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MIND CTI LTD

Data quality: 100%
MNDO
Nasdaq Technology IT Services
$1.08
$0.00 (0.00%)
Mkt Cap: 21.80 M
Price
$1.08
Mkt Cap
21.80 M
Day Range
$1.07 — $1.10
52-Week Range
$0.98 — $1.81
Volume
28,153
Open $1.07
50D / 200D Avg
$1.18
8.61% below
50D / 200D Avg
$1.21
10.51% below

Quick Summary

Key Takeaways

Revenue declined -7.28% annually over 5 years
Earnings declined -43.76% over the past year
ROE of 11.00% — decent returns on equity
Generating 3.96 M in free cash flow
P/E of 8.37 — trading at a low valuation
Cash machine — converts 152.04% of earnings into free cash flow

Growth

Revenue Growth (5Y)
-7.28%
Below sector avg (7.17%)
Revenue (1Y)-9.27%
Earnings (1Y)-43.76%
FCF Growth (3Y)-0.96%

Quality

Return on Equity
11.00%
Above sector avg (1.74%)
ROIC7.35%
Net Margin13.38%
Op. Margin10.72%

Safety

Debt / Equity
N/A
Current Ratio3.83
Interest CoverageN/A

Valuation

PE (TTM)
8.37
Above sector avg (-0.16)
P/B Ratio0.95
EV/EBITDA5.81
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Technology sector median (1058 peers)
Metric Stock Sector Median
P/E 8.4 -0.2
P/B 1.0 3.0
ROE % 11.0 1.7
Net Margin % 13.4 -0.6
Rev Growth 5Y % -7.3 7.2
D/E 0.4

All Fundamental Metrics

Growth
Revenue Growth (1Y) -9.27% Revenue Growth (3Y) -5.12%
Earnings Growth (1Y) -43.76% Earnings Growth (3Y) -29.01%
Revenue Growth (5Y) -7.28% Earnings Growth (5Y) -18.65%
Profitability
Revenue (TTM) 19.46 M Net Income (TTM) 2.60 M
ROE 11.00% ROA 8.56%
Gross Margin 50.99% Operating Margin 10.72%
Net Margin 13.38% Free Cash Flow (TTM) 3.96 M
ROIC 7.35% FCF Growth (3Y) -0.96%
Safety
Debt / Equity N/A Current Ratio 3.83
Interest Coverage N/A Asset Turnover 0.64
Working Capital 11.89 M Tangible Book Value 11.71 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 8.37 Forward P/E N/A
P/B Ratio 0.95 P/S Ratio 1.12
PEG Ratio N/A Forward PEG N/A
EV/EBITDA 5.81 Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 18.16%
Market Cap 21.80 M Enterprise Value 13.68 M
Per Share
EPS (Diluted TTM) 0.13 Revenue / Share 0.96
FCF / Share 0.20 OCF / Share 0.20
EPS CAGR (1Y) -40.91% EPS CAGR (5Y) -18.17%
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue 0.14% FCF Conversion 152.04%
SBC-Adj. FCF 3.76 M Growth Momentum -1.99

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 19.46 M 21.45 M 21.61 M 21.55 M 26.33 M
Net Income 2.60 M 4.63 M 5.17 M 5.29 M 5.95 M
EPS (Diluted) 0.13 0.22 0.25 0.26 0.29
Gross Profit 9.92 M 10.74 M 10.87 M 11.51 M 13.88 M
Operating Income 2.09 M 4.38 M 4.75 M 5.52 M 6.83 M
EBITDA
R&D Expenses 4.05 M 3.39 M 3.54 M 3.50 M 4.05 M
SG&A Expenses
D&A 270,000.0 186,000.0 196,000.0 193,000.0 194,000.0
Interest Expense 60,000.0 49,000.0
Income Tax 163,000.0 334,000.0 359,000.0 330,000.0 936,000.0

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 30.17 M 30.70 M 31.63 M 31.74 M 33.13 M
Total Liabilities 7.12 M 6.41 M 7.14 M 7.94 M 9.41 M
Shareholders' Equity 23.05 M 24.30 M 24.49 M 23.81 M 23.73 M
Total Debt
Cash & Equivalents 8.12 M 4.45 M 2.96 M 4.18 M
Current Assets 16.08 M 18.92 M 19.71 M 20.30 M 20.53 M
Current Liabilities 4.20 M 3.28 M 4.47 M 5.17 M 5.64 M