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Finward Bancorp

Data quality: 83%
FNWD
Nasdaq Financial Services Depository Institutions
$35.00
▼ $0.04 (-0.11%)
Mkt Cap: 151.57 M
Price
$35.00
Mkt Cap
151.57 M
Day Range
52-Week Range
Volume
Open —
50D / 200D Avg
50D / 200D Avg

Quick Summary

Key Takeaways

Earnings declined -33.33% over the past year
Generating 9.05 M in free cash flow
Cash machine — converts 111.88% of earnings into free cash flow

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)-33.33%
FCF Growth (3Y)-37.36%

Quality

Return on Equity
5.06%
Below sector avg (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
18.74
Above sector avg (11.15)
P/B Ratio0.92
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2153 peers)
Metric Stock Sector Median
P/E 18.7 11.1
P/B 0.9 1.2
ROE % 5.1 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 0.5

ETFs Holding This Stock

BRUSX BRUSX
0.18% weight

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) -33.33% Earnings Growth (3Y) -1.76%
Revenue Growth (5Y) N/A Earnings Growth (5Y) -14.26%
Profitability
Revenue (TTM) N/A Net Income (TTM) 8.09 M
ROE 5.06% ROA 0.39%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 9.05 M
ROIC N/A FCF Growth (3Y) -37.36%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 141.83 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 18.74 Forward P/E N/A
P/B Ratio 0.92 P/S Ratio N/A
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 5.97%
Market Cap 151.57 M Enterprise Value 151.57 M
Per Share
EPS (Diluted TTM) 1.88 Revenue / Share N/A
FCF / Share 2.09 OCF / Share 2.29
EPS CAGR (1Y) -33.80% EPS CAGR (5Y) -18.68%
EPS CAGR (10Y) -5.74%
Efficiency
CapEx / Revenue N/A FCF Conversion 111.88%
SBC-Adj. FCF 8.57 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 8.09 M 12.13 M 8.38 M 15.08 M 14.96 M
EPS (Diluted) 1.88 2.84 1.96 3.60 4.30
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A
Interest Expense 56.74 M 48.45 M 31.23 M 4.89 M 2.08 M
Income Tax 23,000.0 1.33 M -335,000.0 1.48 M 1.41 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 2.02 B 2.06 B 2.11 B 2.07 B 1.62 B
Total Liabilities 1.85 B 1.91 B 1.96 B 1.93 B 1.46 B
Shareholders' Equity 174.66 M 151.41 M 147.35 M 136.39 M 156.62 M
Total Debt
Cash & Equivalents
Current Assets
Current Liabilities