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9F Inc.

Data quality: 100%
JFU
Nasdaq Financial Services Nondepository Credit Institutions
$2.92
▼ $0.11 (-3.50%)
Mkt Cap: 34.38 M
Price
$2.92
Mkt Cap
34.38 M
Day Range
$2.82 — $2.92
52-Week Range
$1.01 — $9.48
Volume
1,906
Open $2.88
50D / 200D Avg
$4.43
34.13% below
50D / 200D Avg
$3.87
24.48% below

Quick Summary

Key Takeaways

Revenue declined -45.39% annually over 5 years
ROE of 1.38% is below average
Net margin of 40.00% shows strong profitability
Generating 6.37 M in free cash flow
P/E of 5.02 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 25.14%

Growth

Revenue Growth (5Y)
-45.39%
Below sector avg (6.38%)
Revenue (1Y)-70.53%
Earnings (1Y)N/A
FCF Growth (3Y)-16.70%

Quality

Return on Equity
1.38%
Below sector avg (10.70%)
ROIC-0.55%
Net Margin40.00%
Op. Margin-36.36%

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
5.02
Below sector avg (12.63)
P/B Ratio0.07
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (1096 peers)
Metric Stock Sector Median
P/E 5.0 12.6
P/B 0.1 1.4
ROE % 1.4 10.7
Net Margin % 40.0 14.8
Rev Growth 5Y % -45.4 6.4
D/E 0.5

All Fundamental Metrics

Growth
Revenue Growth (1Y) -70.53% Revenue Growth (3Y) -54.15%
Earnings Growth (1Y) N/A Earnings Growth (3Y) N/A
Revenue Growth (5Y) -45.39% Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) 17.12 M Net Income (TTM) 6.85 M
ROE 1.38% ROA 1.21%
Gross Margin 76.19% Operating Margin -36.36%
Net Margin 40.00% Free Cash Flow (TTM) 6.37 M
ROIC -0.55% FCF Growth (3Y) -16.70%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover 0.03
Working Capital N/A Tangible Book Value 492.81 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 5.02 Forward P/E N/A
P/B Ratio 0.07 P/S Ratio 2.01
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 18.53%
Market Cap 34.38 M Enterprise Value -17.59 M
Per Share
EPS (Diluted TTM) 0.03 Revenue / Share 1.45
FCF / Share 0.54 OCF / Share 0.54
EPS CAGR (1Y) N/A EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue N/A FCF Conversion 93.02%
SBC-Adj. FCF 6.50 M Growth Momentum -25.14

Income Statement

Annual, most recent first
Metric FY2024 FY2023 FY2022 FY2021 FY2020
Revenue 17.12 M 58.09 M 81.43 M 119.49 M 192.49 M
Net Income 6.85 M -19.77 M -86.23 M -36.86 M -346.19 M
EPS (Diluted) 0.03 -0.08 -0.17 -1.74
Gross Profit 13.05 M 11.41 M 15.73 M
Operating Income -6.23 M -27.27 M -21.79 M
EBITDA
R&D Expenses
SG&A Expenses
D&A
Interest Expense
Income Tax 1.92 M 1.09 M 1.69 M 4.20 M 82.50 M

Balance Sheet

Annual, most recent first
Metric FY2024 FY2023 FY2022 FY2021 FY2020
Total Assets 564.85 M 568.92 M 624.98 M 792.40 M 825.52 M
Total Liabilities 63.91 M 65.74 M 86.94 M 134.90 M 178.27 M
Shareholders' Equity 493.44 M 495.49 M 530.10 M 648.75 M 638.86 M
Total Debt
Cash & Equivalents 51.97 M 237.52 M 383.43 M 417.89 M
Current Assets
Current Liabilities