PARK NATIONAL CORP /OH/
Data quality: 100%
PRK
NYSE
Financial Services
Depository Institutions
$172.67
▼
$2.09
(-1.20%)
Mkt Cap: 3.12 B
Price
$172.67
Mkt Cap
3.12 B
Day Range
$170.70 — $172.67
52-Week Range
$140.12 — $179.48
Volume
63,341
Open $174.90
50D / 200D Avg
$165.80
4.15% above
50D / 200D Avg
$163.51
5.61% above
Quick Summary
Key Takeaways
Earnings grew 18.92% over the past year
ROE of 13.71% — decent returns on equity
Net margin of 27.10% shows strong profitability
Debt/Equity of 0.06 — conservative balance sheet
Generating 191.95 M in free cash flow
Cash machine — converts 106.59% of earnings into free cash flow
Growth
Revenue Growth (5Y)
N/A
Revenue (1Y)2.92%
Earnings (1Y)18.92%
FCF Growth (3Y)15.89%
Quality
Return on Equity
13.71%
Above sector avg (9.24%)
ROICN/A
Net Margin27.10%
Op. MarginN/A
Safety
Debt / Equity
0.06
Below sector avg (0.49)
Current RatioN/A
Interest CoverageN/A
Valuation
PE (TTM|NTM|2027)
17.32 | 13.80 | 13.80
Above sector avg (11.14)
P/B Ratio2.34
EV/EBITDAN/A
Dividend YieldN/A
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (2180 peers)
Peer Comparison
vs Financial Services sector median (2180 peers)| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 17.3 | 11.1 |
| P/B | 2.3 | 1.2 |
| ROE % | 13.7 | 9.2 |
| Net Margin % | 27.1 | 9.4 |
| Rev Growth 5Y % | — | 5.8 |
| D/E | 0.1 | 0.5 |
Analyst Price Target
3 analysts
Hold
Current
$172.67
Target
$178.17
$171.50
$180.00
$183.00
Forecast
Forward P/E
13.80
Forward EPS
$12.52
EPS Growth (est.)
+5.7%
Est. Revenue
695.75 M
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2027 |
$12.52
$12.25 – $13.05
|
695.75 M | 3 |
| FY2026 |
$11.85
$11.40 – $12.50
|
671.38 M | 3 |
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| 2026 Q2 |
$2.90
$2.75 – $3.10
|
168.52 M | 3 |
| 2026 Q1 |
$2.66
$2.54 – $2.77
|
157.07 M | 3 |
Earnings Surprises
Last 4 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| Q42025 | $2.80 | $2.93 | +4.6% |
| Q32025 | $2.74 | $2.87 | +4.9% |
| Q22025 | $2.45 | $2.90 | +18.5% |
| Q12025 | $2.15 | $2.57 | +19.4% |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 2.92% | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 18.92% | Earnings Growth (3Y) | 19.20% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | 4.00% |
| Profitability | |||
| Revenue (TTM) | 664.42 M | Net Income (TTM) | 180.07 M |
| ROE | 13.71% | ROA | 1.82% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | 27.10% | Free Cash Flow (TTM) | 191.95 M |
| ROIC | N/A | FCF Growth (3Y) | 15.89% |
| Safety | |||
| Debt / Equity | 0.06 | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | 0.07 |
| Working Capital | N/A | Tangible Book Value | 1.17 B |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 17.32 | Forward P/E | 13.80 |
| P/B Ratio | 2.34 | P/S Ratio | 4.70 |
| PEG Ratio | 4.33 | Forward PEG | 2.44 |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | 4.48 | Fwd Earnings Yield | 7.25% |
| FCF Yield | 6.15% | ||
| Market Cap | 3.12 B | Enterprise Value | 2.98 B |
| Per Share | |||
| EPS (Diluted TTM) | 11.11 | Revenue / Share | 36.78 |
| FCF / Share | 10.62 | OCF / Share | 10.98 |
| EPS CAGR (1Y) | 19.21% | EPS CAGR (5Y) | 4.35% |
| EPS CAGR (10Y) | 7.93% | ||
| Efficiency | |||
| CapEx / Revenue | 0.96% | FCF Conversion | 106.59% |
| SBC-Adj. FCF | 184.81 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 664.42 M | 645.55 M | — | — | — |
| Net Income | 180.07 M | 151.42 M | 126.73 M | 148.35 M | 153.95 M |
| EPS (Diluted) | 11.11 | 9.32 | 7.80 | 9.06 | 9.37 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 11.20 M | 12.20 M | 14.00 M | 13.80 M | 13.30 M |
| Interest Expense | 437.31 M | 398.02 M | 98.56 M | 31.19 M | 15.96 M |
| Income Tax | 41.25 M | 33.31 M | 26.87 M | 32.11 M | 34.29 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 9.81 B | 9.81 B | 9.84 B | 9.85 B | 9.56 B |
| Total Liabilities | 8.45 B | 8.56 B | 8.69 B | 8.79 B | 8.45 B |
| Shareholders' Equity | 1.35 B | 1.24 B | 1.15 B | 1.07 B | 1.11 B |
| Total Debt | 81.71 M | 90.43 M | 328.18 M | 227.34 M | 238.79 M |
| Cash & Equivalents | 233.51 M | 160.57 M | 218.27 M | 189.73 M | 219.18 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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