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Finance of America Companies Inc.

Data quality: 100%
Also listed as FOACW NYSE
FOA
NYSE Financial Services Nondepository Credit Institutions
$18.70
▲ $0.23 (1.25%)
Mkt Cap: 159.92 M
Price
$18.70
Mkt Cap
159.92 M
Day Range
$18.13 — $18.87
52-Week Range
$15.77 — $29.58
Volume
19,065
Open $18.15
50D / 200D Avg
$19.65
4.85% below
50D / 200D Avg
$22.74
17.77% below

Quick Summary

Key Takeaways

Revenue declined -20.23% annually over 5 years
Earnings grew 192.06% over the past year
ROE of 10.78% — decent returns on equity
Negative free cash flow of -429.75 M
P/E of 3.54 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 67.32%

Growth

Revenue Growth (5Y)
-20.23%
Below sector avg (5.83%)
Revenue (1Y)47.09%
Earnings (1Y)192.06%
FCF Growth (3Y)N/A

Quality

Return on Equity
10.78%
Above sector avg (9.24%)
ROICN/A
Net Margin9.09%
Op. MarginN/A

Safety

Debt / Equity
1.07
Above sector avg (0.49)
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
3.54
Below sector avg (11.15)
P/B Ratio0.44
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2144 peers)
Metric Stock Sector Median
P/E 3.5 11.1
P/B 0.4 1.2
ROE % 10.8 9.2
Net Margin % 9.1 9.4
Rev Growth 5Y % -20.2 5.8
D/E 1.1 0.5

ETFs Holding This Stock

AVSC logo AVSC Avantis U.S. Small Cap Equity ETF
0.01% weight
AVUV logo AVUV Avantis U.S. Small Cap Value ETF
0.01% weight

All Fundamental Metrics
Growth
Revenue Growth (1Y) 47.09% Revenue Growth (3Y) 45.72%
Earnings Growth (1Y) 192.06% Earnings Growth (3Y) N/A
Revenue Growth (5Y) -20.23% Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) 497.43 M Net Income (TTM) 45.24 M
ROE 10.78% ROA 0.15%
Gross Margin N/A Operating Margin N/A
Net Margin 9.09% Free Cash Flow (TTM) -429.75 M
ROIC N/A FCF Growth (3Y) N/A
Safety
Debt / Equity 1.07 Current Ratio N/A
Interest Coverage N/A Asset Turnover 0.02
Working Capital N/A Tangible Book Value 176.92 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 3.54 Forward P/E N/A
P/B Ratio 0.44 P/S Ratio 0.32
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield -268.72%
Market Cap 159.92 M Enterprise Value 440.08 M
Per Share
EPS (Diluted TTM) 3.74 Revenue / Share 58.17
FCF / Share -50.25 OCF / Share -50.25
EPS CAGR (1Y) 216.95% EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue N/A FCF Conversion -950.03%
SBC-Adj. FCF N/A Growth Momentum 67.32

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 497.43 M 338.17 M 234.25 M 573.24 M 1.23 B
Net Income 45.24 M 15.49 M -80.09 M -190.68 M -371.80 M
EPS (Diluted) 3.74 1.18 -0.98 -3.12 -6.52
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses — — — — —
D&A 38.60 M 38.95 M 47.55 M 64.99 M 50.01 M
Interest Expense 57.56 M 41.41 M 118.73 M 151.74 M 107.69 M
Income Tax 3.52 M 2.40 M -593,000.0 -16.52 M -20.67 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 30.73 B 29.16 B 27.11 B 20.87 B 21.79 B
Total Liabilities 30.34 B 28.84 B 26.84 B 20.47 B 20.71 B
Shareholders' Equity 395.63 M 315.66 M 272.41 M 404.84 M 1.08 B
Total Debt 357.55 M 374.51 M 410.91 M 399.40 M —
Cash & Equivalents 89.50 M 47.38 M 46.48 M 97.36 M 141.24 M
Current Assets — — — — —
Current Liabilities — — — — —