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James River Group Holdings, Inc.

Data quality: 100%
JRVR
NASDAQ Financial Services Insurance Carriers
$6.20
▼ $0.16 (-2.52%)
Mkt Cap: 292.13 M
Price
$6.36
Mkt Cap
292.13 M
Day Range
—
52-Week Range
—
Volume
—
Open —
50D / 200D Avg
—
50D / 200D Avg
—

Quick Summary

Key Takeaways

Revenue declined -2.88% annually over 5 years
Negative free cash flow of -23.59 M
P/E of 6.16 — trading at a low valuation
Capital efficient — spends only 0.70% of revenue on capex
11 consecutive years of dividends — reliable payer

Growth

Revenue Growth (5Y)
-2.88%
Below sector avg (5.83%)
Revenue (1Y)-2.83%
Earnings (1Y)N/A
FCF Growth (3Y)N/A

Quality

Return on Equity
9.52%
Above sector avg (9.24%)
ROICN/A
Net Margin6.90%
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM|NTM|2027)
6.16 | 5.00 | 5.13
Below sector avg (11.14)
P/B Ratio0.58
EV/EBITDAN/A
Dividend Yield0.63%

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2607 peers)
Metric Stock Sector Median
P/E 6.2 11.1
P/B 0.6 1.2
ROE % 9.5 9.2
Net Margin % 6.9 9.4
Rev Growth 5Y % -2.9 5.8
D/E — 0.5

Analyst Price Target

3 analysts
Buy
Current
$6.20
+23.7%
Target
$7.67
$7.00
$8.00
$8.00
Forecast
Forward P/E 5.00
Forward EPS $1.24
EPS Growth (est.) +7.1%
Est. Revenue 670.20 M

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2027 $1.24
$1.20 – $1.30
 670.20 M 4
FY2026 $1.16
$1.10 – $1.20
 659.62 M 4

Earnings Surprises

Last 4 quarters
Quarter Est. EPS Actual EPS Surprise
Q42025 $0.42 $0.30 -29.3%
Q32025 $0.24 $0.32 +32.4%
Q22025 $0.24 $0.23 -4.0%
Q12025 $0.29 $0.19 -33.5%

ETFs Holding This Stock

BPSCX BPSCX
0.52% weight
BPSIX BPSIX
0.52% weight
FDM logo FDM First Trust Dow Jones Select MicroCap Index Fund
0.46% weight
BRUSX BRUSX
0.22% weight
GSSC logo GSSC Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF
0.04% weight
GCSCX GCSCX
0.03% weight
GCSUX GCSUX
0.03% weight
GCSAX GCSAX
0.03% weight
GDSRX GDSRX
0.03% weight
GCSSX GCSSX
0.03% weight

Dividend History

11 yr streak

Yield

0.63%

Payout Ratio

5.06%

Growth (3Y)

-41.52%

Growth (5Y)

-49.35%

Ex-Date Payment Date Amount Yield
Mar 13, 2026 — $0.01 N/A
Dec 15, 2025 — $0.01 N/A
Sep 15, 2025 — $0.01 N/A
Jun 09, 2025 — $0.01 N/A
Mar 10, 2025 — $0.01 N/A
Dec 16, 2024 — $0.01 N/A
Sep 16, 2024 — $0.05 N/A
Jun 10, 2024 — $0.05 N/A
Mar 08, 2024 — $0.05 N/A
Dec 08, 2023 — $0.05 N/A
Sep 08, 2023 — $0.05 N/A
Jun 09, 2023 — $0.05 N/A
Mar 10, 2023 — $0.05 N/A
Dec 09, 2022 — $0.05 N/A
Sep 09, 2022 — $0.05 N/A
Jun 10, 2022 — $0.05 N/A
Mar 11, 2022 — $0.05 N/A
Dec 10, 2021 — $0.30 N/A
Sep 10, 2021 — $0.30 N/A
Jun 11, 2021 — $0.30 N/A

All Fundamental Metrics
Growth
Revenue Growth (1Y) -2.83% Revenue Growth (3Y) -7.98%
Earnings Growth (1Y) N/A Earnings Growth (3Y) N/A
Revenue Growth (5Y) -2.88% Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) 687.61 M Net Income (TTM) 47.43 M
ROE 9.52% ROA 0.95%
Gross Margin N/A Operating Margin N/A
Net Margin 6.90% Free Cash Flow (TTM) -23.59 M
ROIC N/A FCF Growth (3Y) N/A
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover 0.14
Working Capital N/A Tangible Book Value 289.63 M
Dividends
Dividend Yield 0.63% Payout Ratio 5.06%
Dividend Growth (3Y) -41.52% Dividend Growth (5Y) -49.35%
Consecutive Div Years 11 yrs
Valuation
P/E Ratio 6.16 Forward P/E 5.00
P/B Ratio 0.58 P/S Ratio 0.42
PEG Ratio N/A Forward PEG 0.70
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S 0.44 Fwd Earnings Yield 20.00%
FCF Yield -8.07%
Market Cap 292.13 M Enterprise Value 53.38 M
Per Share
EPS (Diluted TTM) 0.79 Revenue / Share 14.96
FCF / Share -0.51 OCF / Share -0.41
EPS CAGR (1Y) N/A EPS CAGR (5Y) N/A
EPS CAGR (10Y) -11.98%
Efficiency
CapEx / Revenue 0.70% FCF Conversion -49.73%
SBC-Adj. FCF N/A Growth Momentum 0.05

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 687.61 M 707.63 M 812.01 M 813.70 M 772.88 M
Net Income 47.43 M -81.12 M -107.68 M 30.97 M -172.80 M
EPS (Diluted) 0.79 -3.06 -3.13 0.59 -4.94
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses — — — — —
D&A — — — 1.05 M 4.72 M
Interest Expense 23.54 M 24.67 M 24.63 M 17.58 M 8.92 M
Income Tax 723,000.0 -7.63 M 25.71 M 18.41 M -23.24 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 4.86 B 5.01 B 5.32 B 5.14 B 4.95 B
Total Liabilities 4.19 B 4.41 B 4.64 B 4.44 B 4.22 B
Shareholders' Equity 538.15 M 460.92 M 534.62 M 553.77 M 725.36 M
Total Debt — — — — —
Cash & Equivalents 260.94 M 362.35 M 274.30 M 173.16 M 190.12 M
Current Assets — — — — —
Current Liabilities — — — — —