Home Federal Bancorp, Inc. of Louisiana
Data quality: 100%
HFBL
Nasdaq
Financial Services
Depository Institutions
$17.99
▲
$0.09
(0.50%)
Mkt Cap: 55.31 M
Price
$17.99
Mkt Cap
55.31 M
Day Range
$17.90 — $17.99
52-Week Range
$12.32 — $20.00
Volume
1,594
Open $17.99
50D / 200D Avg
$18.20
1.17% below
50D / 200D Avg
$15.61
15.27% above
Quick Summary
Key Takeaways
Revenue grew 7.08% annually over 5 years — modest growth
Net margin of 399.16% shows strong profitability
Generating 7.64 M in free cash flow
P/E of 10.64 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 10.41%
Cash machine — converts 146.93% of earnings into free cash flow
Growth
Revenue Growth (5Y)
7.08%
Above sector avg (5.83%)
Revenue (1Y)17.49%
Earnings (1Y)8.21%
FCF Growth (3Y)-32.77%
Quality
Return on Equity
9.10%
Below sector avg (9.24%)
ROICN/A
Net Margin399.16%
Op. MarginN/A
Safety
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Valuation
PE (TTM)
10.64
Below sector avg (11.15)
P/B Ratio0.96
EV/EBITDAN/A
Dividend YieldN/A
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (2150 peers)
Peer Comparison
vs Financial Services sector median (2150 peers)| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 10.6 | 11.2 |
| P/B | 1.0 | 1.2 |
| ROE % | 9.1 | 9.2 |
| Net Margin % | 399.2 | 9.4 |
| Rev Growth 5Y % | 7.1 | 5.8 |
| D/E | — | 0.5 |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 17.49% | Revenue Growth (3Y) | -6.07% |
| Earnings Growth (1Y) | 8.21% | Earnings Growth (3Y) | -17.44% |
| Revenue Growth (5Y) | 7.08% | Earnings Growth (5Y) | -7.73% |
| Profitability | |||
| Revenue (TTM) | 1.30 M | Net Income (TTM) | 5.20 M |
| ROE | 9.10% | ROA | 0.84% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | 399.16% | Free Cash Flow (TTM) | 7.64 M |
| ROIC | N/A | FCF Growth (3Y) | -32.77% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | 0.00 |
| Working Capital | N/A | Tangible Book Value | 53.98 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 10.64 | Forward P/E | N/A |
| P/B Ratio | 0.96 | P/S Ratio | 42.45 |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 13.82% | ||
| Market Cap | 55.31 M | Enterprise Value | 55.31 M |
| Per Share | |||
| EPS (Diluted TTM) | 1.69 | Revenue / Share | 0.42 |
| FCF / Share | 2.49 | OCF / Share | 2.49 |
| EPS CAGR (1Y) | 7.69% | EPS CAGR (5Y) | -5.35% |
| EPS CAGR (10Y) | -3.52% | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 146.93% |
| SBC-Adj. FCF | N/A | Growth Momentum | 10.41 |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.30 M | 1.11 M | 1.48 M | 1.15 M | 991,000.0 |
| Net Income | 3.89 M | 3.59 M | 5.70 M | 4.87 M | 5.37 M |
| EPS (Diluted) | 1.26 | 1.17 | 1.81 | 1.41 | 1.57 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | — | — | — | — | — |
| Interest Expense | 18.67 M | 18.95 M | 5.08 M | 1.88 M | 3.30 M |
| Income Tax | 766,000.0 | 476,000.0 | 1.07 M | 1.13 M | 1.45 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 609.49 M | 637.51 M | 660.92 M | 590.48 M | 565.73 M |
| Total Liabilities | 554.29 M | 584.71 M | 610.37 M | 538.13 M | 513.01 M |
| Shareholders' Equity | 55.21 M | 52.80 M | 50.54 M | 52.35 M | 52.73 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | — | — | — | — | — |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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