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PARK NATIONAL CORP /OH/

Data quality: 100%
PRK
NYSE Financial Services Depository Institutions
$172.67
▼ $2.09 (-1.20%)
Mkt Cap: 3.12 B
Price
$172.67
Mkt Cap
3.12 B
Day Range
$170.70 — $172.67
52-Week Range
$140.12 — $179.48
Volume
63,341
Open $174.90
50D / 200D Avg
$165.80
4.15% above
50D / 200D Avg
$163.51
5.61% above

Quick Summary

Key Takeaways

Earnings grew 18.92% over the past year
ROE of 13.71% — decent returns on equity
Net margin of 27.10% shows strong profitability
Debt/Equity of 0.06 — conservative balance sheet
Generating 191.95 M in free cash flow
Cash machine — converts 106.59% of earnings into free cash flow

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)2.92%
Earnings (1Y)18.92%
FCF Growth (3Y)15.89%

Quality

Return on Equity
13.71%
Above sector avg (9.24%)
ROICN/A
Net Margin27.10%
Op. MarginN/A

Safety

Debt / Equity
0.06
Below sector avg (0.49)
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM|NTM|2027)
17.32 | 13.80 | 13.80
Above sector avg (11.14)
P/B Ratio2.34
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2180 peers)
Metric Stock Sector Median
P/E 17.3 11.1
P/B 2.3 1.2
ROE % 13.7 9.2
Net Margin % 27.1 9.4
Rev Growth 5Y % 5.8
D/E 0.1 0.5

Analyst Price Target

3 analysts
Hold
Current
$172.67
+3.2%
Target
$178.17
$171.50
$180.00
$183.00
Forecast
Forward P/E 13.80
Forward EPS $12.52
EPS Growth (est.) +5.7%
Est. Revenue 695.75 M

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2027 $12.52
$12.25 – $13.05
695.75 M 3
FY2026 $11.85
$11.40 – $12.50
671.38 M 3

Earnings Surprises

Last 4 quarters
Quarter Est. EPS Actual EPS Surprise
Q42025 $2.80 $2.93 +4.6%
Q32025 $2.74 $2.87 +4.9%
Q22025 $2.45 $2.90 +18.5%
Q12025 $2.15 $2.57 +19.4%

ETFs Holding This Stock

AFSM logo AFSM First Trust Active Factor Small Cap ETF
0.57% weight
FYC logo FYC First Trust Small Cap Growth AlphaDEX Fund
0.38% weight
AVSC logo AVSC Avantis U.S. Small Cap Equity ETF
0.32% weight
AVSCX AVSCX
0.29% weight
EES logo EES WisdomTree U.S. SmallCap Fund
0.28% weight
GTTRX GTTRX
0.27% weight
GTTTX GTTTX
0.27% weight
GSATX GSATX
0.27% weight
GSCTX GSCTX
0.27% weight
GSITX GSITX
0.27% weight

All Fundamental Metrics

Growth
Revenue Growth (1Y) 2.92% Revenue Growth (3Y) N/A
Earnings Growth (1Y) 18.92% Earnings Growth (3Y) 19.20%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 4.00%
Profitability
Revenue (TTM) 664.42 M Net Income (TTM) 180.07 M
ROE 13.71% ROA 1.82%
Gross Margin N/A Operating Margin N/A
Net Margin 27.10% Free Cash Flow (TTM) 191.95 M
ROIC N/A FCF Growth (3Y) 15.89%
Safety
Debt / Equity 0.06 Current Ratio N/A
Interest Coverage N/A Asset Turnover 0.07
Working Capital N/A Tangible Book Value 1.17 B
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 17.32 Forward P/E 13.80
P/B Ratio 2.34 P/S Ratio 4.70
PEG Ratio 4.33 Forward PEG 2.44
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S 4.48 Fwd Earnings Yield 7.25%
FCF Yield 6.15%
Market Cap 3.12 B Enterprise Value 2.98 B
Per Share
EPS (Diluted TTM) 11.11 Revenue / Share 36.78
FCF / Share 10.62 OCF / Share 10.98
EPS CAGR (1Y) 19.21% EPS CAGR (5Y) 4.35%
EPS CAGR (10Y) 7.93%
Efficiency
CapEx / Revenue 0.96% FCF Conversion 106.59%
SBC-Adj. FCF 184.81 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 664.42 M 645.55 M
Net Income 180.07 M 151.42 M 126.73 M 148.35 M 153.95 M
EPS (Diluted) 11.11 9.32 7.80 9.06 9.37
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A 11.20 M 12.20 M 14.00 M 13.80 M 13.30 M
Interest Expense 437.31 M 398.02 M 98.56 M 31.19 M 15.96 M
Income Tax 41.25 M 33.31 M 26.87 M 32.11 M 34.29 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 9.81 B 9.81 B 9.84 B 9.85 B 9.56 B
Total Liabilities 8.45 B 8.56 B 8.69 B 8.79 B 8.45 B
Shareholders' Equity 1.35 B 1.24 B 1.15 B 1.07 B 1.11 B
Total Debt 81.71 M 90.43 M 328.18 M 227.34 M 238.79 M
Cash & Equivalents 233.51 M 160.57 M 218.27 M 189.73 M 219.18 M
Current Assets
Current Liabilities