B | 30.75B |
| Net Income | 6.93B | 3.37B | 4.77B | 5.53B | 2.37B |
| EPS (Diluted) | 3.09 | 1.37 | 2.03 | 2.37 | 0.93 |
| Gross Profit | 30.40B | 28.22B | 27.37B | 25.43B | 24.79B |
| Operating Income | 9.71B | 5.29B | 5.68B | 5.59B | 3.39B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.44T | 1.39T | 1.31T | 1.34T | 1.32T |
| Total Liabilities | 1.35T | 1.31T | 1.24T | 1.26T | 1.26T |
| Shareholders' Equity | 78.64B | 77.83B | 73.05B | 70.54B | 66.33B |
| Total Debt | 254.81B | 151.49B | 144.22B | 146.38B | 156.19B |
| Cash & Equivalents | 164.66B | 153.65B | 184.56B | 186.09B | 199.36B |
| Current Assets | 355.85B | 254.96B | 213.43B | 219.35B | 297.53B |
| Current Liabilities | 957.70B | 862.10B | 96.58B | 90.66B | 75.82B |