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Oconee Federal Financial Corp.

Data quality: 83%
OFED
OTC Financial Services Depository Institutions
$15.10
$0.00 (0.00%)
Mkt Cap: 87.95 M
Price
$15.10
Mkt Cap
87.95 M
Day Range
52-Week Range
Volume
Open —
50D / 200D Avg
50D / 200D Avg

Quick Summary

Key Takeaways

Generating 9.71 M in free cash flow
P/E of 12.28 — trading at a low valuation
Cash machine — converts 135.62% of earnings into free cash flow

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)0.84%
FCF Growth (3Y)30.12%

Quality

Return on Equity
9.86%
Above sector avg (9.22%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
12.28
Above sector avg (11.12)
P/B Ratio1.19
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2698 peers)
Metric Stock Sector Median
P/E 12.3 11.1
P/B 1.2 1.2
ROE % 9.9 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 0.5

Analyst Price Target

No analyst coverage available

Earnings Estimates

No forward estimates available

Dividend History

Ex-Date Payment Date Amount Yield
Feb 05, 2026 $0.10 N/A
Nov 06, 2025 $0.10 N/A
Aug 07, 2025 $0.10 N/A
May 08, 2025 $0.10 N/A
Feb 06, 2025 $0.10 N/A
Nov 07, 2024 $0.10 N/A
Aug 08, 2024 $0.10 N/A
May 08, 2024 $0.10 N/A
Feb 07, 2024 $0.10 N/A
Nov 08, 2023 $0.10 N/A
Aug 17, 2023 $0.10 N/A
May 10, 2023 $0.10 N/A
Feb 08, 2023 $0.10 N/A
Nov 09, 2022 $0.10 N/A
Aug 10, 2022 $0.10 N/A
May 11, 2022 $0.10 N/A
Feb 09, 2022 $0.10 N/A
Nov 09, 2021 $0.10 N/A
Aug 04, 2021 $0.10 N/A
May 05, 2021 $0.10 N/A

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 0.84% Earnings Growth (3Y) 3.00%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 7.80%
Profitability
Revenue (TTM) N/A Net Income (TTM) 7.16 M
ROE 9.86% ROA 1.24%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 9.71 M
ROIC N/A FCF Growth (3Y) 30.12%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 70.98 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 12.28 Forward P/E N/A
P/B Ratio 1.19 P/S Ratio N/A
PEG Ratio 1.57 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 11.04%
Market Cap 87.95 M Enterprise Value 80.29 M
Per Share
EPS (Diluted TTM) 1.28 Revenue / Share N/A
FCF / Share 1.67 OCF / Share 1.72
EPS CAGR (1Y) 1.39% EPS CAGR (5Y) 8.85%
EPS CAGR (10Y) 0.96%
Efficiency
CapEx / Revenue N/A FCF Conversion 135.62%
SBC-Adj. FCF 9.66 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2022 FY2021 FY2020 FY2019 FY2018
Revenue
Net Income 4.10 M 4.07 M 3.86 M 3.72 M 3.04 M
EPS (Diluted) 0.73 0.72 0.67 0.64 0.52
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A 1.65 M 1.91 M 1.31 M 1.15 M 1.32 M
Interest Expense 1.09 M 1.82 M 3.89 M 3.59 M 1.81 M
Income Tax 973,000.0 1.06 M 900,000.0 874,000.0 1.71 M

Balance Sheet

Annual, most recent first
Metric FY2022 FY2021 FY2020 FY2019 FY2018
Total Assets 544.79 M 543.72 M 515.58 M 527.83 M 487.96 M
Total Liabilities 469.54 M 455.62 M 427.28 M 439.53 M 403.09 M
Shareholders' Equity 75.26 M 88.10 M 88.31 M 88.30 M 84.87 M
Total Debt
Cash & Equivalents 9.73 M 30.65 M 34.58 M 36.69 M 9.91 M
Current Assets
Current Liabilities