ONITY GROUP INC.
Data quality: 100%
ONIT
NYSE
Financial Services
Nondepository Credit Institutions
$42.68
▼
$0.38
(-0.88%)
Mkt Cap: 368.13 M
Price
$43.20
Mkt Cap
368.13 M
Day Range
—
52-Week Range
—
Volume
—
Open —
50D / 200D Avg
—
50D / 200D Avg
—
Quick Summary
Key Takeaways
Revenue grew 0.39% annually over 5 years — modest growth
Earnings grew 459.00% over the past year
ROE of 38.54% indicates high profitability
Net margin of 17.77% shows strong profitability
Negative free cash flow of -750.90 M
P/E of 1.94 — trading at a low valuation
Growth
Revenue Growth (5Y)
0.39%
Below sector avg (5.90%)
Revenue (1Y)9.29%
Earnings (1Y)459.00%
FCF Growth (3Y)N/A
Quality
Return on Equity
38.54%
Above sector avg (9.24%)
ROICN/A
Net Margin17.77%
Op. MarginN/A
Safety
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Valuation
PE (TTM|2027)
1.94 | 4.38
Below sector avg (11.15)
P/B Ratio0.73
EV/EBITDAN/A
Dividend YieldN/A
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (2180 peers)
Peer Comparison
vs Financial Services sector median (2180 peers)| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 1.9 | 11.1 |
| P/B | 0.7 | 1.2 |
| ROE % | 38.5 | 9.2 |
| Net Margin % | 17.8 | 9.4 |
| Rev Growth 5Y % | 0.4 | 5.9 |
| D/E | — | 0.5 |
Analyst Price Target
2 analysts
Strong Buy
Current
$42.68
Target
$60.00
$60.00
$60.00
$60.00
Forecast
Forward P/E
4.32
Forward EPS
$9.87
EPS Growth (est.)
+11.7%
Est. Revenue
1.29 B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2027 |
$9.87
$9.87 – $9.87
|
1.29 B | 1 |
| FY2026 |
$8.84
$8.84 – $8.84
|
1.18 B | 1 |
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| 2026 Q2 |
$2.21
$2.21 – $2.21
|
292.70 M | 1 |
| 2026 Q1 |
$2.09
$2.09 – $2.09
|
288.80 M | 1 |
Earnings Surprises
Last 4 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| Q42025 | $2.46 | $14.35 | +483.5% |
| Q32025 | $1.98 | $2.12 | +7.3% |
| Q22025 | $2.02 | $1.74 | -13.7% |
| Q12025 | $1.87 | $2.82 | +51.1% |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 9.29% | Revenue Growth (3Y) | 0.00% |
| Earnings Growth (1Y) | 459.00% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | 0.39% | Earnings Growth (5Y) | 79.93% |
| Profitability | |||
| Revenue (TTM) | 1.07 B | Net Income (TTM) | 189.50 M |
| ROE | 38.54% | ROA | 1.16% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | 17.77% | Free Cash Flow (TTM) | -750.90 M |
| ROIC | N/A | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | 0.07 |
| Working Capital | N/A | Tangible Book Value | 498.70 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 1.94 | Forward P/E | N/A |
| P/B Ratio | 0.73 | P/S Ratio | 0.35 |
| PEG Ratio | 0.02 | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | -203.97% | ||
| Market Cap | 368.13 M | Enterprise Value | 195.33 M |
| Per Share | |||
| EPS (Diluted TTM) | 21.46 | Revenue / Share | 125.18 |
| FCF / Share | -88.12 | OCF / Share | -87.78 |
| EPS CAGR (1Y) | 419.61% | EPS CAGR (5Y) | 82.61% |
| EPS CAGR (10Y) | N/A | ||
| Efficiency | |||
| CapEx / Revenue | 0.27% | FCF Conversion | -396.25% |
| SBC-Adj. FCF | -757.70 M | Growth Momentum | 8.90 |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.07 B | 976.00 M | 1.07 B | 953.90 M | 1.05 B |
| Net Income | 189.50 M | 33.90 M | -63.70 M | 25.70 M | 18.08 M |
| EPS (Diluted) | 21.46 | 4.13 | -8.34 | 2.85 | 1.93 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 4.40 M | 5.40 M | 7.00 M | 10.50 M | 10.27 M |
| Interest Expense | 308.60 M | 288.90 M | 273.60 M | 186.00 M | 143.97 M |
| Income Tax | -126.80 M | 5.30 M | 5.60 M | -800,000.0 | -22.45 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 16.17 B | 16.44 B | 12.51 B | 12.40 B | 12.15 B |
| Total Liabilities | 15.49 B | 15.94 B | 12.11 B | 11.94 B | 11.67 B |
| Shareholders' Equity | 627.90 M | 442.90 M | 401.80 M | 456.70 M | 476.69 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | 180.50 M | 184.80 M | 201.60 M | 208.00 M | 192.79 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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