Rhinebeck Bancorp, Inc.
Data quality: 83%
RBKB
Nasdaq
Financial Services
Depository Institutions
$15.57
▲
$0.04
(0.26%)
Mkt Cap: 174.05 M
Price
$15.62
Mkt Cap
174.05 M
Day Range
—
52-Week Range
—
Volume
—
Open —
50D / 200D Avg
—
50D / 200D Avg
—
Quick Summary
Key Takeaways
Generating 10.89 M in free cash flow
Cash machine — converts 108.44% of earnings into free cash flow
Growth
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)N/A
FCF Growth (3Y)29.75%
Quality
Return on Equity
7.67%
Below sector avg (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Safety
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Valuation
PE (TTM)
17.33
Above sector avg (11.14)
P/B Ratio1.31
EV/EBITDAN/A
Dividend YieldN/A
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (2180 peers)
Peer Comparison
vs Financial Services sector median (2180 peers)| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 17.3 | 11.1 |
| P/B | 1.3 | 1.2 |
| ROE % | 7.7 | 9.2 |
| Net Margin % | — | 9.4 |
| Rev Growth 5Y % | — | 5.8 |
| D/E | — | 0.5 |
Analyst Price Target
No analyst coverage available
Earnings Estimates
No forward estimates available
No quarterly estimates available
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | N/A | Earnings Growth (3Y) | 51.18% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | -3.45% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 10.05 M |
| ROE | 7.67% | ROA | 0.78% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 10.89 M |
| ROIC | N/A | FCF Growth (3Y) | 29.75% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 130.66 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 17.33 | Forward P/E | N/A |
| P/B Ratio | 1.31 | P/S Ratio | N/A |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 6.26% | ||
| Market Cap | 174.05 M | Enterprise Value | 174.05 M |
| Per Share | |||
| EPS (Diluted TTM) | 0.92 | Revenue / Share | N/A |
| FCF / Share | 0.98 | OCF / Share | 1.05 |
| EPS CAGR (1Y) | N/A | EPS CAGR (5Y) | -3.48% |
| EPS CAGR (10Y) | N/A | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 108.44% |
| SBC-Adj. FCF | 11.16 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 10.05 M | -8.62 M | 4.40 M | 7.00 M | 11.56 M |
| EPS (Diluted) | 0.92 | -0.80 | 0.40 | 0.64 | 1.06 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | — | — | — | — | — |
| Interest Expense | 46.39 M | 38.23 M | 22.69 M | 6.76 M | 4.29 M |
| Income Tax | 2.64 M | -2.32 M | 1.22 M | 1.90 M | 3.43 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.30 B | 1.26 B | 1.31 B | 1.34 B | 1.28 B |
| Total Liabilities | 1.16 B | 1.13 B | 1.20 B | 1.23 B | 1.16 B |
| Shareholders' Equity | 136.85 M | 121.83 M | 113.69 M | 108.13 M | 125.97 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | — | — | — | — | — |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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