EAGLE FINANCIAL SERVICES INC
Data quality: 83%
EFSI
Nasdaq
Financial Services
Depository Institutions
$39.14
▲
$1.63
(4.35%)
Mkt Cap: 211.84 M
Price
$39.14
Mkt Cap
211.84 M
Day Range
$37.40 — $39.14
52-Week Range
$28.70 — $41.12
Volume
10,449
Open $37.40
50D / 200D Avg
$36.16
8.24% above
50D / 200D Avg
$36.27
7.93% above
Quick Summary
Key Takeaways
Earnings declined -46.46% over the past year
ROE of 4.50% is below average
Generating 24.35 M in free cash flow
Cash machine — converts 296.42% of earnings into free cash flow
Growth
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)-46.46%
FCF Growth (3Y)104.82%
Quality
Return on Equity
4.50%
Below sector avg (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Safety
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Valuation
PE (TTM)
25.79
Above sector avg (11.15)
P/B Ratio1.14
EV/EBITDAN/A
Dividend YieldN/A
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (2150 peers)
Peer Comparison
vs Financial Services sector median (2150 peers)| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 25.8 | 11.2 |
| P/B | 1.1 | 1.2 |
| ROE % | 4.5 | 9.2 |
| Net Margin % | — | 9.4 |
| Rev Growth 5Y % | — | 5.8 |
| D/E | — | 0.5 |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | -46.46% | Earnings Growth (3Y) | -6.31% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | -7.09% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 8.21 M |
| ROE | 4.50% | ROA | 0.41% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 24.35 M |
| ROIC | N/A | FCF Growth (3Y) | 104.82% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 185.58 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 25.79 | Forward P/E | N/A |
| P/B Ratio | 1.14 | P/S Ratio | N/A |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 11.49% | ||
| Market Cap | 211.84 M | Enterprise Value | 211.84 M |
| Per Share | |||
| EPS (Diluted TTM) | 1.59 | Revenue / Share | N/A |
| FCF / Share | 4.50 | OCF / Share | 4.76 |
| EPS CAGR (1Y) | -63.19% | EPS CAGR (5Y) | -16.04% |
| EPS CAGR (10Y) | -1.43% | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 296.42% |
| SBC-Adj. FCF | 23.34 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | 0.0 | 3,000.0 | — |
| Net Income | 8.21 M | 15.34 M | 9.36 M | 14.52 M | 11.02 M |
| EPS (Diluted) | 1.59 | 4.32 | 2.66 | 4.17 | 3.20 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | — | — | — | — | — |
| Interest Expense | 62.61 M | 51.23 M | 32.84 M | 5.47 M | 1.68 M |
| Income Tax | 1.71 M | 3.56 M | 1.28 M | 3.15 M | 1.77 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.89 B | 1.87 B | 1.83 B | 1.62 B | 1.30 B |
| Total Liabilities | 1.70 B | 1.75 B | 1.72 B | 1.51 B | 1.19 B |
| Shareholders' Equity | 188.84 M | 118.99 M | 108.38 M | 101.73 M | 110.28 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | — | — | — | — | — |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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