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QUAINT OAK BANCORP, INC.

Data quality: 83%
QNTO
OTC Financial Services Depository Institutions
$16.20
$0.00 (0.00%)
Mkt Cap: 42.78 M
Price
$16.20
Mkt Cap
42.78 M
Day Range
$16.75 — $16.75
52-Week Range
$8.84 — $16.75
Volume
100
Open $16.75
50D / 200D Avg
$14.77
9.69% above
50D / 200D Avg
$11.46
41.39% above

Quick Summary

Key Takeaways

Earnings declined -88.48% over the past year
ROE of 0.62% is below average
Generating 4.15 M in free cash flow
P/E of 132.87 — premium valuation
Cash machine — converts 1289.13% of earnings into free cash flow
ROIC of 0.05% — low return on invested capital

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)-88.48%
FCF Growth (3Y)-76.18%

Quality

Return on Equity
0.62%
Below sector avg (9.24%)
ROIC0.05%
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest Coverage0.04

Valuation

PE (TTM)
132.87
Above sector avg (11.15)
P/B Ratio0.82
EV/EBITDA-14.76
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2151 peers)
Metric Stock Sector Median
P/E 132.9 11.2
P/B 0.8 1.2
ROE % 0.6 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 0.5

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) -88.48% Earnings Growth (3Y) -60.07%
Revenue Growth (5Y) N/A Earnings Growth (5Y) -52.65%
Profitability
Revenue (TTM) N/A Net Income (TTM) 322,000.0
ROE 0.62% ROA 0.05%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 4.15 M
ROIC 0.05% FCF Growth (3Y) -76.18%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage 0.04 Asset Turnover N/A
Working Capital N/A Tangible Book Value 51.62 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 132.87 Forward P/E N/A
P/B Ratio 0.82 P/S Ratio N/A
PEG Ratio N/A Forward PEG N/A
EV/EBITDA -14.76 Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 9.70%
Market Cap 42.78 M Enterprise Value -9.51 M
Per Share
EPS (Diluted TTM) 0.12 Revenue / Share N/A
FCF / Share 1.57 OCF / Share 1.57
EPS CAGR (1Y) -88.89% EPS CAGR (5Y) -55.50%
EPS CAGR (10Y) -18.66%
Efficiency
CapEx / Revenue N/A FCF Conversion 1289.13%
SBC-Adj. FCF 3.91 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 322,000.0 2.80 M 2.02 M 7.86 M 6.40 M
EPS (Diluted) 0.12 1.08 0.89 3.65 3.06
Gross Profit
Operating Income 644,000.0 3.42 M 2.90 M 13.37 M 9.31 M
EBITDA
R&D Expenses
SG&A Expenses
D&A
Interest Expense 17.90 M 17.82 M 26.31 M 8.78 M 4.38 M
Income Tax 322,000.0 1.19 M 1.23 M 3.05 M 2.49 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 675.85 M 685.17 M 754.12 M 792.35 M 554.12 M
Total Liabilities 623.52 M 632.55 M 702.55 M 743.27 M 517.21 M
Shareholders' Equity 52.33 M 52.62 M 48.49 M 44.79 M 34.79 M
Total Debt
Cash & Equivalents 53.55 M 62.99 M 62.13 M 3.89 M 10.71 M
Current Assets
Current Liabilities