Back
Day Range
$61.89
$63.19
52-Week Range
$47.57
$67.70
Volume
65,989
50D / 200D Avg
$62.61
/
$60.76
Prev Close
$62.58
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 9.9 | 10.3 |
| P/B | 1.1 | 1.1 |
| ROE % | 11.5 | 11.6 |
| Net Margin % | 20.7 | 16.8 |
| Rev Growth 5Y % | 9.7 | 11.6 |
| D/E | 0.6 | 0.5 |
Analyst Price Target
Hold
$62.00
-1.0%
Forward P/E
11.9
Forward EPS
$5.24
EPS Growth (est.)
+0.0%
Est. Revenue
220 M
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2027 |
$5.42
$5.42 – $5.42
|
230 M | 1 |
| FY2026 |
$5.24
$5.24 – $5.24
|
220 M | 1 |
Insider Trading Activity
Buy ratio (90d)
0.0%
20 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Feb 23, 2026 |
Ausburn Kevin R
|
other | 14,000 | $51.40 | $722,800 |
| Feb 6, 2026 |
COPELAND REX A
Treasurer
|
other | 3,594 | $41.30 | $148,432 |
| Feb 6, 2026 |
COPELAND REX A
Treasurer
|
sell | 1,797 | $63.67 | $114,418 |
| Feb 4, 2026 |
STEINERT EARL A JR
|
other | 3,000 | $41.74 | $136,700 |
| Feb 4, 2026 |
STEINERT EARL A JR
|
sell | 1,500 | $63.49 | $95,240 |
| Feb 3, 2026 |
CARLSON THOMAS J
|
sell | 680 | $63.17 | $42,956 |
| Jan 13, 2026 |
Edwards Steven D
|
other | 28 | $62.79 | $1,758 |
| Nov 19, 2025 |
CARLSON THOMAS J
|
grant | 2,000 | $57.29 | $114,580 |
| Nov 19, 2025 |
Counts Amelia A
|
grant | 2,000 | $57.29 | $114,580 |
| Nov 19, 2025 |
Hart Debra Mallonee
|
grant | 2,000 | $57.29 | $114,580 |
| Nov 19, 2025 |
Maples Mark A
|
grant | 4,800 | $57.29 | $274,992 |
| Nov 19, 2025 |
Edwards Steven D
|
grant | 2,000 | $57.29 | $114,580 |
| Nov 19, 2025 |
TURNER WILLIAM V
|
grant | 7,800 | $57.29 | $446,862 |
| Nov 19, 2025 |
Baker Kevin L
|
grant | 4,800 | $57.29 | $274,992 |
| Oct 14, 2025 |
CARLSON THOMAS J
|
other | 124 | $61.07 | $7,573 |
| Oct 14, 2025 |
Hart Debra Mallonee
|
other | 15 | $59.99 | $900 |
| Oct 14, 2025 |
Edwards Steven D
|
other | 28 | $60.30 | $1,688 |
| Jul 15, 2025 |
BROWN JULIE A
|
other | 49 | $61.42 | $3,009 |
| Jul 15, 2025 |
Pitt Douglas M
|
other | 55 | $60.66 | $3,336 |
| Jul 15, 2025 |
Edwards Steven D
|
other | 26 | $61.48 | $1,599 |
Key Takeaways
Revenue grew 9.71% annually over 5 years — modest growth
ROE of 11.49% — decent returns on equity
Net margin of 20.67% shows strong profitability
Generating 66.24M in free cash flow
P/E of 9.87 — trading at a low valuation
PEG of 0.55 suggests growth is underpriced
Growth
Revenue Growth (5Y)
9.71%
Revenue (1Y)-3.37%
Earnings (1Y)14.83%
FCF Growth (3Y)-5.00%
Quality
Return on Equity
11.49%
ROIC6.29%
Net Margin20.67%
Op. Margin25.43%
Safety
Debt / Equity
0.64
Current Ratio2.54
Interest Coverage0.77
Valuation
P/E Ratio
9.87
P/B Ratio1.10
EV/EBITDA11.54
Dividend Yield0.03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -3.37% | Revenue Growth (3Y) | 2.48% |
| Earnings Growth (1Y) | 14.83% | Earnings Growth (3Y) | 2.31% |
| Revenue Growth (5Y) | 9.71% | Earnings Growth (5Y) | -1.25% |
| Profitability | |||
| Revenue (TTM) | 343.30M | Net Income (TTM) | 70.97M |
| ROE | 11.49% | ROA | 1.27% |
| Gross Margin | 66.93% | Operating Margin | 25.43% |
| Net Margin | 20.67% | Free Cash Flow (TTM) | 66.24M |
| ROIC | 6.29% | FCF Growth (3Y) | -5.00% |
| Safety | |||
| Debt / Equity | 0.64 | Current Ratio | 2.54 |
| Interest Coverage | 0.77 | Dividend Yield | 0.03% |
| Valuation | |||
| P/E Ratio | 9.87 | P/B Ratio | 1.10 |
| P/S Ratio | 2.04 | PEG Ratio | 0.55 |
| EV/EBITDA | 11.54 | Dividend Yield | 0.03% |
| Market Cap | 700.45M | Enterprise Value | 1.01B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 343.30M | 355.26M | 326.91M | 261.12M | 236.99M |
| Net Income | 70.97M | 61.81M | 67.80M | 75.95M | 74.63M |
| EPS (Diluted) | 6.19 | 5.26 | 5.61 | 6.02 | 5.46 |
| Gross Profit | 229.76M | 216.99M | 226.37M | 227.57M | 222.00M |
| Operating Income | 87.30M | 75.50M | 85.34M | 94.20M | 94.36M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 5.60B | 5.98B | 5.81B | 5.68B | 5.45B |
| Total Liabilities | 4.96B | 5.38B | 5.24B | 5.15B | 4.83B |
| Shareholders' Equity | 636.13M | 599.57M | 571.83M | 533.09M | 616.75M |
| Total Debt | 405.17M | 166.34M | 172.81M | 277.98M | 238.32M |
| Cash & Equivalents | 97.97M | 195.76M | 211.33M | 168.52M | 717.27M |
| Current Assets | 825.52M | 249.95M | 740.23M | 783.63M | 1.29B |
| Current Liabilities | 325.06M | 4.68B | 4.88B | 4.94B | 4.72B |