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LINCOLN NATIONAL CORP

Data quality: 100%
LNC-PD
NYSE Financial Services Insurance Carriers
$26.34
▲ $0.10 (0.38%)
Mkt Cap: 4.90 B
Price
$26.34
Mkt Cap
4.90 B
Day Range
$26.26 — $26.41
52-Week Range
$26.03 — $27.73
Volume
21,482
Open $26.26
50D / 200D Avg
$26.60
1.00% below
50D / 200D Avg
$26.88
2.02% below

Quick Summary

Key Takeaways

Revenue declined -1.35% annually over 5 years
Earnings declined -64.06% over the past year
ROE of 11.77% — decent returns on equity
Negative free cash flow of -167.00 M
P/E of 4.16 — trading at a low valuation

Growth

Revenue Growth (5Y)
-1.35%
Below sector avg (5.83%)
Revenue (1Y)-1.25%
Earnings (1Y)-64.06%
FCF Growth (3Y)N/A

Quality

Return on Equity
11.77%
Above sector avg (9.24%)
ROICN/A
Net Margin6.46%
Op. MarginN/A

Safety

Debt / Equity
0.55
Above sector avg (0.49)
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
4.16
Below sector avg (11.15)
P/B Ratio0.47
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2151 peers)
Metric Stock Sector Median
P/E 4.2 11.2
P/B 0.5 1.2
ROE % 11.8 9.2
Net Margin % 6.5 9.4
Rev Growth 5Y % -1.4 5.8
D/E 0.6 0.5

All Fundamental Metrics
Growth
Revenue Growth (1Y) -1.25% Revenue Growth (3Y) 25.06%
Earnings Growth (1Y) -64.06% Earnings Growth (3Y) N/A
Revenue Growth (5Y) -1.35% Earnings Growth (5Y) -4.33%
Profitability
Revenue (TTM) 18.21 B Net Income (TTM) 1.18 B
ROE 11.77% ROA 0.29%
Gross Margin N/A Operating Margin N/A
Net Margin 6.46% Free Cash Flow (TTM) -167.00 M
ROIC N/A FCF Growth (3Y) N/A
Safety
Debt / Equity 0.55 Current Ratio N/A
Interest Coverage N/A Asset Turnover 0.04
Working Capital N/A Tangible Book Value 9.31 B
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 4.16 Forward P/E N/A
P/B Ratio 0.47 P/S Ratio 0.27
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield -3.41%
Market Cap 4.90 B Enterprise Value 10.67 B
Per Share
EPS (Diluted TTM) 5.83 Revenue / Share 97.88
FCF / Share -0.90 OCF / Share -0.90
EPS CAGR (1Y) -68.33% EPS CAGR (5Y) -5.88%
EPS CAGR (10Y) 1.65%
Efficiency
CapEx / Revenue N/A FCF Conversion -14.19%
SBC-Adj. FCF N/A Growth Momentum 0.10

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 18.21 B 18.44 B 11.65 B 18.78 B 19.23 B
Net Income 1.18 B 3.28 B -752.00 M -2.23 B 1.41 B
EPS (Diluted) 5.83 18.41 -4.92 -13.10 7.43
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses — — — — —
D&A — — — — —
Interest Expense 227.00 M 336.00 M 331.00 M 283.00 M 270.00 M
Income Tax 161.00 M 747.00 M -396.00 M -584.00 M 233.00 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 417.20 B 390.83 B 372.41 B 335.44 B 387.30 B
Total Liabilities 406.30 B 382.56 B 365.52 B 331.34 B 367.03 B
Shareholders' Equity 10.91 B 8.27 B 6.89 B 4.10 B 20.27 B
Total Debt 6.26 B 6.08 B 5.83 B 6.33 B 6.33 B
Cash & Equivalents — — — — —
Current Assets — — — — —
Current Liabilities — — — — —