Back
Day Range
$3.96
$3.97
52-Week Range
$2.16
$4.50
Volume
1,019
50D / 200D Avg
$4.20
/
$3.71
Prev Close
$3.96
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 31.1 | 10.3 |
| P/B | 3.0 | 1.1 |
| ROE % | 9.4 | 11.7 |
| Net Margin % | 8.3 | 16.8 |
| Rev Growth 5Y % | -31.7 | 11.6 |
| D/E | 2.2 | 0.5 |
Analyst Price Target
No analyst coverage available
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2030 |
$0.39
$0.39 – $0.39
|
4.7 B | 1 |
| FY2029 |
$0.36
$0.36 – $0.36
|
4.5 B | 1 |
| FY2028 |
$0.33
$0.33 – $0.33
|
1.2 B | 1 |
Key Takeaways
Revenue declined -31.66% annually over 5 years
Debt/Equity of 2.20 — high leverage
Generating 611.90M in free cash flow
P/E of 31.12 — premium valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 36.10%
Cash machine — converts 202.65% of earnings into free cash flow
Growth
Revenue Growth (5Y)
-31.66%
Revenue (1Y)-67.76%
Earnings (1Y)N/A
FCF Growth (3Y)-36.55%
Quality
Return on Equity
9.41%
ROIC9.78%
Net Margin8.32%
Op. Margin36.09%
Safety
Debt / Equity
2.20
Current RatioN/A
Interest Coverage2.82
Valuation
P/E Ratio
31.12
P/B Ratio3.00
EV/EBITDA8.71
Dividend Yield0.05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -67.76% | Revenue Growth (3Y) | -23.98% |
| Earnings Growth (1Y) | N/A | Earnings Growth (3Y) | 0.83% |
| Revenue Growth (5Y) | -31.66% | Earnings Growth (5Y) | 38.11% |
| Profitability | |||
| Revenue (TTM) | 3.63B | Net Income (TTM) | 301.95M |
| ROE | 9.41% | ROA | 0.16% |
| Gross Margin | 597.37% | Operating Margin | 36.09% |
| Net Margin | 8.32% | Free Cash Flow (TTM) | 611.90M |
| ROIC | 9.78% | FCF Growth (3Y) | -36.55% |
| Safety | |||
| Debt / Equity | 2.20 | Current Ratio | N/A |
| Interest Coverage | 2.82 | Dividend Yield | 0.05% |
| Valuation | |||
| P/E Ratio | 31.12 | P/B Ratio | 3.00 |
| P/S Ratio | 2.59 | PEG Ratio | -0.16 |
| EV/EBITDA | 8.71 | Dividend Yield | 0.05% |
| Market Cap | 9.40B | Enterprise Value | 11.40B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3.63B | 11.26B | 6.28B | 1.74B | 16.63B |
| Net Income | 301.95M | -360.00M | 297.00M | -2.50B | 83.00M |
| EPS (Diluted) | 0.13 | -0.15 | 0.12 | -0.84 | 0.03 |
| Gross Profit | 21.68B | 11.26B | 15.15B | 2.12B | 16.63B |
| Operating Income | 1.31B | 145.00M | 4.56B | -89.00M | 14.29B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 190.57B | 184.22B | 189.62B | 191.56B | 219.13B |
| Total Liabilities | 187.38B | 180.90B | 185.54B | 188.73B | 213.79B |
| Shareholders' Equity | 3.14B | 3.28B | 4.04B | 4.26B | 5.30B |
| Total Debt | 6.91B | 6.91B | 8.03B | 7.96B | 9.34B |
| Cash & Equivalents | 4.90B | 4.84B | 5.15B | 4.88B | 6.91B |
| Current Assets | 6.02B | 2.51B | 33.20B | 4.88B | 6.91B |
| Current Liabilities | 0.0 | 2.47B | 4.00B | 4.85B | 4.06B |