Skip to main content

Home Federal Bancorp, Inc. of Louisiana

Data quality: 100%
HFBL
Nasdaq Financial Services Depository Institutions
$17.99
▲ $0.09 (0.50%)
Mkt Cap: 55.31 M
Price
$17.99
Mkt Cap
55.31 M
Day Range
$17.90 — $17.99
52-Week Range
$12.32 — $20.00
Volume
1,594
Open $17.99
50D / 200D Avg
$18.20
1.17% below
50D / 200D Avg
$15.61
15.27% above

Quick Summary

Key Takeaways

Revenue grew 7.08% annually over 5 years — modest growth
Net margin of 399.16% shows strong profitability
Generating 7.64 M in free cash flow
P/E of 10.64 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 10.41%
Cash machine — converts 146.93% of earnings into free cash flow

Growth

Revenue Growth (5Y)
7.08%
Above sector avg (5.83%)
Revenue (1Y)17.49%
Earnings (1Y)8.21%
FCF Growth (3Y)-32.77%

Quality

Return on Equity
9.10%
Below sector avg (9.24%)
ROICN/A
Net Margin399.16%
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
10.64
Below sector avg (11.15)
P/B Ratio0.96
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2150 peers)
Metric Stock Sector Median
P/E 10.6 11.2
P/B 1.0 1.2
ROE % 9.1 9.2
Net Margin % 399.2 9.4
Rev Growth 5Y % 7.1 5.8
D/E 0.5

All Fundamental Metrics

Growth
Revenue Growth (1Y) 17.49% Revenue Growth (3Y) -6.07%
Earnings Growth (1Y) 8.21% Earnings Growth (3Y) -17.44%
Revenue Growth (5Y) 7.08% Earnings Growth (5Y) -7.73%
Profitability
Revenue (TTM) 1.30 M Net Income (TTM) 5.20 M
ROE 9.10% ROA 0.84%
Gross Margin N/A Operating Margin N/A
Net Margin 399.16% Free Cash Flow (TTM) 7.64 M
ROIC N/A FCF Growth (3Y) -32.77%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover 0.00
Working Capital N/A Tangible Book Value 53.98 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 10.64 Forward P/E N/A
P/B Ratio 0.96 P/S Ratio 42.45
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 13.82%
Market Cap 55.31 M Enterprise Value 55.31 M
Per Share
EPS (Diluted TTM) 1.69 Revenue / Share 0.42
FCF / Share 2.49 OCF / Share 2.49
EPS CAGR (1Y) 7.69% EPS CAGR (5Y) -5.35%
EPS CAGR (10Y) -3.52%
Efficiency
CapEx / Revenue N/A FCF Conversion 146.93%
SBC-Adj. FCF N/A Growth Momentum 10.41

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 1.30 M 1.11 M 1.48 M 1.15 M 991,000.0
Net Income 3.89 M 3.59 M 5.70 M 4.87 M 5.37 M
EPS (Diluted) 1.26 1.17 1.81 1.41 1.57
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A
Interest Expense 18.67 M 18.95 M 5.08 M 1.88 M 3.30 M
Income Tax 766,000.0 476,000.0 1.07 M 1.13 M 1.45 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 609.49 M 637.51 M 660.92 M 590.48 M 565.73 M
Total Liabilities 554.29 M 584.71 M 610.37 M 538.13 M 513.01 M
Shareholders' Equity 55.21 M 52.80 M 50.54 M 52.35 M 52.73 M
Total Debt
Cash & Equivalents
Current Assets
Current Liabilities