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INVESTORS TITLE CO

Data quality: 100%
ITIC
Nasdaq Financial Services Insurance Carriers
$230.55
▼ $3.33 (-1.42%)
Mkt Cap: 440.84 M
Price
$233.55
Mkt Cap
440.84 M
Day Range
52-Week Range
Volume
Open —
50D / 200D Avg
50D / 200D Avg

Quick Summary

Key Takeaways

Revenue declined -4.62% annually over 5 years
ROE of 12.93% — decent returns on equity
Generating 25.38 M in free cash flow
P/E of 12.53 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 10.22%
Capital efficient — spends only 2.04% of revenue on capex

Growth

Revenue Growth (5Y)
-4.62%
Below sector avg (5.90%)
Revenue (1Y)5.60%
Earnings (1Y)13.22%
FCF Growth (3Y)N/A

Quality

Return on Equity
12.93%
Above sector avg (9.24%)
ROICN/A
Net Margin12.90%
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
12.53
Above sector avg (11.15)
P/B Ratio1.59
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2180 peers)
Metric Stock Sector Median
P/E 12.5 11.1
P/B 1.6 1.2
ROE % 12.9 9.2
Net Margin % 12.9 9.4
Rev Growth 5Y % -4.6 5.9
D/E 0.5

Analyst Price Target

No analyst coverage available

Earnings Estimates

No forward estimates available

Earnings Surprises

Last 4 quarters
Quarter Est. EPS Actual EPS Surprise
Q22011 $0.40 $0.75 +87.5%
Q12011 $0.39 $0.46 +18.0%
Q42010 $0.33 $1.04 +215.2%
Q32010 $0.54 $0.63 +16.7%

ETFs Holding This Stock

TASCX TASCX
5.52% weight
TVSVX TVSVX
5.52% weight
TASZX TASZX
5.52% weight
DEEP logo DEEP Acquirers Small and Micro Deep Value ETF
1.09% weight
FDM logo FDM First Trust Dow Jones Select MicroCap Index Fund
0.53% weight
DES logo DES WisdomTree U.S. SmallCap Dividend Fund
0.13% weight
GISMX GISMX
0.08% weight
GSMRX GSMRX
0.08% weight
GMSMX GMSMX
0.08% weight
GSSC logo GSSC Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF
0.06% weight

All Fundamental Metrics

Growth
Revenue Growth (1Y) 5.60% Revenue Growth (3Y) 10.16%
Earnings Growth (1Y) 13.22% Earnings Growth (3Y) 27.37%
Revenue Growth (5Y) -4.62% Earnings Growth (5Y) -14.88%
Profitability
Revenue (TTM) 272.76 M Net Income (TTM) 35.18 M
ROE 12.93% ROA 9.92%
Gross Margin N/A Operating Margin N/A
Net Margin 12.90% Free Cash Flow (TTM) 25.38 M
ROIC N/A FCF Growth (3Y) N/A
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover 0.77
Working Capital N/A Tangible Book Value 267.70 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 12.53 Forward P/E N/A
P/B Ratio 1.59 P/S Ratio 1.62
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 5.76%
Market Cap 440.84 M Enterprise Value 418.08 M
Per Share
EPS (Diluted TTM) 18.57 Revenue / Share 144.50
FCF / Share 13.45 OCF / Share 16.39
EPS CAGR (1Y) 13.02% EPS CAGR (5Y) -14.82%
EPS CAGR (10Y) 6.90%
Efficiency
CapEx / Revenue 2.04% FCF Conversion 72.15%
SBC-Adj. FCF 24.86 M Growth Momentum 10.22

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 272.76 M 258.30 M 224.75 M 283.39 M 329.50 M
Net Income 35.18 M 31.07 M 21.69 M 23.90 M 67.02 M
EPS (Diluted) 18.57 16.43 11.45 12.59 35.28
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A
Interest Expense
Income Tax 9.37 M 8.39 M 4.54 M 6.21 M 17.91 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 363.14 M 333.57 M 330.56 M 339.76 M 331.49 M
Total Liabilities 94.84 M 81.80 M 79.01 M 98.75 M 102.40 M
Shareholders' Equity 268.30 M 251.77 M 251.55 M 241.01 M 229.09 M
Total Debt
Cash & Equivalents 20.84 M 24.65 M 24.03 M 35.31 M 37.17 M
Current Assets
Current Liabilities