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Presurance Holdings, Inc.

Data quality: 83%
Also listed as PRHIZ Nasdaq
PRHI
Nasdaq Financial Services Insurance Carriers
$0.76
▼ $0.00 (-0.17%)
Mkt Cap: 19.81 M
Price
$0.76
Mkt Cap
19.81 M
Day Range
$0.76 — $0.80
52-Week Range
$0.48 — $2.83
Volume
19,229
Open $0.76
50D / 200D Avg
$0.69
9.50% above
50D / 200D Avg
$0.92
18.10% below

Quick Summary

Key Takeaways

Revenue declined -21.83% annually over 5 years
Earnings declined -175.73% over the past year
Debt/Equity of 0.48 — conservative balance sheet
Revenue growth is decelerating — 1Y growth trails 5Y average by 13.80%

Growth

Revenue Growth (5Y)
-21.83%
Below sector avg (5.83%)
Revenue (1Y)-35.63%
Earnings (1Y)-175.73%
FCF Growth (3Y)N/A

Quality

Return on Equity
-68.91%
Below sector avg (9.24%)
ROIC-7.20%
Net Margin-42.58%
Op. Margin-59.78%

Safety

Debt / Equity
0.48
Below sector avg (0.49)
Current RatioN/A
Interest Coverage-8.13

Valuation

PE (TTM)
-1.07
Below sector avg (11.15)
P/B Ratio0.78
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2144 peers)
Metric Stock Sector Median
P/E -1.1 11.1
P/B 0.8 1.2
ROE % -68.9 9.2
Net Margin % -42.6 9.4
Rev Growth 5Y % -21.8 5.8
D/E 0.5 0.5

All Fundamental Metrics

Growth
Revenue Growth (1Y) -35.63% Revenue Growth (3Y) -33.78%
Earnings Growth (1Y) -175.73% Earnings Growth (3Y) N/A
Revenue Growth (5Y) -21.83% Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) 43.30 M Net Income (TTM) -18.44 M
ROE -68.91% ROA -6.49%
Gross Margin N/A Operating Margin -59.78%
Net Margin -42.58% Free Cash Flow (TTM) N/A
ROIC -7.20% FCF Growth (3Y) N/A
Safety
Debt / Equity 0.48 Current Ratio N/A
Interest Coverage -8.13 Asset Turnover 0.15
Working Capital N/A Tangible Book Value 25.30 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio -1.07 Forward P/E N/A
P/B Ratio 0.78 P/S Ratio 0.46
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield N/A
Market Cap 19.81 M Enterprise Value 24.52 M
Per Share
EPS (Diluted TTM) -1.51 Revenue / Share 1.65
FCF / Share N/A OCF / Share N/A
EPS CAGR (1Y) -178.24% EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue N/A FCF Conversion N/A
SBC-Adj. FCF N/A Growth Momentum -13.80

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 43.30 M 67.27 M 98.76 M 104.89 M 115.96 M
Net Income -18.44 M 24.35 M -25.92 M -10.68 M -1.09 M
EPS (Diluted) -1.51 1.93 -2.12 -1.00
Gross Profit
Operating Income -25.89 M -37.28 M -30.89 M -28.33 M -13.35 M
EBITDA
R&D Expenses
SG&A Expenses
D&A
Interest Expense 3.19 M 4.88 M 3.21 M 2.97 M 2.85 M
Income Tax 141,000.0 -1.84 M 9,000.0 -9.44 M 208,000.0

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 239.28 M 281.66 M 311.80 M 312.35 M 290.40 M
Total Liabilities 230.32 M 260.13 M 308.92 M 293.40 M 249.90 M
Shareholders' Equity 8.97 M 21.53 M 2.89 M 18.95 M 40.50 M
Total Debt 12.19 M 11.93 M 25.06 M 33.88 M 33.56 M
Cash & Equivalents 27.36 M 27.65 M 11.13 M 28.04 M 9.91 M
Current Assets
Current Liabilities