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OneMain Holdings, Inc.

Data quality: 100%
OMF
NYSE Financial Services Financial - Credit Services
$53.26
▲ $0.60 (1.14%)
Mkt Cap: 6.27B
Day Range
$52.00 $53.67
52-Week Range
$38.00 $71.93
Volume
946,404
50D / 200D Avg
$59.39 / $59.44
Prev Close
$52.66

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 8.0 10.3
P/B 1.8 1.1
ROE % 23.8 11.7
Net Margin % 12.5 16.9
Rev Growth 5Y % 5.9 11.6
D/E 6.7 0.5

Analyst Price Target

Hold
$69.71 +30.9%
Low: $55.00 High: $76.00
Forward P/E
7.0
Forward EPS
$7.53
EPS Growth (est.)
+0.0%
Est. Revenue
5.3 B

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2028 $10.65
$10.45 – $10.88
 6.2 B 1
FY2027 $8.93
$8.45 – $9.26
 5.7 B 7
FY2026 $7.53
$6.94 – $7.83
 5.3 B 9

Key Takeaways

Revenue grew 5.85% annually over 5 years — modest growth
Earnings grew 53.83% over the past year
ROE of 23.76% indicates high profitability
Debt/Equity of 6.67 — high leverage
Generating 3.13B in free cash flow
P/E of 8.01 — trading at a low valuation

Growth

Revenue Growth (5Y)
5.85%
Revenue (1Y)9.09%
Earnings (1Y)53.83%
FCF Growth (3Y)11.47%

Quality

Return on Equity
23.76%
ROIC2.88%
Net Margin12.54%
Op. Margin16.04%

Safety

Debt / Equity
6.67
Current RatioN/A
Interest Coverage0.79

Valuation

P/E Ratio
8.01
P/B Ratio1.84
EV/EBITDA28.02
Dividend Yield0.06%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 9.09% Revenue Growth (3Y) 8.53%
Earnings Growth (1Y) 53.83% Earnings Growth (3Y) 10.52%
Revenue Growth (5Y) 5.85% Earnings Growth (5Y) -12.14%
Profitability
Revenue (TTM) 6.24B Net Income (TTM) 783.00M
ROE 23.76% ROA 2.86%
Gross Margin 47.63% Operating Margin 16.04%
Net Margin 12.54% Free Cash Flow (TTM) 3.13B
ROIC 2.88% FCF Growth (3Y) 11.47%
Safety
Debt / Equity 6.67 Current Ratio N/A
Interest Coverage 0.79 Dividend Yield 0.06%
Valuation
P/E Ratio 8.01 P/B Ratio 1.84
P/S Ratio 1.00 PEG Ratio 0.19
EV/EBITDA 28.02 Dividend Yield 0.06%
Market Cap 6.27B Enterprise Value 28.05B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 6.24B 5.72B 5.30B 5.09B 4.97B
Net Income 783.00M 509.00M 641.00M 872.00M 1.31B
EPS (Diluted) 6.56 4.24 5.31 7.01 9.88
Gross Profit 2.97B 2.50B 2.56B 2.80B 3.44B
Operating Income 1.00B 667.00M 840.00M 1.16B 1.74B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 27.39B 25.91B 24.29B 22.54B 22.08B
Total Liabilities 23.99B 22.72B 21.11B 19.52B 18.99B
Shareholders' Equity 3.40B 3.19B 3.19B 3.02B 3.09B
Total Debt 22.69B 21.44B 19.81B 18.28B 17.75B
Cash & Equivalents 914.00M 458.00M 1.01B 498.00M 541.00M
Current Assets 2.03B 2.68B 3.20B 2.23B 2.45B
Current Liabilities 0.0 0.0 0.0 0.0 0.0

Strategy Scores

This stock passed the criteria for 2 strategies

Score = fit strength (0–100)
Rank = position among all matches
Growth Price/Sales Ratio Focus (Ken Fisher)
#612 of 618
4
Custom Contrarian Investing (David Dreman)
#199 of 670
44

Recent Activity

Entered Price/Sales Ratio Focus (Ken Fisher)
Mar 24, 2026
Entered Contrarian Investing (David Dreman)
Mar 24, 2026