INVESTORS TITLE CO
Data quality: 100%
ITIC
Nasdaq
Financial Services
Insurance Carriers
$230.55
▼
$3.33
(-1.42%)
Mkt Cap: 440.84 M
Price
$233.55
Mkt Cap
440.84 M
Day Range
—
52-Week Range
—
Volume
—
Open —
50D / 200D Avg
—
50D / 200D Avg
—
Quick Summary
Key Takeaways
Revenue declined -4.62% annually over 5 years
ROE of 12.93% — decent returns on equity
Generating 25.38 M in free cash flow
P/E of 12.53 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 10.22%
Capital efficient — spends only 2.04% of revenue on capex
Growth
Revenue Growth (5Y)
-4.62%
Below sector avg (5.90%)
Revenue (1Y)5.60%
Earnings (1Y)13.22%
FCF Growth (3Y)N/A
Quality
Return on Equity
12.93%
Above sector avg (9.24%)
ROICN/A
Net Margin12.90%
Op. MarginN/A
Safety
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Valuation
PE (TTM)
12.53
Above sector avg (11.15)
P/B Ratio1.59
EV/EBITDAN/A
Dividend YieldN/A
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (2180 peers)
Peer Comparison
vs Financial Services sector median (2180 peers)| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 12.5 | 11.1 |
| P/B | 1.6 | 1.2 |
| ROE % | 12.9 | 9.2 |
| Net Margin % | 12.9 | 9.4 |
| Rev Growth 5Y % | -4.6 | 5.9 |
| D/E | — | 0.5 |
Analyst Price Target
No analyst coverage available
Earnings Estimates
No forward estimates available
No quarterly estimates available
Earnings Surprises
Last 4 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| Q22011 | $0.40 | $0.75 | +87.5% |
| Q12011 | $0.39 | $0.46 | +18.0% |
| Q42010 | $0.33 | $1.04 | +215.2% |
| Q32010 | $0.54 | $0.63 | +16.7% |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 5.60% | Revenue Growth (3Y) | 10.16% |
| Earnings Growth (1Y) | 13.22% | Earnings Growth (3Y) | 27.37% |
| Revenue Growth (5Y) | -4.62% | Earnings Growth (5Y) | -14.88% |
| Profitability | |||
| Revenue (TTM) | 272.76 M | Net Income (TTM) | 35.18 M |
| ROE | 12.93% | ROA | 9.92% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | 12.90% | Free Cash Flow (TTM) | 25.38 M |
| ROIC | N/A | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | 0.77 |
| Working Capital | N/A | Tangible Book Value | 267.70 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 12.53 | Forward P/E | N/A |
| P/B Ratio | 1.59 | P/S Ratio | 1.62 |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 5.76% | ||
| Market Cap | 440.84 M | Enterprise Value | 418.08 M |
| Per Share | |||
| EPS (Diluted TTM) | 18.57 | Revenue / Share | 144.50 |
| FCF / Share | 13.45 | OCF / Share | 16.39 |
| EPS CAGR (1Y) | 13.02% | EPS CAGR (5Y) | -14.82% |
| EPS CAGR (10Y) | 6.90% | ||
| Efficiency | |||
| CapEx / Revenue | 2.04% | FCF Conversion | 72.15% |
| SBC-Adj. FCF | 24.86 M | Growth Momentum | 10.22 |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 272.76 M | 258.30 M | 224.75 M | 283.39 M | 329.50 M |
| Net Income | 35.18 M | 31.07 M | 21.69 M | 23.90 M | 67.02 M |
| EPS (Diluted) | 18.57 | 16.43 | 11.45 | 12.59 | 35.28 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | — | — | — | — | — |
| Interest Expense | — | — | — | — | — |
| Income Tax | 9.37 M | 8.39 M | 4.54 M | 6.21 M | 17.91 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 363.14 M | 333.57 M | 330.56 M | 339.76 M | 331.49 M |
| Total Liabilities | 94.84 M | 81.80 M | 79.01 M | 98.75 M | 102.40 M |
| Shareholders' Equity | 268.30 M | 251.77 M | 251.55 M | 241.01 M | 229.09 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | 20.84 M | 24.65 M | 24.03 M | 35.31 M | 37.17 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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