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Day Range
$13.97
$14.57
52-Week Range
$10.94
$24.36
Volume
19,363,334
50D / 200D Avg
$18.56
/
$17.60
Prev Close
$14.17
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | -593.5 | 10.3 |
| P/B | 1.8 | 1.1 |
| ROE % | -0.6 | 11.7 |
| Net Margin % | -1.0 | 16.9 |
| Rev Growth 5Y % | -15.0 | 11.6 |
| D/E | 0.0 | 0.5 |
Analyst Price Target
Hold
$21.50
+50.5%
Low: $17.00
High: $25.00
Forward P/E
17.56
Forward EPS
$0.81
EPS Growth (est.)
+0.0%
Est. Revenue
11.69B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2028 |
$1.29
$0.86 – $1.72
|
14.22B | 2 |
| FY2027 |
$1.14
$0.92 – $1.22
|
12.73B | 6 |
| FY2026 |
$0.81
$0.73 – $0.92
|
11.69B | 7 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-26 | $0.09 | $0.11 | +22.8% |
| 2025-10-30 | $0.04 | $0.07 | +55.8% |
| 2025-07-31 | $0.03 | $0.04 | +46.5% |
| 2025-05-08 | $0.04 | $0.04 | +4.2% |
| 2025-02-27 | $0.03 | $0.04 | +45.2% |
| 2024-11-12 | $0.08 | $0.08 | -0.1% |
| 2024-08-01 | $0.05 | $0.06 | +21.9% |
| 2024-05-02 | $0.01 | $0.04 | +550.4% |
Dividend History
3 yr streakYield
0.04%
Payout Ratio
-15.56%
Growth (3Y)
N/A
Growth (5Y)
N/A
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 20, 2025 | Apr 03, 2025 | $0.80 | 5.58% |
| Mar 07, 2022 | Mar 22, 2022 | $1.01 | 8.21% |
| Mar 08, 2021 | Mar 23, 2021 | $1.11 | 4.49% |
Key Takeaways
Revenue declined -14.99% annually over 5 years
Earnings declined -331.53% over the past year
Debt/Equity of 0.00 — conservative balance sheet
Negative free cash flow of -4.02B
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 42.36%
Capital efficient — spends only 1.32% of revenue on capex
Growth
Revenue Growth (5Y)
-14.99%
Revenue (1Y)27.37%
Earnings (1Y)-331.53%
FCF Growth (3Y)N/A
Quality
Return on Equity
-0.58%
ROIC1.97%
Net Margin-0.99%
Op. Margin8.72%
Safety
Debt / Equity
0.00
Current Ratio16.62
Interest Coverage0.74
Valuation
P/E Ratio
-593.46
Forward P/E17.56
P/B Ratio1.76
EV/EBITDA62.77
Dividend Yield0.04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 27.37% | Revenue Growth (3Y) | 31.05% |
| Earnings Growth (1Y) | -331.53% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | -14.99% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 6.88B | Net Income (TTM) | -68.00M |
| ROE | -0.58% | ROA | -0.11% |
| Gross Margin | 91.57% | Operating Margin | 8.72% |
| Net Margin | -0.99% | Free Cash Flow (TTM) | -4.02B |
| ROIC | 1.97% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0.00 | Current Ratio | 16.62 |
| Interest Coverage | 0.74 | ||
| Dividends | |||
| Dividend Yield | 0.04% | Payout Ratio | -15.56% |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | 3 yrs | ||
| Valuation | |||
| P/E Ratio | -593.46 | Forward P/E | 17.56 |
| P/B Ratio | 1.76 | P/S Ratio | 5.87 |
| PEG Ratio | 3.02 | Forward PEG | N/A |
| EV/EBITDA | 62.77 | Fwd EV/EBITDA | 19.75 |
| Forward P/S | 3.45 | Fwd Earnings Yield | 5.69% |
| FCF Yield | -9.96% | ||
| Market Cap | 40.36B | Enterprise Value | 37.66B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 6.88B | 5.40B | 4.01B | 6.00B | 13.18B |
| Net Income | -68.00M | 29.37M | -15.51M | 46.42M | 308.21M |
| EPS (Diluted) | -0.05 | 0.21 | -0.01 | 0.02 | 2.32 |
| Gross Profit | 6.30B | 4.93B | 3.65B | 5.68B | 12.68B |
| Operating Income | 600.00M | 668.05M | -402.90M | 741.91M | 6.18B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 60.69B | 24.51B | 19.23B | 20.08B | 32.77B |
| Total Liabilities | 37.79B | 15.47B | 10.93B | 11.61B | 23.02B |
| Shareholders' Equity | 22.90B | 702.50M | 624.90M | 576.70M | 665.66M |
| Total Debt | 0.0 | 13.98B | 9.56B | 10.35B | 21.18B |
| Cash & Equivalents | 2.70B | 1.27B | 1.11B | 722.29M | 2.13B |
| Current Assets | 4.74B | 2.06B | 1.78B | 1.35B | 4.74B |
| Current Liabilities | 285.00M | 9.08B | 4.81B | 5.19B | 11.75B |
